RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 329,733 financial institution locations in 19,713 markets across the United States as of 12/9/2025.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.973.920.011.283.750.0231
6 Mo CD - $10k1.683.830.012.524.000.7084
9 Mo CD - $10k1.193.940.013.364.751.29217
1 Yr CD - $10k1.524.500.012.774.000.75125
18 Mo CD - $10k1.274.750.012.713.750.75144
2 Yr CD - $10k1.243.940.012.553.691.00132
30 Mo CD - $10k0.753.250.012.923.871.00218
3 Yr CD - $10k0.943.050.012.593.541.00165
4 Yr CD - $10k0.923.050.012.643.541.00172
5 Yr CD - $10k0.943.050.012.703.541.00176
3 Mo CD - $100k0.783.920.011.363.750.0258
6 Mo CD - $100k1.673.830.012.584.000.9590
9 Mo CD - $100k1.213.940.013.404.751.39219
1 Yr CD - $100k1.544.500.012.834.001.05129
18 Mo CD - $100k1.305.050.012.733.950.75143
2 Yr CD - $100k1.323.940.012.613.691.00129
30 Mo CD - $100k0.803.250.012.943.871.00214
3 Yr CD - $100k0.973.150.012.653.541.00168
4 Yr CD - $100k0.953.150.012.693.541.00174
5 Yr CD - $100k0.963.050.012.763.541.00180
High Rate Checking0.020.020.013.707.001.00369
Basic Checking0.070.550.000.223.500.0115
HSA - $1k   0.050.050.05 
HSA - $10k   0.250.250.25 
HSA - $25k   0.250.250.25 
IRA - 1 Year - $10k1.183.250.012.794.001.10161
IRA - 1 Year - $100k1.503.000.012.803.951.90130
IRA - Liquid - $10k0.403.000.010.634.340.0522
IRA - Liquid - $100k0.412.000.010.704.340.0529
High Rate Money Market - $2.5k0.050.050.050.200.200.2015
Money Market - $2.5k0.382.290.010.442.000.027
Money Market - $10k0.453.350.010.572.000.0312
High Rate Money Market - $10k0.592.000.040.591.500.200
High Rate Money Market - $25k0.642.000.050.681.800.204
Money Market - $25k0.533.400.010.682.500.0516
Money Market - $50k0.563.450.010.822.500.0626
High Rate Money Market - $50k0.853.450.100.691.800.05-16
High Rate Money Market - $100k1.073.450.201.192.500.0512
Money Market - $100k0.723.500.011.122.960.0740
Money Market - $250k0.813.500.011.253.390.0744
High Rate Money Market - $250k1.223.700.201.282.500.056
Money Market - $500k1.383.750.051.203.500.07-19
High Rate Money Market - $500k0.750.750.751.382.130.5063
High Rate Money Market - $1 million1.001.001.002.043.250.50104
Money Market - $1 million1.403.750.051.293.500.07-11
Youth/Student Savings   0.665.000.02 
High Rate Savings0.793.400.023.155.000.06236
Regular Savings0.111.000.010.164.340.015
New Auto - 24 Mo6.648.595.385.7813.253.99-86
New Auto - 36 Mo6.839.564.495.5613.253.99-127
New Auto - 48 Mo6.909.564.495.6213.253.99-129
New Auto - 60 Mo7.009.564.495.6013.253.99-141
New Auto - 72 Mo7.089.564.495.657.243.99-143
New Auto - 84 Mo7.418.596.145.906.744.24-151
Used Auto - 24 Mo6.708.785.385.8310.593.99-87
Used Auto - 36 Mo7.149.564.495.6610.593.99-148
Used Auto - 48 Mo7.059.564.495.7210.593.99-133
Used Auto - 60 Mo7.229.564.495.7010.593.99-151
Used Auto - 72 Mo7.139.564.495.9011.493.99-122
Used Auto - 84 Mo7.188.785.996.3312.194.49-84
Used Boat-60 Mo9.4611.018.078.2011.504.49-126
New Boat-60 Mo8.9811.025.997.8111.504.49-117
Rewards Credit Card17.2220.7411.2513.3018.249.95-392
Credit Card Platinum16.6021.247.9011.8917.507.90-471
Credit Card Classic16.0220.749.9012.3616.257.99-366
Home Equity - LOC 80%8.409.747.387.269.005.50-114
Home Equity - 5 Yr 80%8.169.874.007.0310.504.92-113
Home Equity - 10 Yr 80%8.509.864.757.2510.505.65-125
Home Equity - 15 Yr 80%8.7610.085.507.3210.505.65-145
7 Yr ARM6.4606.7056.1916.0236.5905.247-44
3 Yr ARM5.9946.3905.597 
5 Yr ARM6.4196.5966.1545.8576.3314.995-56
15 Yr Fixed5.6735.9975.4335.4335.7545.125-24
20 Yr Fixed5.9416.4125.6265.9046.3755.500-4
30 Yr Fixed6.2457.1105.7255.9936.3755.740-25
15 Yr Fixed-Jumbo5.7125.7125.712 
20 Yr Fixed-Jumbo6.4256.4256.425 
7 Yr ARM-Jumbo6.3926.3926.392 
5 Yr ARM-Jumbo6.5186.5186.518 
30 Yr Fixed-Jumbo6.4576.4576.457 
Used Motorcycle-60 Mo   8.2110.504.49 
New Motorcycle-60 Mo   8.0110.504.49 
Used Motorhome-60 Mo9.4611.018.078.0610.504.49-140
New Motorhome-60 Mo8.7811.005.997.6910.504.49-108
Unsecured - 36 Mo10.9313.966.7412.0114.508.49108
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* Represents the difference in the average rate between banks and credit unions.