RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 329,802 financial institution locations in 19,713 markets across the United States as of 12/9/2025.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.043.920.011.283.750.0224
6 Mo CD - $10k1.673.830.012.524.000.7085
9 Mo CD - $10k1.183.940.013.364.751.29217
1 Yr CD - $10k1.454.500.012.774.000.75132
18 Mo CD - $10k1.264.750.012.713.750.75145
2 Yr CD - $10k1.273.940.012.553.691.00129
30 Mo CD - $10k0.803.250.012.923.871.00212
3 Yr CD - $10k0.923.050.012.593.541.00166
4 Yr CD - $10k0.983.050.012.643.541.00166
5 Yr CD - $10k0.923.050.012.703.541.00178
3 Mo CD - $100k0.843.920.011.363.750.0252
6 Mo CD - $100k1.673.830.012.584.000.9591
9 Mo CD - $100k1.213.940.013.404.751.39220
1 Yr CD - $100k1.534.500.012.834.001.05131
18 Mo CD - $100k1.295.050.012.733.950.75144
2 Yr CD - $100k1.353.940.012.613.691.00126
30 Mo CD - $100k0.773.250.012.943.871.00217
3 Yr CD - $100k0.953.050.012.653.541.00170
4 Yr CD - $100k0.933.050.012.693.541.00176
5 Yr CD - $100k0.953.050.012.763.541.00182
High Rate Checking0.020.020.013.707.001.00369
Basic Checking0.070.550.000.223.500.0115
HSA - $1k   0.050.050.05 
HSA - $10k   0.250.250.25 
HSA - $25k   0.250.250.25 
IRA - 1 Year - $10k1.163.250.012.794.001.10162
IRA - 1 Year - $100k1.503.000.012.803.951.90130
IRA - Liquid - $10k0.413.000.010.634.340.0522
IRA - Liquid - $100k0.412.000.010.704.340.0529
High Rate Money Market - $2.5k0.050.050.050.200.200.2015
Money Market - $2.5k0.382.290.010.442.000.027
Money Market - $10k0.452.750.010.572.000.0312
High Rate Money Market - $10k0.592.000.040.591.500.200
High Rate Money Market - $25k0.732.000.050.681.800.20-5
Money Market - $25k0.512.800.010.682.500.0517
Money Market - $50k0.542.850.010.822.500.0628
High Rate Money Market - $50k0.853.450.100.691.800.05-16
High Rate Money Market - $100k1.073.450.201.192.500.0512
Money Market - $100k0.722.900.011.122.960.0739
Money Market - $250k0.802.900.011.253.390.0745
High Rate Money Market - $250k1.223.700.201.282.500.056
Money Market - $500k1.383.750.051.203.500.07-19
High Rate Money Market - $500k0.750.750.751.382.130.5063
High Rate Money Market - $1 million1.001.001.002.043.250.50104
Money Market - $1 million1.403.750.051.293.500.07-11
Youth/Student Savings   0.665.000.02 
High Rate Savings0.793.400.023.155.000.06236
Regular Savings0.101.000.010.164.340.015
New Auto - 24 Mo6.648.595.385.7513.253.99-88
New Auto - 36 Mo6.839.564.495.5413.253.99-129
New Auto - 48 Mo6.889.564.495.5913.253.99-128
New Auto - 60 Mo7.009.564.495.5713.253.99-143
New Auto - 72 Mo7.069.564.495.647.243.99-142
New Auto - 84 Mo7.418.596.145.896.744.24-151
Used Auto - 24 Mo6.708.785.385.8310.593.99-87
Used Auto - 36 Mo6.939.564.495.6610.593.99-127
Used Auto - 48 Mo7.059.564.495.7210.593.99-133
Used Auto - 60 Mo7.229.564.495.7010.593.99-151
Used Auto - 72 Mo7.139.564.495.9011.493.99-122
Used Auto - 84 Mo7.188.785.996.3312.194.49-84
Used Boat-60 Mo9.4611.018.078.2011.504.49-126
New Boat-60 Mo8.7511.025.997.8111.504.49-94
Rewards Credit Card17.2020.7411.2513.3018.249.95-390
Credit Card Platinum16.6021.247.9011.8917.507.90-471
Credit Card Classic16.0220.749.9012.3616.257.99-366
Home Equity - LOC 80%8.409.747.387.269.005.50-114
Home Equity - 5 Yr 80%8.169.874.007.0310.504.92-113
Home Equity - 10 Yr 80%8.449.864.757.2610.505.65-118
Home Equity - 15 Yr 80%8.7210.085.507.3310.505.65-139
7 Yr ARM6.6968.0005.6256.5428.0005.750-15
3 Yr ARM6.5117.3406.176 
5 Yr ARM6.3687.4465.5006.5937.6005.62523
15 Yr Fixed5.9976.7505.1255.9256.5095.362-7
20 Yr Fixed6.1816.4125.8266.4246.7295.79124
30 Yr Fixed6.5137.2505.9906.4967.0295.875-2
15 Yr Fixed-Jumbo5.8295.7125.712 
20 Yr Fixed-Jumbo6.5216.4256.425 
7 Yr ARM-Jumbo6.4646.3926.392 
5 Yr ARM-Jumbo6.5916.5186.518 
30 Yr Fixed-Jumbo6.5306.4576.4576.4236.3516.351-11
Used Motorcycle-60 Mo   8.2110.504.49 
New Motorcycle-60 Mo   8.0110.504.49 
Used Motorhome-60 Mo9.4611.018.078.0610.504.49-140
New Motorhome-60 Mo8.7811.005.997.6910.504.49-108
Unsecured - 36 Mo10.9313.966.7412.0114.508.49108
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* Represents the difference in the average rate between banks and credit unions.