RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 333,576 financial institution locations in 19,713 markets across the United States as of 2/13/2026.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.043.780.011.383.680.0234
6 Mo CD - $10k1.653.750.012.564.000.7092
9 Mo CD - $10k0.903.750.013.314.751.29241
1 Yr CD - $10k1.484.500.012.804.000.75132
18 Mo CD - $10k1.204.750.012.683.690.75147
2 Yr CD - $10k1.193.250.012.603.691.00140
30 Mo CD - $10k0.793.250.012.883.871.00209
3 Yr CD - $10k0.903.000.012.633.461.00173
4 Yr CD - $10k0.953.000.012.663.401.00172
5 Yr CD - $10k0.923.000.012.743.701.00182
3 Mo CD - $100k0.863.780.011.463.920.0260
6 Mo CD - $100k1.663.750.012.624.000.9596
9 Mo CD - $100k0.933.750.013.374.751.39244
1 Yr CD - $100k1.504.500.012.854.001.05135
18 Mo CD - $100k1.235.050.012.713.690.75147
2 Yr CD - $100k1.273.750.012.653.691.00137
30 Mo CD - $100k0.773.250.012.913.871.00214
3 Yr CD - $100k0.933.000.012.703.461.00177
4 Yr CD - $100k0.933.000.012.723.441.00179
5 Yr CD - $100k0.953.000.012.793.441.00184
High Rate Checking0.020.030.013.587.001.00356
Basic Checking0.080.550.000.223.500.0114
HSA - $1k   0.050.050.05 
HSA - $10k   0.250.250.25 
HSA - $25k   0.250.250.25 
IRA - 1 Year - $10k1.273.250.012.814.001.10155
IRA - 1 Year - $100k1.433.000.012.863.901.90143
IRA - Liquid - $10k0.293.000.010.654.080.0236
IRA - Liquid - $100k0.412.000.010.674.080.0525
High Rate Money Market - $2.5k0.050.050.050.200.200.2015
Money Market - $2.5k0.372.290.010.472.000.0210
Money Market - $10k0.432.750.010.602.000.0317
High Rate Money Market - $10k0.611.750.040.591.500.20-1
High Rate Money Market - $25k0.661.750.060.681.800.202
Money Market - $25k0.482.800.010.712.500.0523
Money Market - $50k0.582.850.010.852.500.0627
High Rate Money Market - $50k0.681.750.100.741.800.206
High Rate Money Market - $100k0.671.750.201.512.750.5084
Money Market - $100k0.772.900.011.163.080.0739
Money Market - $250k0.873.000.011.263.350.0739
High Rate Money Market - $250k0.812.550.201.452.500.5063
Money Market - $500k0.892.600.051.193.350.0730
High Rate Money Market - $500k0.750.750.751.382.130.5063
High Rate Money Market - $1 million1.001.001.002.043.250.50104
Money Market - $1 million0.912.600.051.293.350.0738
Youth/Student Savings   0.665.000.02 
High Rate Savings0.773.300.023.255.000.06248
Regular Savings0.101.000.010.144.080.014
New Auto - 24 Mo6.608.595.385.6413.253.99-96
New Auto - 36 Mo6.699.564.495.316.243.15-138
New Auto - 48 Mo6.709.564.495.346.243.15-137
New Auto - 60 Mo6.749.564.495.366.243.15-139
New Auto - 72 Mo6.889.564.495.496.743.15-140
New Auto - 84 Mo7.358.595.895.766.744.24-158
Used Auto - 24 Mo6.668.785.385.7010.593.99-97
Used Auto - 36 Mo6.869.564.495.456.253.15-141
Used Auto - 48 Mo6.879.564.495.496.293.15-138
Used Auto - 60 Mo6.939.564.495.557.743.15-138
Used Auto - 72 Mo7.049.564.495.657.193.15-140
Used Auto - 84 Mo7.138.785.896.2012.194.49-92
Used Boat-60 Mo9.4611.018.078.0911.504.49-137
New Boat-60 Mo8.7211.025.757.8011.504.49-92
Rewards Credit Card16.7720.4911.2513.3318.499.95-344
Credit Card Platinum16.2621.247.9011.8217.507.90-444
Credit Card Classic15.4620.499.9012.1316.007.99-333
Home Equity - LOC 80%7.989.746.756.998.755.50-99
Home Equity - 5 Yr 80%8.009.874.006.969.505.50-104
Home Equity - 10 Yr 80%8.099.864.757.149.505.65-95
Home Equity - 15 Yr 80%8.4210.085.507.219.505.65-121
7 Yr ARM6.6038.0005.6256.4928.0005.750-11
3 Yr ARM6.5087.3406.176 
5 Yr ARM6.3197.4465.5006.5887.6005.62527
15 Yr Fixed5.9486.7504.8755.8106.5095.185-14
20 Yr Fixed6.0056.1555.7296.2286.6535.61422
30 Yr Fixed6.4757.2505.8756.3247.0295.857-15
15 Yr Fixed-Jumbo5.9355.8235.823 
20 Yr Fixed-Jumbo6.2446.1546.154 
7 Yr ARM-Jumbo6.1266.0586.058 
5 Yr ARM-Jumbo6.2066.1386.138 
30 Yr Fixed-Jumbo6.4286.3596.3596.6276.5576.55720
Used Motorcycle-60 Mo   8.0710.504.49 
New Motorcycle-60 Mo   7.8710.504.49 
Used Motorhome-60 Mo9.4611.018.077.8810.504.49-157
New Motorhome-60 Mo8.5811.005.757.6810.504.49-90
Unsecured - 36 Mo11.1513.966.7411.9614.508.4981
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* Represents the difference in the average rate between banks and credit unions.