RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 333,576 financial institution locations in 19,713 markets across the United States as of 2/12/2026.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.943.510.012.275.330.25132
6 Mo CD - $10k0.673.200.012.544.050.15187
9 Mo CD - $10k0.321.850.012.935.331.50261
1 Yr CD - $10k1.053.200.012.764.000.20171
18 Mo CD - $10k0.893.150.012.975.331.00208
2 Yr CD - $10k0.793.250.012.563.600.25176
30 Mo CD - $10k0.090.250.012.602.892.00251
3 Yr CD - $10k0.813.250.012.563.600.25175
4 Yr CD - $10k0.893.300.012.764.200.30187
5 Yr CD - $10k0.863.300.012.623.650.65176
3 Mo CD - $100k0.963.510.012.515.330.25155
6 Mo CD - $100k0.693.200.012.644.050.15195
9 Mo CD - $100k0.341.950.012.945.331.50260
1 Yr CD - $100k1.073.200.012.844.000.20177
18 Mo CD - $100k0.903.150.012.995.331.00209
2 Yr CD - $100k0.813.250.012.593.700.25178
30 Mo CD - $100k0.110.250.012.602.892.00249
3 Yr CD - $100k0.833.250.012.573.700.25174
4 Yr CD - $100k0.903.300.012.793.800.30188
5 Yr CD - $100k0.883.300.012.643.800.65177
High Rate Checking0.010.010.012.815.000.02280
Basic Checking0.060.200.010.385.000.0132
IRA - 1 Year - $10k1.273.200.012.534.000.20126
IRA - 1 Year - $100k1.093.000.012.834.000.20174
IRA - Liquid - $10k0.020.030.010.743.610.0572
IRA - Liquid - $100k   0.451.870.05 
High Rate Money Market - $2.5k   0.250.250.25 
Money Market - $2.5k0.190.450.020.353.100.0516
Money Market - $10k0.190.450.020.423.100.0523
High Rate Money Market - $10k   0.310.500.05 
High Rate Money Market - $25k   0.811.500.05 
Money Market - $25k0.230.600.020.573.200.0534
Money Market - $50k0.340.950.020.963.200.0562
High Rate Money Market - $50k   1.372.000.25 
High Rate Money Market - $100k   2.182.501.55 
Money Market - $100k0.401.160.031.303.200.0590
Money Market - $250k0.461.360.031.403.200.0594
High Rate Money Market - $250k   2.693.501.65 
Money Market - $500k0.250.350.151.463.500.05121
High Rate Money Market - $500k   1.851.851.85 
High Rate Money Market - $1 million   2.052.052.05 
Money Market - $1 million0.250.350.151.493.500.05124
High Rate Savings0.030.040.021.212.700.05118
Regular Savings0.464.400.010.193.300.03-27
New Auto - 24 Mo5.916.385.445.046.993.74-86
New Auto - 36 Mo6.767.735.445.128.493.74-164
New Auto - 48 Mo7.017.755.445.538.494.25-147
New Auto - 60 Mo6.858.005.445.709.494.25-115
New Auto - 72 Mo7.448.506.385.999.494.25-145
New Auto - 84 Mo6.386.386.386.488.155.4910
Used Auto - 24 Mo6.016.385.645.416.993.99-60
Used Auto - 36 Mo7.258.755.645.478.493.99-178
Used Auto - 48 Mo7.099.255.645.918.494.49-118
Used Auto - 60 Mo7.179.505.646.069.494.49-111
Used Auto - 72 Mo6.386.386.386.289.494.50-10
Used Auto - 84 Mo6.386.386.386.748.255.4936
Used Boat-60 Mo   7.759.756.24 
New Boat-60 Mo   7.899.756.24 
Rewards Credit Card18.0420.2416.5012.7818.006.99-526
Credit Card Platinum17.3420.2414.9911.9217.997.00-542
Credit Card Classic17.7520.2414.4913.0128.247.99-474
Home Equity - LOC 80%8.419.896.756.808.130.25-161
Home Equity - 5 Yr 80%7.007.007.006.7110.505.25-29
Home Equity - 10 Yr 80%8.008.008.006.9610.505.25-104
Home Equity - 15 Yr 80%8.508.508.506.8710.875.25-163
7 Yr ARM5.6816.3885.0005.6796.7155.1060
3 Yr ARM5.0364.8754.8755.7275.6615.66169
5 Yr ARM5.9876.5075.0005.5846.3004.979-40
15 Yr Fixed5.4276.0004.7505.6018.7214.55717
20 Yr Fixed6.2456.1556.1556.1617.5884.895-8
30 Yr Fixed5.9506.5005.5005.9857.6675.2504
15 Yr Fixed-Jumbo5.9355.8235.823 
20 Yr Fixed-Jumbo6.2446.1546.154 
7 Yr ARM-Jumbo6.1266.0586.058 
5 Yr ARM-Jumbo6.2066.1386.138 
30 Yr Fixed-Jumbo6.4286.3596.359 
Used Motorcycle-60 Mo   7.6210.055.49 
New Motorcycle-60 Mo   7.129.755.24 
Used Motorhome-60 Mo   7.699.756.24 
New Motorhome-60 Mo   7.859.756.24 
Unsecured - 36 Mo9.8311.008.508.3813.995.00-145
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* Represents the difference in the average rate between banks and credit unions.