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Product | Bank Average | Bank High | Bank Low | Credit Union Average | Credit Union High | Credit Union Low | Basis Point Difference* |
3 Mo CD - $10k | 0.21 | 0.66 | 0.03 | 0.59 | 1.30 | 0.30 | 38▲ |
6 Mo CD - $10k | 0.38 | 1.25 | 0.05 | 1.02 | 3.00 | 0.35 | 64▲ |
1 Yr CD - $10k | 0.84 | 2.50 | 0.08 | 1.33 | 2.60 | 0.45 | 49▲ |
18 Mo CD - $10k | 0.84 | 2.75 | 0.10 | 1.42 | 2.75 | 0.55 | 58▲ |
2 Yr CD - $10k | 0.86 | 2.30 | 0.10 | 1.55 | 2.80 | 0.70 | 69▲ |
30 Mo CD - $10k | 0.64 | 1.75 | 0.15 | 1.43 | 2.40 | 1.10 | 79▲ |
3 Yr CD - $10k | 1.16 | 2.90 | 0.15 | 1.73 | 2.90 | 0.90 | 57▲ |
4 Yr CD - $10k | 0.63 | 1.85 | 0.25 | 2.01 | 2.95 | 1.30 | 138▲ |
5 Yr CD - $10k | 1.37 | 2.90 | 0.35 | 2.16 | 3.15 | 1.25 | 79▲ |
1 Mo CD - $100k | 0.07 | 0.12 | 0.05 | | | | |
2 Mo CD - $100k | 0.06 | 0.10 | 0.05 | 0.40 | 0.40 | 0.40 | 34▲ |
3 Mo CD - $100k | 0.27 | 0.66 | 0.05 | 1.10 | 1.55 | 0.65 | 83▲ |
6 Mo CD - $100k | 0.40 | 1.00 | 0.07 | 1.22 | 3.00 | 0.50 | 83▲ |
1 Yr CD - $100k | 0.78 | 1.50 | 0.15 | 1.41 | 2.60 | 0.65 | 63▲ |
2 Yr CD - $100k | 0.80 | 1.95 | 0.20 | 1.69 | 2.80 | 1.10 | 89▲ |
3 Yr CD - $100k | 0.85 | 1.80 | 0.30 | 1.86 | 2.90 | 1.25 | 101▲ |
Interest Checking - $5k | 0.08 | 0.30 | 0.02 | 0.12 | 0.65 | 0.05 | 4▲ |
Liquid IRA Account | 0.14 | 0.30 | 0.02 | 0.78 | 2.57 | 0.10 | 65▲ |
Money Market - $2.5k | 0.35 | 1.20 | 0.03 | 0.25 | 0.80 | 0.05 | -10▼ |
Money Market - $10k | 0.37 | 1.45 | 0.04 | 0.35 | 0.85 | 0.10 | -2▼ |
Money Market - $25k | 0.38 | 1.45 | 0.04 | 0.38 | 0.90 | 0.10 | 1▲ |
Money Market - $50k | 0.51 | 2.00 | 0.04 | 0.41 | 0.95 | 0.10 | -10▼ |
Money Market - $100k | 0.55 | 2.00 | 0.06 | 0.51 | 1.25 | 0.15 | -4▼ |
Money Market - $250k | 0.59 | 2.10 | 0.06 | 0.55 | 1.50 | 0.15 | -4▼ |
Regular Savings - $1k | 0.13 | 0.30 | 0.02 | 0.16 | 0.30 | 0.05 | 3▲ |
New Car - 36 Mo | 5.41 | 7.50 | 4.65 | 2.52 | 3.59 | 1.49 | -289▼ |
New Car - 48 Mo | 5.54 | 7.75 | 4.65 | 2.82 | 3.69 | 1.99 | -272▼ |
New Car - 60 Mo | 5.91 | 8.00 | 4.75 | 2.95 | 3.74 | 2.49 | -296▼ |
New Car - 72 Mo | 6.83 | 8.50 | 4.75 | 3.54 | 4.30 | 2.74 | -329▼ |
Used Car - 36 Mo | 6.00 | 8.75 | 4.75 | 2.92 | 4.99 | 1.75 | -308▼ |
Used Car - 48 Mo | 6.24 | 9.25 | 4.75 | 3.21 | 5.29 | 1.75 | -303▼ |
Used Car - 60 Mo | 6.98 | 9.50 | 4.75 | 3.36 | 5.29 | 2.25 | -362▼ |
Used Car - 72 Mo | | | | 4.05 | 6.29 | 2.75 | |
New Boat - 60 Mo | 5.55 | 6.24 | 4.75 | 5.62 | 8.25 | 3.90 | 7▲ |
Rewards Credit Card | 16.96 | 18.24 | 16.24 | 10.19 | 14.23 | 7.75 | -677▼ |
Credit Card Platinum | 13.91 | 14.24 | 12.24 | 9.67 | 11.99 | 7.75 | -423▼ |
Credit Card Classic | | | | 12.61 | 15.25 | 9.99 | |
Home Equity - LOC | 5.96 | 7.10 | 5.25 | 5.50 | 6.50 | 4.25 | -47▼ |
Home Equity - 5 Yr | 5.25 | 5.25 | 5.25 | 4.78 | 6.56 | 3.00 | -47▼ |
Home Equity - 10 Yr | 5.50 | 5.50 | 5.50 | 6.16 | 6.56 | 5.59 | 66▲ |
Home Equity - 15 Yr | 5.75 | 5.75 | 5.75 | 6.27 | 6.85 | 5.84 | 52▲ |
15 Yr Fixed | 4.140 | 4.250 | 3.250 | 4.143 | 4.500 | 3.523 | 0▲ |
20 Yr Fixed | 4.389 | 4.400 | 4.125 | 4.553 | 4.750 | 3.625 | 16▲ |
30 Yr Fixed | 4.581 | 5.125 | 4.000 | 4.675 | 5.000 | 4.125 | 9▲ |
1 Yr ARM | 2.815 | 2.875 | 2.500 | 4.339 | 5.258 | 3.625 | 152▲ |
3/1 ARM | 3.553 | 3.750 | 3.125 | 4.072 | 5.181 | 2.375 | 52▲ |
5/1 ARM | 3.805 | 4.750 | 3.250 | 3.957 | 4.881 | 3.125 | 15▲ |
7/1 ARM | 4.035 | 4.750 | 3.375 | 4.121 | 4.813 | 3.375 | 9▲ |
New RV - 60 Mo | 5.55 | 6.24 | 4.75 | 5.73 | 8.09 | 4.00 | 18▲ |
Unsecured - 36 Mo | 7.19 | 9.75 | 5.49 | 6.27 | 10.45 | 3.99 | -92▼ |
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