|
|
| Product | Bank Average | Bank High | Bank Low | Credit Union Average | Credit Union High | Credit Union Low | Basis Point Difference* |
| 3 Mo CD - $10k | 0.37 | 1.75 | 0.03 | 0.59 | 1.30 | 0.30 | 21▲ |
| 6 Mo CD - $10k | 0.43 | 1.75 | 0.05 | 1.04 | 3.00 | 0.50 | 61▲ |
| 1 Yr CD - $10k | 0.88 | 2.50 | 0.08 | 1.38 | 2.35 | 0.85 | 50▲ |
| 18 Mo CD - $10k | 1.08 | 2.75 | 0.10 | 1.41 | 2.50 | 0.55 | 33▲ |
| 2 Yr CD - $10k | 0.94 | 2.30 | 0.15 | 1.59 | 2.55 | 1.05 | 65▲ |
| 30 Mo CD - $10k | 0.73 | 1.70 | 0.15 | 1.57 | 2.40 | 1.10 | 84▲ |
| 3 Yr CD - $10k | 1.28 | 2.90 | 0.25 | 1.78 | 2.60 | 1.25 | 49▲ |
| 4 Yr CD - $10k | 0.69 | 1.80 | 0.25 | 1.97 | 2.65 | 1.30 | 128▲ |
| 5 Yr CD - $10k | 1.51 | 2.90 | 0.35 | 2.12 | 3.00 | 1.25 | 61▲ |
| 1 Mo CD - $100k | 0.08 | 0.12 | 0.05 | | | | |
| 2 Mo CD - $100k | 0.07 | 0.10 | 0.05 | 0.40 | 0.40 | 0.40 | 33▲ |
| 3 Mo CD - $100k | 0.31 | 0.66 | 0.05 | 1.10 | 1.55 | 0.65 | 79▲ |
| 6 Mo CD - $100k | 0.40 | 1.00 | 0.07 | 1.21 | 3.00 | 0.50 | 81▲ |
| 1 Yr CD - $100k | 0.78 | 1.45 | 0.15 | 1.43 | 2.50 | 0.65 | 65▲ |
| 2 Yr CD - $100k | 0.91 | 1.95 | 0.20 | 1.65 | 2.75 | 1.10 | 74▲ |
| 3 Yr CD - $100k | 0.94 | 1.75 | 0.30 | 1.83 | 2.85 | 1.25 | 89▲ |
| Interest Checking - $5k | 0.08 | 0.30 | 0.02 | 0.12 | 0.65 | 0.05 | 4▲ |
| Liquid IRA Account | 0.16 | 0.30 | 0.02 | 0.77 | 2.52 | 0.10 | 61▲ |
| Money Market - $2.5k | 0.35 | 1.20 | 0.03 | 0.27 | 0.80 | 0.05 | -8▼ |
| Money Market - $10k | 0.37 | 1.45 | 0.04 | 0.37 | 0.85 | 0.10 | 0▼ |
| Money Market - $25k | 0.38 | 1.45 | 0.04 | 0.40 | 0.90 | 0.10 | 3▲ |
| Money Market - $50k | 0.51 | 2.00 | 0.04 | 0.43 | 0.95 | 0.10 | -8▼ |
| Money Market - $100k | 0.55 | 2.00 | 0.06 | 0.53 | 1.25 | 0.15 | -2▼ |
| Money Market - $250k | 0.59 | 2.10 | 0.06 | 0.57 | 1.50 | 0.15 | -2▼ |
| Regular Savings - $1k | 0.21 | 1.00 | 0.02 | 0.16 | 0.30 | 0.05 | -5▼ |
| New Car - 36 Mo | 5.41 | 7.50 | 4.65 | 2.50 | 3.59 | 1.49 | -291▼ |
| New Car - 48 Mo | 5.54 | 7.75 | 4.65 | 2.82 | 3.69 | 1.99 | -272▼ |
| New Car - 60 Mo | 5.91 | 8.00 | 4.75 | 2.93 | 3.74 | 1.99 | -298▼ |
| New Car - 72 Mo | 6.83 | 8.50 | 4.75 | 3.56 | 4.30 | 2.74 | -327▼ |
| Used Car - 36 Mo | 6.00 | 8.75 | 4.75 | 2.95 | 4.99 | 1.75 | -305▼ |
| Used Car - 48 Mo | 6.24 | 9.25 | 4.75 | 3.29 | 5.29 | 1.75 | -295▼ |
| Used Car - 60 Mo | 6.98 | 9.50 | 4.75 | 3.42 | 5.49 | 2.25 | -356▼ |
| Used Car - 72 Mo | | | | 4.16 | 6.29 | 2.75 | |
| New Boat - 60 Mo | 5.55 | 6.24 | 4.75 | 5.82 | 8.25 | 4.10 | 27▲ |
| Rewards Credit Card | 16.96 | 18.24 | 16.24 | 10.22 | 14.23 | 7.75 | -674▼ |
| Credit Card Platinum | 13.91 | 14.24 | 12.24 | 9.82 | 11.99 | 7.90 | -409▼ |
| Credit Card Classic | | | | 12.61 | 15.25 | 9.99 | |
| Home Equity - LOC | 5.96 | 7.10 | 5.00 | 5.58 | 6.50 | 4.25 | -38▼ |
| Home Equity - 5 Yr | 5.25 | 5.25 | 5.25 | 4.78 | 6.56 | 3.00 | -47▼ |
| Home Equity - 10 Yr | 5.50 | 5.50 | 5.50 | 6.16 | 6.56 | 5.59 | 66▲ |
| Home Equity - 15 Yr | 5.75 | 5.75 | 5.75 | 5.43 | 6.85 | 3.75 | -32▼ |
| 15 Yr Fixed | 4.015 | 4.250 | 3.000 | 3.867 | 4.125 | 3.365 | -15▼ |
| 20 Yr Fixed | 4.381 | 4.375 | 4.000 | 4.229 | 4.500 | 3.365 | -15▼ |
| 30 Yr Fixed | 4.407 | 4.625 | 3.625 | 4.365 | 4.750 | 3.875 | -4▼ |
| 1 Yr ARM | 2.859 | 2.875 | 2.500 | 4.294 | 5.031 | 3.625 | 143▲ |
| 3/1 ARM | 3.521 | 3.750 | 3.000 | 3.955 | 4.993 | 2.125 | 43▲ |
| 5/1 ARM | 3.748 | 4.582 | 3.125 | 3.877 | 4.635 | 2.875 | 13▲ |
| 7/1 ARM | 3.951 | 4.625 | 3.250 | 4.120 | 4.567 | 3.500 | 17▲ |
| New RV - 60 Mo | 5.55 | 6.24 | 4.75 | 5.93 | 8.09 | 4.50 | 38▲ |
| Unsecured - 36 Mo | 7.19 | 9.75 | 5.49 | 6.27 | 10.45 | 3.99 | -92▼ |
|