| Product | Bank Average | Bank High | Bank Low | Credit Union Average | Credit Union High | Credit Union Low | Basis Point Difference* |
| 3 Mo CD - $10k | 1.31 | 5.50 | 0.01 | 1.28 | 5.33 | 0.09 | -3▼ |
| 6 Mo CD - $10k | 1.66 | 4.22 | 0.01 | 2.25 | 4.79 | 0.15 | 59▲ |
| 9 Mo CD - $10k | 1.65 | 5.50 | 0.01 | 2.85 | 9.00 | 0.60 | 120▲ |
| 1 Yr CD - $10k | 1.73 | 4.22 | 0.01 | 2.70 | 4.30 | 0.25 | 97▲ |
| 18 Mo CD - $10k | 1.58 | 5.50 | 0.01 | 2.57 | 5.33 | 0.30 | 99▲ |
| 2 Yr CD - $10k | 1.40 | 4.25 | 0.01 | 2.39 | 4.16 | 0.30 | 98▲ |
| 30 Mo CD - $10k | 1.03 | 5.50 | 0.01 | 2.70 | 3.90 | 0.50 | 167▲ |
| 3 Yr CD - $10k | 1.43 | 5.50 | 0.01 | 2.34 | 3.93 | 0.50 | 91▲ |
| 4 Yr CD - $10k | 1.43 | 5.50 | 0.01 | 2.32 | 4.20 | 0.50 | 90▲ |
| 5 Yr CD - $10k | 1.38 | 5.50 | 0.01 | 2.54 | 4.00 | 0.50 | 116▲ |
| 3 Mo CD - $100k | 1.40 | 5.50 | 0.01 | 1.45 | 5.33 | 0.09 | 5▲ |
| 6 Mo CD - $100k | 1.71 | 4.22 | 0.01 | 2.32 | 4.75 | 0.15 | 61▲ |
| 9 Mo CD - $100k | 1.71 | 5.50 | 0.01 | 3.10 | 9.00 | 0.60 | 139▲ |
| 1 Yr CD - $100k | 1.77 | 4.22 | 0.01 | 2.74 | 4.24 | 0.25 | 97▲ |
| 18 Mo CD - $100k | 1.70 | 5.50 | 0.01 | 2.52 | 5.33 | 0.30 | 82▲ |
| 2 Yr CD - $100k | 1.46 | 4.25 | 0.01 | 2.36 | 4.16 | 0.30 | 90▲ |
| 30 Mo CD - $100k | 1.08 | 5.50 | 0.01 | 2.70 | 3.86 | 0.50 | 163▲ |
| 3 Yr CD - $100k | 1.49 | 5.50 | 0.01 | 2.31 | 3.93 | 0.50 | 82▲ |
| 4 Yr CD - $100k | 1.48 | 5.50 | 0.01 | 2.25 | 3.90 | 0.50 | 77▲ |
| 5 Yr CD - $100k | 1.43 | 5.50 | 0.01 | 2.51 | 4.00 | 0.50 | 107▲ |
| High Rate Checking | 0.04 | 0.10 | 0.01 | 2.75 | 4.00 | 1.50 | 271▲ |
| Basic Checking | 0.08 | 1.98 | 0.01 | 0.11 | 1.25 | 0.01 | 2▲ |
| HSA - $1k | | | | 0.01 | 0.01 | 0.01 | |
| HSA - $10k | | | | 0.01 | 0.01 | 0.01 | |
| HSA - $25k | | | | 0.01 | 0.01 | 0.01 | |
| IRA - 1 Year - $10k | 1.58 | 4.22 | 0.01 | 2.57 | 4.18 | 0.25 | 99▲ |
| IRA - 1 Year - $100k | 1.49 | 4.10 | 0.01 | 3.35 | 4.18 | 1.80 | 186▲ |
| IRA - Liquid - $10k | 0.17 | 2.00 | 0.01 | 0.45 | 3.65 | 0.01 | 28▲ |
| IRA - Liquid - $100k | 0.68 | 2.00 | 0.01 | 0.55 | 2.53 | 0.01 | -13▼ |
| High Rate Money Market - $2.5k | | | | 0.75 | 1.25 | 0.25 | |
| Money Market - $2.5k | 0.34 | 2.71 | 0.01 | 0.39 | 1.65 | 0.01 | 5▲ |
| Money Market - $10k | 0.40 | 2.71 | 0.01 | 0.50 | 1.65 | 0.01 | 10▲ |
| High Rate Money Market - $10k | 0.83 | 2.96 | 0.02 | 0.44 | 1.25 | 0.05 | -39▼ |
| High Rate Money Market - $25k | 1.00 | 2.96 | 0.02 | 0.37 | 1.25 | 0.05 | -63▼ |
| Money Market - $25k | 0.55 | 3.40 | 0.01 | 0.65 | 1.65 | 0.01 | 10▲ |
| Money Market - $50k | 0.64 | 3.40 | 0.01 | 0.78 | 2.02 | 0.01 | 14▲ |
| High Rate Money Market - $50k | 1.05 | 2.96 | 0.02 | 0.52 | 1.25 | 0.05 | -53▼ |
| High Rate Money Market - $100k | 1.19 | 3.25 | 0.02 | 0.98 | 1.75 | 0.05 | -22▼ |
| Money Market - $100k | 0.86 | 3.40 | 0.01 | 1.00 | 3.00 | 0.01 | 14▲ |
| Money Market - $250k | 0.94 | 3.40 | 0.01 | 1.12 | 3.00 | 0.01 | 18▲ |
| High Rate Money Market - $250k | 1.40 | 3.50 | 0.05 | 1.44 | 3.50 | 0.05 | 5▲ |
| Money Market - $500k | 1.24 | 3.40 | 0.03 | 1.12 | 2.02 | 0.01 | -12▼ |
| High Rate Money Market - $500k | | | | 2.88 | 4.00 | 1.75 | |
| High Rate Money Market - $1 million | | | | 2.98 | 4.00 | 1.95 | |
| Money Market - $1 million | 1.31 | 3.40 | 0.03 | 1.12 | 2.02 | 0.01 | -19▼ |
| High Rate Savings | 1.62 | 3.30 | 0.02 | | | | |
| Regular Savings | 0.18 | 2.96 | 0.01 | 0.20 | 3.05 | 0.01 | 2▲ |
| New Auto - 24 Mo | 6.32 | 8.99 | 5.44 | 4.59 | 5.50 | 3.34 | -173▼ |
| New Auto - 36 Mo | 7.48 | 9.99 | 4.99 | 4.92 | 6.50 | 3.34 | -256▼ |
| New Auto - 48 Mo | 7.58 | 9.99 | 5.44 | 5.00 | 6.50 | 3.74 | -258▼ |
| New Auto - 60 Mo | 7.71 | 10.24 | 5.44 | 5.08 | 6.50 | 3.99 | -262▼ |
| New Auto - 72 Mo | 7.58 | 10.02 | 5.89 | 5.54 | 6.74 | 4.24 | -204▼ |
| New Auto - 84 Mo | 6.73 | 8.99 | 5.89 | 5.74 | 6.75 | 4.49 | -99▼ |
| Used Auto - 24 Mo | 6.43 | 8.99 | 5.64 | 4.81 | 5.50 | 3.84 | -162▼ |
| Used Auto - 36 Mo | 8.11 | 11.00 | 5.64 | 5.19 | 7.25 | 3.84 | -292▼ |
| Used Auto - 48 Mo | 8.16 | 11.24 | 5.64 | 5.28 | 7.25 | 4.24 | -288▼ |
| Used Auto - 60 Mo | 7.76 | 10.25 | 5.64 | 5.36 | 7.25 | 4.29 | -240▼ |
| Used Auto - 72 Mo | 7.87 | 10.02 | 5.99 | 5.83 | 7.25 | 4.79 | -204▼ |
| Used Auto - 84 Mo | 6.83 | 8.99 | 5.89 | 6.05 | 6.75 | 4.99 | -78▼ |
| Used Boat-60 Mo | 7.39 | 9.99 | 6.09 | 6.79 | 9.00 | 5.49 | -60▼ |
| New Boat-60 Mo | 8.30 | 12.00 | 6.99 | 7.35 | 10.10 | 4.99 | -94▼ |
| Rewards Credit Card | 17.94 | 27.99 | 14.74 | 14.90 | 18.00 | 9.00 | -304▼ |
| Credit Card Platinum | 17.95 | 29.74 | 12.49 | 14.08 | 18.00 | 8.50 | -386▼ |
| Credit Card Classic | 17.44 | 28.24 | 13.74 | 13.31 | 17.49 | 8.95 | -413▼ |
| Home Equity - LOC 80% | 7.25 | 10.74 | 6.23 | 6.65 | 7.75 | 4.50 | -60▼ |
| Home Equity - 5 Yr 80% | 6.36 | 7.34 | 5.00 | 6.05 | 7.50 | 5.25 | -31▼ |
| Home Equity - 10 Yr 80% | 6.79 | 8.30 | 5.99 | 6.42 | 7.65 | 5.50 | -36▼ |
| Home Equity - 15 Yr 80% | 6.99 | 8.30 | 6.19 | 6.77 | 8.99 | 5.75 | -21▼ |
| 7 Yr ARM | 5.993 | 7.440 | 4.500 | 6.097 | 7.250 | 5.250 | 10▲ |
| 3 Yr ARM | 5.147 | 6.000 | 4.250 | 6.103 | 6.488 | 5.375 | 96▲ |
| 5 Yr ARM | 5.842 | 7.446 | 4.375 | 5.970 | 7.043 | 5.125 | 13▲ |
| 15 Yr Fixed | 6.122 | 6.500 | 5.302 | 5.852 | 6.388 | 5.125 | -27▼ |
| 20 Yr Fixed | 6.635 | 6.926 | 6.129 | 6.361 | 6.618 | 5.900 | -27▼ |
| 30 Yr Fixed | 6.654 | 7.000 | 6.000 | 6.482 | 6.740 | 5.990 | -17▼ |
| 15 Yr Fixed-Jumbo | 6.478 | 6.350 | 6.350 | | | | |
| 20 Yr Fixed-Jumbo | 7.031 | 6.927 | 6.927 | | | | |
| 7 Yr ARM-Jumbo | 6.486 | 6.409 | 6.409 | | | | |
| 5 Yr ARM-Jumbo | 6.486 | 6.409 | 6.409 | | | | |
| 30 Yr Fixed-Jumbo | 7.063 | 6.983 | 6.983 | | | | |
| Used Motorcycle-60 Mo | 7.06 | 7.49 | 6.19 | 6.82 | 10.05 | 5.25 | -23▼ |
| New Motorcycle-60 Mo | 6.89 | 7.49 | 5.69 | 7.12 | 12.00 | 5.25 | 23▲ |
| Used Motorhome-60 Mo | 7.56 | 9.99 | 6.34 | 7.05 | 10.49 | 5.49 | -51▼ |
| New Motorhome-60 Mo | 9.11 | 13.00 | 8.24 | 7.62 | 10.49 | 4.99 | -149▼ |
| Student Loan-10 Year | 7.05 | 7.05 | 7.05 | | | | |
| Unsecured - 36 Mo | 12.26 | 18.00 | 6.74 | 10.11 | 14.99 | 7.99 | -214▼ |