RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 333,576 financial institution locations in 19,713 markets across the United States as of 2/13/2026.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.325.500.011.065.330.09-26
6 Mo CD - $10k1.743.900.012.084.790.1535
9 Mo CD - $10k1.605.500.012.725.330.60112
1 Yr CD - $10k1.673.850.012.554.300.2588
18 Mo CD - $10k1.455.500.012.455.330.30100
2 Yr CD - $10k1.283.750.012.263.990.3098
30 Mo CD - $10k1.095.500.012.603.900.50151
3 Yr CD - $10k1.325.500.012.213.870.5089
4 Yr CD - $10k1.325.500.012.194.200.5088
5 Yr CD - $10k1.275.500.012.383.870.50111
3 Mo CD - $100k1.395.500.011.095.330.09-30
6 Mo CD - $100k1.773.900.012.054.750.1528
9 Mo CD - $100k1.605.500.012.725.330.60112
1 Yr CD - $100k1.703.850.012.524.240.2581
18 Mo CD - $100k1.575.500.012.405.330.3084
2 Yr CD - $100k1.333.750.012.233.930.3090
30 Mo CD - $100k1.135.500.012.603.860.50147
3 Yr CD - $100k1.395.500.012.183.870.5079
4 Yr CD - $100k1.355.500.012.123.870.5076
5 Yr CD - $100k1.345.500.012.353.870.50101
High Rate Checking0.040.100.012.754.001.50271
Basic Checking0.091.980.010.111.250.013
HSA - $1k   0.010.010.01 
HSA - $10k   0.010.010.01 
HSA - $25k   0.010.010.01 
IRA - 1 Year - $10k1.543.800.012.434.180.2589
IRA - 1 Year - $100k2.263.800.013.324.181.80107
IRA - Liquid - $10k0.242.000.010.473.750.0123
IRA - Liquid - $100k1.342.000.010.582.790.01-76
High Rate Money Market - $2.5k   0.751.250.25 
Money Market - $2.5k0.352.960.010.401.740.014
Money Market - $10k0.472.960.010.511.740.013
High Rate Money Market - $10k0.812.960.020.441.250.05-37
High Rate Money Market - $25k0.812.960.020.371.250.05-44
Money Market - $25k0.573.000.010.651.740.018
Money Market - $50k0.653.000.010.802.020.0115
High Rate Money Market - $50k0.872.960.020.521.250.05-35
High Rate Money Market - $100k0.942.960.020.981.750.055
Money Market - $100k0.833.440.011.033.000.0121
Money Market - $250k0.923.440.011.223.250.0530
High Rate Money Market - $250k1.142.960.051.463.500.0533
Money Market - $500k1.063.000.031.483.250.0543
High Rate Money Market - $500k   2.934.001.85 
High Rate Money Market - $1 million   3.034.002.05 
Money Market - $1 million1.133.000.031.483.250.0535
High Rate Savings1.153.500.02    
Regular Savings0.203.250.010.223.340.012
New Auto - 24 Mo6.328.995.444.855.993.74-147
New Auto - 36 Mo7.539.994.994.965.993.74-258
New Auto - 48 Mo7.639.995.445.035.993.99-261
New Auto - 60 Mo7.7510.245.445.126.254.24-263
New Auto - 72 Mo7.5810.025.895.656.994.49-193
New Auto - 84 Mo6.738.995.896.137.504.99-60
Used Auto - 24 Mo6.438.995.645.116.494.24-132
Used Auto - 36 Mo8.1611.005.645.226.503.99-294
Used Auto - 48 Mo8.1911.245.645.306.504.49-289
Used Auto - 60 Mo7.8310.255.645.396.504.75-243
Used Auto - 72 Mo7.8710.025.995.956.994.84-192
Used Auto - 84 Mo6.838.995.896.417.505.35-42
Used Boat-60 Mo7.999.995.996.899.004.99-110
New Boat-60 Mo8.6812.007.007.3110.104.99-137
Rewards Credit Card17.3620.4914.7414.8618.009.00-250
Credit Card Platinum17.2121.2412.4914.0518.008.50-316
Credit Card Classic16.9620.9913.7412.8717.498.95-409
Home Equity - LOC 80%7.3110.746.236.787.754.50-53
Home Equity - 5 Yr 80%6.557.885.006.077.505.00-48
Home Equity - 10 Yr 80%6.888.256.006.437.655.25-45
Home Equity - 15 Yr 80%6.977.796.386.828.995.50-15
7 Yr ARM6.0587.4405.5005.7927.2505.000-27
3 Yr ARM5.8756.0005.5005.9486.4885.3757
5 Yr ARM5.9217.4465.2505.6427.0434.875-28
15 Yr Fixed5.6616.6254.8755.6686.4504.7501
20 Yr Fixed6.2026.8195.5476.1206.5405.600-8
30 Yr Fixed6.1747.0005.6256.1166.5355.375-6
15 Yr Fixed-Jumbo5.9355.8235.823 
20 Yr Fixed-Jumbo6.2446.1546.154 
7 Yr ARM-Jumbo6.1266.0586.058 
5 Yr ARM-Jumbo6.2066.1386.138 
30 Yr Fixed-Jumbo6.4286.3596.359 
Used Motorcycle-60 Mo6.847.496.196.9310.054.999
New Motorcycle-60 Mo6.597.495.697.2112.004.9962
Used Motorhome-60 Mo8.129.996.247.0910.494.99-102
New Motorhome-60 Mo9.1113.008.247.5610.494.99-155
Student Loan-10 Year5.855.855.85    
Unsecured - 36 Mo12.2418.006.7410.1014.996.99-214
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* Represents the difference in the average rate between banks and credit unions.