RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 336,849 financial institution locations in 19,713 markets across the United States as of 4/9/2026.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.453.930.012.575.330.10112
6 Mo CD - $10k2.003.940.013.174.050.15116
9 Mo CD - $10k1.803.800.013.695.332.85189
1 Yr CD - $10k2.023.940.013.364.000.30133
18 Mo CD - $10k1.763.940.013.335.330.80157
2 Yr CD - $10k1.834.000.013.304.290.45147
30 Mo CD - $10k1.694.000.013.464.712.85178
3 Yr CD - $10k1.693.750.013.184.290.60148
4 Yr CD - $10k1.663.750.013.074.200.95141
5 Yr CD - $10k1.813.840.013.174.101.10136
3 Mo CD - $100k1.483.800.012.635.330.10115
6 Mo CD - $100k2.083.940.013.214.050.15113
9 Mo CD - $100k1.853.800.013.475.331.00162
1 Yr CD - $100k2.063.940.013.414.030.35134
18 Mo CD - $100k1.793.940.013.385.330.80159
2 Yr CD - $100k1.874.000.013.334.290.50146
30 Mo CD - $100k1.724.000.013.424.052.85171
3 Yr CD - $100k1.743.750.013.234.290.65149
4 Yr CD - $100k1.673.750.013.144.051.00147
5 Yr CD - $100k1.853.840.013.254.101.10140
High Rate Checking0.833.250.012.344.000.10152
Basic Checking0.151.980.000.132.000.01-2
IRA - 1 Year - $10k1.854.250.013.424.300.35157
IRA - 1 Year - $100k1.543.550.013.574.252.75202
IRA - Liquid - $10k0.704.750.011.105.300.0240
IRA - Liquid - $100k1.093.560.010.874.080.03-22
High Rate Money Market - $2.5k0.611.250.150.250.250.25-36
Money Market - $2.5k0.422.960.010.854.000.0543
Money Market - $10k0.492.960.010.923.150.1043
High Rate Money Market - $10k0.471.250.100.300.350.25-17
High Rate Money Market - $25k1.273.560.101.033.150.25-25
Money Market - $25k0.653.200.011.053.150.1040
Money Market - $50k0.733.200.011.273.500.1554
High Rate Money Market - $50k1.293.560.101.313.200.252
High Rate Money Market - $100k1.503.560.101.933.250.5043
Money Market - $100k0.933.200.011.553.500.1562
Money Market - $250k1.123.200.011.763.500.1564
High Rate Money Market - $250k1.743.560.102.003.350.5025
Money Market - $500k0.963.250.051.743.500.2578
High Rate Money Market - $500k2.553.562.001.851.851.85-70
High Rate Money Market - $1 million2.583.562.002.052.052.05-53
Money Market - $1 million1.053.250.051.773.900.2573
High Rate Savings0.773.000.022.904.250.10213
Regular Savings0.243.940.010.334.890.019
New Auto - 24 Mo6.798.595.345.268.953.74-153
New Auto - 36 Mo6.669.005.195.398.953.74-127
New Auto - 48 Mo6.719.005.195.488.954.19-123
New Auto - 60 Mo6.689.005.295.548.954.29-115
New Auto - 72 Mo6.819.355.445.808.954.49-101
New Auto - 84 Mo7.498.595.496.079.954.49-142
Used Auto - 24 Mo7.2810.035.495.438.954.19-185
Used Auto - 36 Mo6.819.605.195.548.954.19-128
Used Auto - 48 Mo6.809.605.195.648.954.44-116
Used Auto - 60 Mo6.779.605.295.708.954.49-107
Used Auto - 72 Mo6.849.605.445.928.954.49-92
Used Auto - 84 Mo7.538.785.496.259.954.49-128
Used Boat-60 Mo8.6311.015.598.0211.504.49-61
New Boat-60 Mo8.2911.525.597.9411.504.49-35
Rewards Credit Card17.6029.9011.7414.2017.996.99-339
Credit Card Platinum15.7518.743.1012.4217.743.10-333
Credit Card Classic16.1124.9911.7513.7617.248.99-235
Home Equity - LOC 80%7.499.024.996.998.503.99-50
Home Equity - 5 Yr 80%7.7910.616.126.759.064.99-104
Home Equity - 10 Yr 80%7.7610.616.196.849.144.99-92
Home Equity - 15 Yr 80%7.7710.616.197.189.144.99-59
7 Yr ARM6.5087.0895.6256.4217.5005.795-9
3 Yr ARM7.1627.0907.0906.3256.7505.847-84
5 Yr ARM6.1516.8415.5006.1877.2505.3894
15 Yr Fixed6.1486.5005.3755.8936.5684.750-26
20 Yr Fixed6.3546.5705.6576.3937.7555.7504
30 Yr Fixed6.8349.0325.9836.4149.0325.250-42
15 Yr Fixed-Jumbo6.2176.1036.1035.9735.8605.860-24
20 Yr Fixed-Jumbo6.7446.6516.651 
7 Yr ARM-Jumbo6.3956.3266.3266.2306.1626.162-16
5 Yr ARM-Jumbo6.4046.3356.3356.3176.2486.248-9
30 Yr Fixed-Jumbo6.8086.7376.7376.4676.3986.398-34
Used Motorcycle-60 Mo7.2610.195.597.7312.504.4947
New Motorcycle-60 Mo7.2610.195.597.4512.504.4919
Used Motorhome-60 Mo9.3311.017.257.9611.504.44-138
New Motorhome-60 Mo8.4511.525.907.7611.504.44-69
Unsecured - 36 Mo11.2917.996.7411.2617.998.49-3
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* Represents the difference in the average rate between banks and credit unions.