RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 202,906 financial institution locations in 19,513 markets across the United States as of 7/23/2018.

Sort by Product  / State

Arizona

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.281.800.010.431.000.0515
6 Mo CD - $10k0.431.910.010.631.260.1020
1 Yr CD - $10k0.802.450.011.002.250.2020
18 Mo CD - $10k1.032.550.051.322.350.4030
2 Yr CD - $10k1.122.850.051.322.400.3520
30 Mo CD - $10k0.852.500.101.732.500.6588
3 Yr CD - $10k1.323.100.051.582.600.5026
4 Yr CD - $10k1.253.290.101.762.750.7551
5 Yr CD - $10k1.553.370.202.033.250.7549
1 Mo CD - $100k0.140.450.010.250.250.2511
2 Mo CD - $100k0.130.450.010.250.250.2512
3 Mo CD - $100k0.321.800.010.641.000.1532
6 Mo CD - $100k0.491.910.010.831.360.2033
6 Mo CD - $250k   0.750.900.60 
1 Yr CD - $100k0.932.450.011.312.250.3539
1 Yr CD - $250k   0.931.160.70 
2 Yr CD - $100k1.262.850.051.652.550.6039
2 Yr CD - $250k   1.281.461.10 
3 Yr CD - $100k1.453.100.051.812.850.5136
3 Yr CD - $250k   1.671.971.36 
Interest Checking - $5k0.090.500.010.110.650.012
Liquid IRA Account0.191.010.030.451.670.0526
Money Market - $2.5k0.151.000.010.190.700.034
Money Market - $10k0.231.800.010.220.700.03-1
Money Market - $25k0.331.800.010.270.700.05-6
Money Market - $50k0.371.800.010.320.800.05-5
Money Market - $100k0.452.020.010.421.000.10-4
Money Market - $250k0.502.020.010.461.100.10-4
Regular Savings - $1k0.131.500.010.161.670.013
New Car - 36 Mo4.618.992.303.104.241.89-151
New Car - 48 Mo4.698.992.303.204.241.89-149
New Car - 60 Mo4.818.992.453.284.242.15-153
New Car - 72 Mo4.697.242.553.604.502.15-109
Used Car - 36 Mo5.129.253.153.344.952.15-178
Used Car - 48 Mo5.129.253.243.404.892.15-172
Used Car - 60 Mo4.847.503.243.494.892.15-135
Used Car - 72 Mo5.196.903.343.865.892.15-132
New Boat - 60 Mo6.2710.602.905.619.252.25-65
Rewards Credit Card14.3917.747.7510.7415.746.99-365
Credit Card Platinum12.7816.909.749.8914.007.49-289
Credit Card Classic11.9116.909.9912.6015.997.9069
Home Equity - LOC5.978.874.505.427.004.49-54
Home Equity - 5 Yr5.788.284.255.457.363.99-33
Home Equity - 10 Yr6.118.284.255.817.554.39-30
Home Equity - 15 Yr6.338.284.256.117.554.39-22
15 Yr Fixed4.2464.5003.0004.2944.5003.5235
10 Yr Fixed1.1101.0001.000 
20 Yr Fixed4.3734.7501.0004.5384.7503.49017
30 Yr Fixed4.6394.8753.6254.7465.0004.23111
1 Yr ARM3.5634.1252.250 
3/1 ARM3.6394.0001.0003.7954.8752.25016
5/1 ARM4.2075.2053.0004.1024.9793.000-10
7/1 ARM4.2335.3503.1254.4304.7503.37520
New RV - 60 Mo6.4310.602.905.617.892.25-82
Unsecured - 36 Mo8.8613.504.5010.2614.995.95140
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2018 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.