RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 333,576 financial institution locations in 19,713 markets across the United States as of 2/12/2026.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.323.930.012.575.330.10125
6 Mo CD - $10k2.023.940.013.184.050.15116
9 Mo CD - $10k1.473.600.013.545.331.00207
1 Yr CD - $10k1.883.890.013.354.000.30147
18 Mo CD - $10k1.723.550.013.325.330.80159
2 Yr CD - $10k1.713.750.013.264.290.45156
30 Mo CD - $10k1.423.410.013.394.712.80197
3 Yr CD - $10k1.593.750.013.164.290.60157
4 Yr CD - $10k1.523.750.013.064.200.95154
5 Yr CD - $10k1.683.840.013.154.201.10147
3 Mo CD - $100k1.313.800.012.645.330.10132
6 Mo CD - $100k2.063.940.013.234.050.15117
9 Mo CD - $100k1.533.600.013.555.331.00202
1 Yr CD - $100k1.933.890.013.404.000.35147
18 Mo CD - $100k1.753.550.013.375.330.80162
2 Yr CD - $100k1.763.750.013.324.290.50156
30 Mo CD - $100k1.453.410.013.364.102.85191
3 Yr CD - $100k1.643.750.013.224.290.65159
4 Yr CD - $100k1.533.750.013.124.051.00159
5 Yr CD - $100k1.713.840.013.244.201.10152
High Rate Checking0.833.250.012.344.000.10152
Basic Checking0.080.720.000.142.000.016
IRA - 1 Year - $10k1.834.250.013.444.300.35160
IRA - 1 Year - $100k1.543.550.013.584.252.75203
IRA - Liquid - $10k0.684.750.011.115.300.0243
IRA - Liquid - $100k1.093.560.010.884.080.03-21
High Rate Money Market - $2.5k0.530.750.300.250.250.25-28
Money Market - $2.5k0.402.960.010.854.000.0545
Money Market - $10k0.482.960.010.933.150.1045
High Rate Money Market - $10k0.983.440.030.300.350.25-68
High Rate Money Market - $25k1.263.560.031.033.150.25-24
Money Market - $25k0.623.200.011.063.150.1044
Money Market - $50k0.703.200.011.273.500.1557
High Rate Money Market - $50k1.273.560.031.313.200.254
High Rate Money Market - $100k1.393.560.031.933.250.5054
Money Market - $100k0.903.200.011.563.500.1566
Money Market - $250k1.093.200.011.773.500.1568
High Rate Money Market - $250k1.373.440.032.003.350.5063
Money Market - $500k0.963.250.051.763.500.2579
High Rate Money Market - $500k1.602.550.251.851.851.8525
High Rate Money Market - $1 million1.602.550.252.052.052.0545
Money Market - $1 million1.053.250.051.793.900.2574
High Rate Savings0.773.000.022.934.500.10216
Regular Savings0.223.940.010.254.080.013
New Auto - 24 Mo6.838.595.345.369.953.74-147
New Auto - 36 Mo6.889.005.195.509.953.74-138
New Auto - 48 Mo6.919.005.195.599.954.19-131
New Auto - 60 Mo6.909.005.295.649.954.29-125
New Auto - 72 Mo6.979.354.945.919.954.49-106
New Auto - 84 Mo7.798.595.996.1510.954.49-164
Used Auto - 24 Mo7.3810.035.385.509.954.19-188
Used Auto - 36 Mo6.999.605.195.639.954.19-137
Used Auto - 48 Mo6.979.605.195.739.954.44-124
Used Auto - 60 Mo6.969.605.295.789.954.49-118
Used Auto - 72 Mo7.139.605.446.069.954.49-107
Used Auto - 84 Mo7.848.785.996.2710.954.49-156
Used Boat-60 Mo8.6311.015.598.1412.204.49-50
New Boat-60 Mo8.3811.025.598.0912.204.49-29
Rewards Credit Card17.5429.9011.7414.2117.996.99-333
Credit Card Platinum15.7018.493.1012.4317.743.10-327
Credit Card Classic16.2824.9911.7513.7717.248.99-251
Home Equity - LOC 80%7.519.775.997.088.504.99-43
Home Equity - 5 Yr 80%7.8410.616.126.828.944.99-102
Home Equity - 10 Yr 80%7.8610.616.316.919.024.99-95
Home Equity - 15 Yr 80%7.9810.616.557.259.024.99-73
7 Yr ARM6.3607.0895.6256.3457.5005.625-1
3 Yr ARM7.1627.0907.0906.2626.7505.661-90
5 Yr ARM5.9776.8415.3756.0907.2505.29711
15 Yr Fixed6.0386.5005.1255.7156.2504.870-32
20 Yr Fixed6.0296.2885.5476.2037.8805.32617
30 Yr Fixed6.6469.0325.5006.2849.0325.500-36
15 Yr Fixed-Jumbo5.9465.8335.8335.6175.5065.506-33
20 Yr Fixed-Jumbo6.3636.2726.272 
7 Yr ARM-Jumbo6.1446.0766.0766.0335.9665.966-11
5 Yr ARM-Jumbo6.2576.1896.1896.1526.0846.084-11
30 Yr Fixed-Jumbo6.4206.3516.3516.0786.0106.010-34
Used Motorcycle-60 Mo7.4210.195.597.7512.504.4933
New Motorcycle-60 Mo7.4210.195.597.5212.504.4910
Used Motorhome-60 Mo9.2311.017.258.0412.204.44-119
New Motorhome-60 Mo8.6511.005.907.8712.204.44-79
Unsecured - 36 Mo11.2917.996.9911.4317.998.4913
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* Represents the difference in the average rate between banks and credit unions.