RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 329,802 financial institution locations in 19,713 markets across the United States as of 12/9/2025.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.244.000.012.605.330.10136
6 Mo CD - $10k1.944.040.013.254.150.15131
9 Mo CD - $10k1.563.750.013.695.331.00213
1 Yr CD - $10k1.863.990.013.424.090.30156
18 Mo CD - $10k1.723.550.013.375.330.80165
2 Yr CD - $10k1.653.800.013.254.290.45160
30 Mo CD - $10k1.323.410.013.414.712.80208
3 Yr CD - $10k1.563.800.013.164.290.60160
4 Yr CD - $10k1.523.800.013.064.200.95155
5 Yr CD - $10k1.683.890.013.124.101.10144
3 Mo CD - $100k1.244.000.012.665.330.10141
6 Mo CD - $100k2.014.040.013.304.150.15128
9 Mo CD - $100k1.703.750.013.705.331.00200
1 Yr CD - $100k1.943.990.013.444.090.35150
18 Mo CD - $100k1.763.550.013.425.330.80166
2 Yr CD - $100k1.733.800.013.314.290.50158
30 Mo CD - $100k1.333.410.013.384.152.89204
3 Yr CD - $100k1.613.800.013.234.290.65162
4 Yr CD - $100k1.543.800.013.134.051.00159
5 Yr CD - $100k1.733.890.013.214.101.10148
High Rate Checking0.823.250.012.044.000.10122
Basic Checking0.080.720.000.152.000.016
IRA - 1 Year - $10k1.774.250.013.514.300.35174
IRA - 1 Year - $100k1.603.550.013.674.252.85207
IRA - Liquid - $10k0.784.750.011.155.300.0237
IRA - Liquid - $100k1.093.560.010.944.340.03-15
High Rate Money Market - $2.5k0.530.750.300.250.250.25-28
Money Market - $2.5k0.412.960.010.783.200.0537
Money Market - $10k0.472.960.010.913.500.0544
High Rate Money Market - $10k0.893.690.030.350.500.25-54
High Rate Money Market - $25k0.963.690.031.043.200.258
Money Market - $25k0.723.750.011.033.500.0531
Money Market - $50k0.813.750.011.244.000.0543
High Rate Money Market - $50k0.973.690.031.343.250.2536
High Rate Money Market - $100k1.303.690.032.003.300.5071
Money Market - $100k1.003.750.011.594.000.1559
Money Market - $250k1.213.750.011.804.000.1560
High Rate Money Market - $250k1.543.690.032.083.510.5054
Money Market - $500k1.334.000.051.824.000.2548
High Rate Money Market - $500k2.322.632.001.951.951.95-37
High Rate Money Market - $1 million2.322.632.002.152.152.15-17
Money Market - $1 million1.424.000.051.854.000.2543
High Rate Savings0.773.000.023.035.000.10226
Regular Savings0.233.940.010.254.340.012
New Auto - 24 Mo7.299.325.385.4810.203.89-180
New Auto - 36 Mo7.039.095.295.6410.203.89-139
New Auto - 48 Mo7.019.095.295.7310.204.19-128
New Auto - 60 Mo7.069.755.295.8010.204.29-127
New Auto - 72 Mo7.099.354.946.0410.204.49-104
New Auto - 84 Mo7.798.595.996.3111.204.49-148
Used Auto - 24 Mo7.399.775.385.6610.204.19-172
Used Auto - 36 Mo7.109.605.295.7810.204.19-132
Used Auto - 48 Mo7.149.605.295.8910.204.44-125
Used Auto - 60 Mo7.079.605.295.9610.204.49-111
Used Auto - 72 Mo7.289.605.696.2210.204.49-106
Used Auto - 84 Mo7.848.785.996.4711.204.49-137
Used Boat-60 Mo8.6311.015.598.2112.454.49-42
New Boat-60 Mo8.4211.025.598.1912.454.49-23
Rewards Credit Card17.5623.4911.7414.4617.996.99-310
Credit Card Platinum15.9318.493.1012.9117.993.10-302
Credit Card Classic16.2524.9912.0013.3617.497.49-289
Home Equity - LOC 80%7.719.275.997.438.505.00-29
Home Equity - 5 Yr 80%8.1510.616.256.959.064.99-120
Home Equity - 10 Yr 80%8.1710.616.757.059.144.99-112
Home Equity - 15 Yr 80%8.3310.616.757.399.144.99-94
7 Yr ARM6.3617.0895.6256.4217.5005.6256
3 Yr ARM7.1657.0907.0906.2446.7505.597-92
5 Yr ARM6.0246.8415.3756.2077.2505.37518
15 Yr Fixed6.0806.5005.1755.7926.3624.870-29
20 Yr Fixed6.1896.4395.6266.4087.8805.70422
30 Yr Fixed6.5177.2115.5006.3889.0325.500-13
15 Yr Fixed-Jumbo5.8295.7125.7125.7795.6625.662-5
20 Yr Fixed-Jumbo6.5216.4256.425 
7 Yr ARM-Jumbo6.4646.3926.3926.3396.2676.267-13
5 Yr ARM-Jumbo6.5916.5186.5186.4946.4226.422-10
30 Yr Fixed-Jumbo6.5306.4576.4576.2506.1796.179-28
Used Motorcycle-60 Mo7.4210.195.597.7812.504.4936
New Motorcycle-60 Mo7.4210.195.597.5512.504.4912
Used Motorhome-60 Mo9.2311.017.258.1012.454.44-114
New Motorhome-60 Mo8.7111.005.907.9912.454.44-72
Unsecured - 36 Mo11.2617.996.9911.4617.998.4920
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* Represents the difference in the average rate between banks and credit unions.