RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 345,475 financial institution locations in 19,713 markets across the United States as of 8/31/2026.

Sort by Product  / State

Nebraska

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.714.000.012.065.000.0535
6 Mo CD - $10k2.384.100.052.995.000.1561
9 Mo CD - $10k2.333.940.042.794.150.2546
1 Yr CD - $10k2.534.100.042.893.910.5036
18 Mo CD - $10k2.264.250.052.813.840.5055
2 Yr CD - $10k2.484.250.052.704.201.0023
30 Mo CD - $10k2.143.990.082.733.941.1958
3 Yr CD - $10k2.334.300.082.793.950.9546
4 Yr CD - $10k2.394.300.102.814.200.7042
5 Yr CD - $10k2.404.350.102.883.751.0548
3 Mo CD - $100k1.734.000.012.215.000.1548
6 Mo CD - $100k2.454.100.053.015.000.2056
9 Mo CD - $100k2.363.940.042.824.250.2546
1 Yr CD - $100k2.564.100.042.914.000.5035
18 Mo CD - $100k2.355.050.052.793.850.5045
2 Yr CD - $100k2.504.250.052.724.301.0022
30 Mo CD - $100k2.193.990.082.673.941.2449
3 Yr CD - $100k2.374.300.082.813.951.0044
4 Yr CD - $100k2.414.300.102.753.750.7534
5 Yr CD - $100k2.464.350.102.883.751.0543
High Rate Checking1.203.450.042.624.000.10142
Basic Checking0.251.390.010.171.980.01-8
HSA - $1k   0.050.050.05 
HSA - $10k   0.050.050.05 
HSA - $25k   0.050.050.05 
IRA - 1 Year - $10k2.294.100.022.903.911.0061
IRA - 1 Year - $100k1.514.100.033.404.002.37189
IRA - Liquid - $10k1.424.500.010.634.080.01-79
IRA - Liquid - $100k0.422.000.011.034.080.0161
High Rate Money Market - $2.5k   0.250.250.25 
Money Market - $2.5k0.653.100.010.371.500.05-28
Money Market - $10k0.743.100.010.543.000.05-20
High Rate Money Market - $10k0.300.650.081.021.930.2572
High Rate Money Market - $25k0.751.900.101.372.130.2562
Money Market - $25k0.893.340.040.673.000.05-22
Money Market - $50k1.043.350.020.793.100.05-25
High Rate Money Market - $50k0.811.900.101.372.130.2556
High Rate Money Market - $100k1.081.960.101.852.331.5077
Money Market - $100k1.393.450.050.893.200.05-50
Money Market - $250k1.563.500.050.993.300.05-57
High Rate Money Market - $250k1.342.760.101.992.331.5565
Money Market - $500k1.383.400.011.203.400.05-19
High Rate Money Market - $500k1.901.901.901.751.751.75-15
High Rate Money Market - $1 million1.901.901.901.951.951.955
Money Market - $1 million1.383.400.011.323.500.05-6
Youth/Student Savings   0.050.050.05 
High Rate Savings1.683.300.052.402.702.0073
Regular Savings0.433.260.010.294.080.01-13
New Auto - 24 Mo7.158.596.214.827.193.89-233
New Auto - 36 Mo7.2511.004.754.817.193.89-245
New Auto - 48 Mo7.2711.004.854.897.253.89-238
New Auto - 60 Mo7.4011.004.854.997.503.89-241
New Auto - 72 Mo7.4410.305.215.327.993.89-212
New Auto - 84 Mo7.638.596.665.708.943.89-193
Used Auto - 24 Mo7.158.596.215.257.193.89-190
Used Auto - 36 Mo7.5411.135.065.098.003.89-245
Used Auto - 48 Mo7.5211.005.065.188.003.89-233
Used Auto - 60 Mo7.6111.005.065.298.003.89-232
Used Auto - 72 Mo7.479.255.995.588.003.89-189
Used Auto - 84 Mo7.638.596.665.537.243.89-210
Used Boat-60 Mo8.719.298.137.9011.244.49-81
New Boat-60 Mo7.7511.005.757.2911.244.49-46
Rewards Credit Card17.4722.2513.9913.6418.008.90-383
Credit Card Platinum16.8418.2413.4913.8817.998.99-296
Credit Card Classic16.4318.7512.9914.1220.509.99-231
Home Equity - LOC 80%7.599.005.756.849.005.74-75
Home Equity - 5 Yr 80%7.2711.754.506.047.763.99-123
Home Equity - 10 Yr 80%7.759.376.257.088.505.75-67
Home Equity - 15 Yr 80%7.859.576.257.419.005.75-44
7 Yr ARM6.8927.1256.5186.3847.1255.400-51
3 Yr ARM8.0398.1506.7506.0376.2485.400-200
5 Yr ARM7.4618.1536.3756.0676.7505.240-139
15 Yr Fixed6.1987.5505.0005.7686.8122.600-43
20 Yr Fixed6.5986.6366.3565.7297.0262.875-87
30 Yr Fixed6.6367.1255.7506.4867.7603.500-15
Used Motorcycle-60 Mo7.667.667.666.7910.054.49-87
New Motorcycle-60 Mo7.667.667.666.177.994.49-149
Used Motorhome-60 Mo8.699.298.087.6710.504.49-101
New Motorhome-60 Mo7.7711.005.757.1210.504.49-65
Unsecured - 36 Mo11.5318.006.7410.6315.996.09-89
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2026 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.