RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 330,118 financial institution locations in 19,713 markets across the United States as of 12/15/2025.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.604.150.012.195.000.0559
6 Mo CD - $10k2.304.650.052.955.000.1565
9 Mo CD - $10k2.264.560.012.984.250.2572
1 Yr CD - $10k2.334.240.042.904.120.5057
18 Mo CD - $10k2.163.750.052.934.150.5077
2 Yr CD - $10k2.343.700.052.713.901.0037
30 Mo CD - $10k2.133.650.052.643.551.2551
3 Yr CD - $10k2.263.800.082.733.951.3547
4 Yr CD - $10k2.313.900.102.724.201.1941
5 Yr CD - $10k2.313.960.102.793.801.0547
3 Mo CD - $100k1.614.150.012.355.000.1573
6 Mo CD - $100k2.334.650.052.975.000.2065
9 Mo CD - $100k2.284.560.013.014.350.2573
1 Yr CD - $100k2.384.240.042.924.200.5054
18 Mo CD - $100k2.245.050.052.924.250.5068
2 Yr CD - $100k2.393.700.052.734.001.0035
30 Mo CD - $100k2.183.650.052.603.551.2542
3 Yr CD - $100k2.323.800.082.753.951.3543
4 Yr CD - $100k2.313.900.102.653.551.2435
5 Yr CD - $100k2.373.960.102.793.801.0542
High Rate Checking1.743.450.022.704.500.1097
Basic Checking0.281.390.010.100.500.01-17
IRA - 1 Year - $10k2.134.630.012.924.121.0079
IRA - 1 Year - $100k2.484.001.003.383.902.3790
IRA - Liquid - $10k1.454.500.010.644.340.05-80
IRA - Liquid - $100k1.012.000.011.064.340.055
High Rate Money Market - $2.5k   0.250.250.25 
Money Market - $2.5k0.663.450.010.411.500.05-24
Money Market - $10k0.773.450.010.583.000.05-19
High Rate Money Market - $10k0.792.960.081.151.930.2535
High Rate Money Market - $25k0.952.960.101.492.130.2554
Money Market - $25k0.893.450.010.713.000.05-18
Money Market - $50k1.073.450.010.843.100.05-23
High Rate Money Market - $50k1.012.960.101.492.130.2548
High Rate Money Market - $100k1.282.960.102.002.331.6071
Money Market - $100k1.413.590.010.933.200.05-47
Money Market - $250k1.543.540.011.043.300.05-51
High Rate Money Market - $250k1.522.960.102.162.331.7564
Money Market - $500k1.924.000.011.353.400.05-58
High Rate Money Market - $500k   1.951.951.95 
High Rate Money Market - $1 million   2.152.152.15 
Money Market - $1 million1.924.000.011.363.500.05-56
High Rate Savings1.843.650.022.602.702.5077
Regular Savings0.463.410.010.314.340.01-15
New Auto - 24 Mo6.888.595.384.987.193.89-190
New Auto - 36 Mo7.5311.254.495.187.193.89-235
New Auto - 48 Mo7.5711.254.495.267.254.00-230
New Auto - 60 Mo7.7311.254.495.377.504.00-236
New Auto - 72 Mo7.8210.304.495.707.994.00-212
New Auto - 84 Mo7.638.596.666.068.944.24-157
Used Auto - 24 Mo6.888.595.385.607.194.49-128
Used Auto - 36 Mo7.7811.504.495.728.004.00-206
Used Auto - 48 Mo7.8111.504.495.818.004.00-200
Used Auto - 60 Mo7.9511.754.495.918.004.00-205
Used Auto - 72 Mo8.109.755.756.228.004.00-188
Used Auto - 84 Mo7.638.596.666.178.494.49-146
Used Boat-60 Mo8.719.298.137.8011.244.49-91
New Boat-60 Mo8.1011.005.757.6011.244.49-50
Rewards Credit Card17.6523.9914.2413.7718.248.90-388
Credit Card Platinum17.0118.9913.7414.0317.998.99-298
Credit Card Classic15.1119.5010.2414.0420.509.99-107
Home Equity - LOC 80%8.019.756.256.929.504.49-109
Home Equity - 5 Yr 80%7.5211.754.506.297.783.99-122
Home Equity - 10 Yr 80%8.009.586.257.368.506.50-64
Home Equity - 15 Yr 80%8.079.006.257.829.006.99-25
7 Yr ARM6.6827.0895.6256.0706.6135.650-61
3 Yr ARM7.5677.6006.7505.8986.2375.597-167
5 Yr ARM7.1667.7505.5005.8166.4875.240-135
15 Yr Fixed6.2777.2755.2505.7566.8752.600-52
20 Yr Fixed6.2036.1096.1095.6006.5232.875-60
30 Yr Fixed6.6587.6255.5006.4497.7603.500-21
Used Motorcycle-60 Mo7.667.667.667.3810.054.49-28
New Motorcycle-60 Mo7.667.667.666.458.744.49-121
Used Motorhome-60 Mo8.699.298.087.7210.504.49-97
New Motorhome-60 Mo8.1911.005.757.5410.504.49-65
Unsecured - 36 Mo11.4618.006.7411.0315.996.99-43
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* Represents the difference in the average rate between banks and credit unions.