RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 333,576 financial institution locations in 19,713 markets across the United States as of 2/12/2026.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.614.150.012.085.000.0547
6 Mo CD - $10k2.274.200.053.005.000.1573
9 Mo CD - $10k2.184.050.012.854.000.2567
1 Yr CD - $10k2.334.050.042.823.750.5050
18 Mo CD - $10k2.173.750.052.833.690.5067
2 Yr CD - $10k2.323.700.052.673.901.0035
30 Mo CD - $10k2.103.500.052.643.551.2554
3 Yr CD - $10k2.243.800.082.713.950.9547
4 Yr CD - $10k2.313.900.102.714.200.7040
5 Yr CD - $10k2.313.960.102.803.801.0549
3 Mo CD - $100k1.594.090.012.235.000.1564
6 Mo CD - $100k2.314.200.053.025.000.2070
9 Mo CD - $100k2.234.300.012.874.000.2564
1 Yr CD - $100k2.364.050.042.843.800.5049
18 Mo CD - $100k2.235.050.052.853.750.5061
2 Yr CD - $100k2.373.700.052.694.001.0032
30 Mo CD - $100k2.153.500.052.613.551.2546
3 Yr CD - $100k2.303.800.082.733.951.0043
4 Yr CD - $100k2.303.900.102.663.550.7535
5 Yr CD - $100k2.373.960.102.813.801.0545
High Rate Checking1.743.450.032.624.000.1088
Basic Checking0.271.390.010.293.000.012
IRA - 1 Year - $10k2.103.800.012.873.751.0077
IRA - 1 Year - $100k2.024.000.043.303.802.37128
IRA - Liquid - $10k1.383.850.010.634.080.05-75
IRA - Liquid - $100k1.012.000.011.034.080.052
High Rate Money Market - $2.5k   0.250.250.25 
Money Market - $2.5k0.663.450.010.411.500.05-25
Money Market - $10k0.773.450.010.583.000.05-19
High Rate Money Market - $10k0.792.960.081.151.930.2535
High Rate Money Market - $25k0.922.960.101.492.130.2557
Money Market - $25k0.893.450.040.713.000.05-19
Money Market - $50k1.073.450.020.833.100.05-24
High Rate Money Market - $50k0.982.960.101.492.130.2551
High Rate Money Market - $100k1.252.960.101.992.331.5574
Money Market - $100k1.393.450.050.933.200.05-46
Money Market - $250k1.543.500.051.033.300.05-51
High Rate Money Market - $250k1.512.960.102.142.331.6563
Money Market - $500k1.213.090.011.343.400.0513
High Rate Money Market - $500k   1.851.851.85 
High Rate Money Market - $1 million   2.052.052.05 
Money Market - $1 million1.213.090.011.353.500.0514
High Rate Savings1.763.500.022.352.702.0059
Regular Savings0.443.260.010.294.080.01-15
New Auto - 24 Mo6.888.595.384.847.193.89-203
New Auto - 36 Mo7.4311.254.494.977.193.89-246
New Auto - 48 Mo7.4511.254.495.067.253.99-239
New Auto - 60 Mo7.6111.254.495.157.503.99-246
New Auto - 72 Mo7.7510.304.495.487.993.99-228
New Auto - 84 Mo7.638.596.665.908.944.24-172
Used Auto - 24 Mo6.888.595.385.377.194.49-151
Used Auto - 36 Mo7.6911.504.495.458.003.99-224
Used Auto - 48 Mo7.7511.504.495.548.003.99-221
Used Auto - 60 Mo7.9111.754.495.628.003.99-229
Used Auto - 72 Mo7.949.755.755.938.003.99-201
Used Auto - 84 Mo7.638.596.665.967.244.49-167
Used Boat-60 Mo8.719.298.137.6411.244.49-107
New Boat-60 Mo8.0611.005.757.4011.244.49-67
Rewards Credit Card17.5429.9013.7513.6718.008.90-387
Credit Card Platinum16.7918.4913.4913.8817.998.99-290
Credit Card Classic15.4219.5010.2414.2920.509.99-113
Home Equity - LOC 80%7.919.756.256.458.504.49-146
Home Equity - 5 Yr 80%7.4211.754.506.167.783.99-125
Home Equity - 10 Yr 80%8.009.586.257.238.505.25-77
Home Equity - 15 Yr 80%8.079.006.257.829.006.99-25
7 Yr ARM6.7987.1405.6255.5715.6115.400-123
3 Yr ARM7.5247.5506.7505.8336.2375.400-169
5 Yr ARM7.1527.7505.5005.5415.6375.240-161
15 Yr Fixed6.1547.0005.1255.5126.8752.600-64
20 Yr Fixed5.9745.9695.8005.5356.2902.875-44
30 Yr Fixed6.5187.2505.5006.1347.7603.500-38
Used Motorcycle-60 Mo7.667.667.666.8110.054.49-85
New Motorcycle-60 Mo7.667.667.666.388.744.49-128
Used Motorhome-60 Mo8.699.298.087.5910.504.49-109
New Motorhome-60 Mo8.0711.005.757.3810.504.49-69
Unsecured - 36 Mo11.5018.006.7410.9815.996.74-52
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* Represents the difference in the average rate between banks and credit unions.