RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 333,576 financial institution locations in 19,713 markets across the United States as of 2/13/2026.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.524.180.012.795.330.20126
6 Mo CD - $10k2.174.750.013.074.200.1091
9 Mo CD - $10k2.184.430.013.465.332.75128
1 Yr CD - $10k2.294.250.013.344.250.70105
18 Mo CD - $10k2.183.810.013.195.330.75101
2 Yr CD - $10k2.173.850.013.114.000.6594
30 Mo CD - $10k2.043.700.012.953.501.5591
3 Yr CD - $10k2.143.850.013.063.900.7593
4 Yr CD - $10k2.163.950.013.054.350.6588
5 Yr CD - $10k2.233.950.013.073.950.3584
3 Mo CD - $100k1.584.180.012.865.330.20128
6 Mo CD - $100k2.204.750.013.104.250.1090
9 Mo CD - $100k2.214.430.013.465.332.75125
1 Yr CD - $100k2.334.250.013.334.300.05100
18 Mo CD - $100k2.193.960.013.195.330.7599
2 Yr CD - $100k2.203.850.013.144.050.6594
30 Mo CD - $100k2.073.700.013.043.511.5597
3 Yr CD - $100k2.193.940.013.103.950.7591
4 Yr CD - $100k2.183.950.013.034.400.6585
5 Yr CD - $100k2.254.040.013.074.000.3582
Youth/Student Checking   0.100.100.10 
High Rate Checking0.633.500.013.425.000.30280
Basic Checking0.181.980.010.644.250.0147
HSA - $1k0.010.010.010.200.200.2019
HSA - $10k1.241.241.240.500.500.50-74
HSA - $25k   1.011.011.01 
IRA - 1 Year - $10k2.284.250.013.344.150.70106
IRA - 1 Year - $100k2.063.550.013.344.001.30128
IRA - Liquid - $10k1.035.000.010.674.080.01-35
IRA - Liquid - $100k1.123.490.011.025.090.02-10
High Rate Money Market - $2.5k0.530.750.300.250.250.25-28
Money Market - $2.5k0.493.030.010.882.350.0539
Money Market - $10k0.603.030.011.093.250.0548
High Rate Money Market - $10k0.883.440.010.883.250.250
High Rate Money Market - $25k1.323.450.012.283.250.2596
Money Market - $25k0.713.030.011.263.250.0555
Money Market - $50k0.833.030.011.433.370.0560
High Rate Money Market - $50k1.483.450.012.383.250.2590
High Rate Money Market - $100k1.923.450.012.663.251.5574
Money Market - $100k1.013.500.011.663.870.0565
Money Market - $250k1.193.750.011.784.030.0559
High Rate Money Market - $250k2.033.540.012.803.351.6576
Money Market - $500k1.043.030.011.783.250.0574
High Rate Money Market - $500k2.282.552.001.851.851.85-43
High Rate Money Market - $1 million2.282.552.002.052.052.05-23
Money Market - $1 million1.063.030.011.803.250.0574
High Rate Savings0.762.600.022.385.000.05162
Regular Savings0.242.000.010.254.080.011
New Auto - 24 Mo6.658.594.994.685.893.74-197
New Auto - 36 Mo7.1111.003.504.957.753.74-216
New Auto - 48 Mo7.1812.003.635.068.253.79-212
New Auto - 60 Mo7.2512.253.755.128.253.79-213
New Auto - 72 Mo7.3710.253.755.368.503.79-201
New Auto - 84 Mo7.088.595.395.747.743.79-134
Used Auto - 24 Mo6.678.594.994.926.093.79-176
Used Auto - 36 Mo7.4811.004.005.157.753.79-234
Used Auto - 48 Mo7.5812.004.135.268.253.79-232
Used Auto - 60 Mo7.5512.254.255.318.253.79-224
Used Auto - 72 Mo7.4511.384.995.588.503.79-187
Used Auto - 84 Mo7.418.595.996.028.003.79-140
Used Boat-60 Mo8.639.946.997.4210.003.99-121
New Boat-60 Mo7.9412.500.507.2610.003.99-68
Rewards Credit Card17.1220.4912.0014.6217.998.99-251
Credit Card Platinum15.7918.749.7412.7617.997.75-302
Credit Card Classic15.9928.249.7413.9827.747.90-200
Home Equity - LOC 80%7.779.505.996.699.344.99-108
Home Equity - 5 Yr 80%7.469.384.756.869.505.50-60
Home Equity - 10 Yr 80%7.569.174.757.109.505.59-46
Home Equity - 15 Yr 80%7.469.204.757.199.415.59-26
7 Yr ARM6.6928.5005.6256.7307.2505.1254
3 Yr ARM7.0518.5005.5006.2137.1254.750-84
5 Yr ARM7.0948.9505.5006.5627.8155.250-53
15 Yr Fixed6.1558.5405.1255.9586.8754.750-20
20 Yr Fixed6.0936.3605.7296.1626.6085.5727
30 Yr Fixed6.5588.0005.6256.3456.8755.500-21
15 Yr Fixed-Jumbo5.9355.8235.823 
20 Yr Fixed-Jumbo6.2446.1546.154 
7 Yr ARM-Jumbo6.1266.0586.058 
5 Yr ARM-Jumbo6.2066.1386.138 
30 Yr Fixed-Jumbo6.4286.3596.359 
Used Motorcycle-60 Mo7.7510.196.527.1510.053.99-60
New Motorcycle-60 Mo7.7410.196.526.909.143.99-84
Used Motorhome-60 Mo8.659.946.997.6512.004.49-100
New Motorhome-60 Mo8.2112.503.887.3812.003.99-83
Unsecured - 36 Mo11.3319.755.3810.6213.604.99-71
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* Represents the difference in the average rate between banks and credit unions.