RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 209,922 financial institution locations in 19,522 markets across the United States as of 12/11/2018.

Sort by Product  / State

New Hampshire

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.211.000.010.691.000.4048
6 Mo CD - $10k0.342.150.011.021.500.5068
1 Yr CD - $10k0.682.100.071.502.800.6082
18 Mo CD - $10k1.202.650.032.083.051.0088
2 Yr CD - $10k1.042.550.031.943.001.0090
30 Mo CD - $10k1.373.030.032.223.001.0085
3 Yr CD - $10k1.223.040.032.093.201.2587
4 Yr CD - $10k1.313.040.032.463.821.55115
5 Yr CD - $10k1.593.040.032.723.501.75113
1 Mo CD - $100k0.130.250.05    
2 Mo CD - $100k0.200.300.10    
3 Mo CD - $100k0.200.400.050.750.750.7555
6 Mo CD - $100k0.512.150.051.201.500.7569
1 Yr CD - $100k0.641.300.101.942.801.00131
2 Yr CD - $100k1.102.500.202.213.001.36111
3 Yr CD - $100k1.333.000.302.453.201.61112
Interest Checking - $5k0.050.500.010.070.150.012
Liquid IRA Account0.170.700.020.481.260.1031
Money Market - $2.5k0.141.750.010.391.260.0525
Money Market - $10k0.191.750.010.491.260.2029
Money Market - $25k0.241.750.010.581.310.2033
Money Market - $50k0.301.750.010.641.310.3034
Money Market - $100k0.472.000.010.831.360.3036
Money Market - $250k0.512.000.010.911.360.4541
Regular Savings - $1k0.070.250.010.160.500.059
New Car - 36 Mo4.927.493.443.894.992.69-103
New Car - 48 Mo5.007.493.444.015.492.99-99
New Car - 60 Mo5.087.493.444.085.993.29-101
New Car - 72 Mo4.996.274.254.586.493.89-41
Used Car - 36 Mo5.668.493.993.944.992.69-171
Used Car - 48 Mo5.608.494.004.045.492.99-156
Used Car - 60 Mo5.286.564.294.115.993.29-117
Used Car - 72 Mo6.166.276.044.586.493.89-157
New Boat - 60 Mo7.6113.254.006.158.244.50-146
Rewards Credit Card14.7816.9911.9912.4717.498.65-231
Credit Card Platinum13.0014.9910.9910.5011.998.65-251
Credit Card Classic   12.2912.9912.00 
Home Equity - LOC5.708.814.754.945.253.49-76
Home Equity - 5 Yr4.918.013.744.466.073.50-45
Home Equity - 10 Yr5.268.034.245.126.594.25-14
Home Equity - 15 Yr5.558.114.505.647.104.759
15 Yr Fixed4.5494.6253.7504.5904.8754.1254
20 Yr Fixed4.8775.1254.2504.8455.0004.500-3
30 Yr Fixed5.0255.2504.5845.0455.3754.7502
1 Yr ARM3.6294.3752.6253.9634.8753.37533
3/1 ARM3.8735.3752.7503.7635.0712.875-11
5/1 ARM4.0574.9972.9504.1224.8913.5007
7/1 ARM4.2454.9133.6254.3024.9693.7506
New RV - 60 Mo7.6213.254.006.218.244.50-141
Unsecured - 36 Mo11.5416.666.799.0511.696.99-250
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2018 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.