RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 213,544 financial institution locations in 19,531 markets across the United States as of 2/18/2019.

Sort by Product  / State

Puerto Rico

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.230.350.050.721.000.3049
6 Mo CD - $10k0.542.200.071.322.400.4078
1 Yr CD - $10k0.792.750.201.682.600.5089
18 Mo CD - $10k0.822.550.202.452.752.00163
2 Yr CD - $10k0.982.650.201.962.800.7098
30 Mo CD - $10k0.861.150.702.502.502.50164
3 Yr CD - $10k1.132.700.402.132.900.80100
4 Yr CD - $10k0.941.150.602.582.952.05164
5 Yr CD - $10k1.261.500.802.673.151.90141
1 Mo CD - $100k0.150.150.15    
2 Mo CD - $100k0.200.200.20    
3 Mo CD - $100k0.300.300.300.300.300.300
6 Mo CD - $100k2.202.202.201.402.400.45-80
1 Yr CD - $100k2.752.752.751.782.600.55-97
2 Yr CD - $100k2.652.652.652.032.800.70-62
3 Yr CD - $100k2.702.702.702.132.900.80-57
Interest Checking - $5k0.090.200.010.130.200.053
Liquid IRA Account0.200.200.200.952.500.2575
Money Market - $2.5k0.050.050.050.180.350.0513
Money Market - $10k0.150.150.150.300.750.1015
Money Market - $25k0.230.250.200.701.750.1048
Money Market - $50k0.350.400.300.771.750.1042
Money Market - $100k0.450.500.400.831.750.1538
Money Market - $250k0.630.650.600.911.750.1529
Regular Savings - $1k0.452.370.040.080.150.05-37
New Car - 36 Mo5.616.334.253.464.742.24-215
New Car - 48 Mo5.556.334.504.264.893.24-130
New Car - 60 Mo5.606.334.754.385.243.24-121
New Car - 72 Mo5.946.335.404.935.893.24-102
Used Car - 36 Mo6.677.945.253.905.243.24-277
Used Car - 48 Mo6.857.946.334.495.243.49-236
Used Car - 60 Mo6.957.946.334.675.743.74-229
Used Car - 72 Mo6.997.946.505.235.844.49-176
New Boat - 60 Mo5.786.335.406.597.894.9980
Rewards Credit Card14.4819.999.9510.8412.158.99-365
Credit Card Platinum15.2419.999.9511.3811.9910.99-386
Credit Card Classic13.5516.249.9512.0712.9911.15-148
Home Equity - LOC6.006.006.006.007.745.000
Home Equity - 5 Yr   5.866.255.34 
Home Equity - 10 Yr   6.207.005.59 
Home Equity - 15 Yr   6.457.505.84 
15 Yr Fixed4.2734.8753.5004.3744.2543.87510
20 Yr Fixed4.5874.8754.1254.6574.4514.2507
30 Yr Fixed4.7315.0004.3504.7704.6494.3754
1 Yr ARM4.2225.2582.750 
3/1 ARM4.3184.2504.2504.8055.1814.00049
5/1 ARM4.6314.7504.3754.6854.8814.0005
7/1 ARM4.6524.6674.5004.6444.8134.000-1
New RV - 60 Mo5.716.335.406.127.744.9941
Unsecured - 36 Mo7.958.756.997.5410.255.75-41
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2019 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.