RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 336,766 financial institution locations in 19,713 markets across the United States as of 4/8/2026.

Sort by Product  / State

Florida

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.593.830.011.925.330.0234
6 Mo CD - $10k2.054.160.012.714.500.0366
9 Mo CD - $10k1.614.200.013.275.330.05166
1 Yr CD - $10k2.094.500.012.994.200.0590
18 Mo CD - $10k1.964.750.013.025.330.03106
2 Yr CD - $10k1.894.060.012.973.930.05108
30 Mo CD - $10k1.453.620.012.604.500.05115
3 Yr CD - $10k1.734.060.012.883.820.10115
4 Yr CD - $10k1.714.110.012.944.200.10123
5 Yr CD - $10k1.744.110.012.913.870.10117
3 Mo CD - $100k1.633.830.012.005.330.0237
6 Mo CD - $100k2.094.160.012.734.500.0364
9 Mo CD - $100k1.644.200.013.275.330.05163
1 Yr CD - $100k2.154.500.013.024.200.0587
18 Mo CD - $100k1.954.010.013.045.330.03110
2 Yr CD - $100k1.944.060.013.004.060.05105
30 Mo CD - $100k1.503.620.012.663.800.05116
3 Yr CD - $100k1.764.060.012.904.060.10114
4 Yr CD - $100k1.714.110.012.964.060.10125
5 Yr CD - $100k1.774.110.012.944.060.10117
High Rate Checking1.437.000.013.315.120.05188
Basic Checking0.121.050.010.223.040.0110
IRA - 1 Year - $10k1.924.120.012.994.750.05107
IRA - 1 Year - $100k1.973.700.013.1710.650.10120
IRA - Liquid - $10k0.423.020.010.564.080.0114
IRA - Liquid - $100k1.253.490.010.604.080.01-65
High Rate Money Market - $2.5k0.300.300.300.581.050.2528
Money Market - $2.5k0.493.750.010.663.690.0117
Money Market - $10k0.553.800.010.713.250.0117
High Rate Money Market - $10k0.993.630.010.791.300.25-20
High Rate Money Market - $25k1.303.630.011.463.500.2516
Money Market - $25k0.684.010.010.803.250.0111
Money Market - $50k0.884.010.010.893.250.011
High Rate Money Market - $50k1.383.630.011.443.500.256
High Rate Money Market - $100k1.513.830.011.593.500.458
Money Market - $100k1.054.260.011.073.250.012
Money Market - $250k1.174.260.011.203.250.013
High Rate Money Market - $250k1.593.830.011.803.500.4521
Money Market - $500k0.743.800.011.343.500.0160
High Rate Money Market - $500k2.552.552.552.033.500.75-53
High Rate Money Market - $1 million2.552.552.552.083.500.75-48
Money Market - $1 million0.753.800.011.354.000.0161
Youth/Student Savings   0.250.250.25 
High Rate Savings1.553.900.022.085.000.1053
Regular Savings0.345.000.010.225.000.01-12
New Auto - 24 Mo6.8210.174.944.646.542.99-218
New Auto - 36 Mo6.9012.002.994.716.542.99-218
New Auto - 48 Mo6.9312.502.994.899.242.99-204
New Auto - 60 Mo7.0313.252.995.029.242.99-201
New Auto - 72 Mo6.6910.702.995.219.242.99-147
New Auto - 84 Mo6.508.994.945.537.742.99-98
Used Auto - 24 Mo7.0610.624.944.917.042.99-215
Used Auto - 36 Mo7.1613.002.995.039.492.99-214
Used Auto - 48 Mo7.2011.502.995.147.252.99-206
Used Auto - 60 Mo7.0611.252.995.307.252.99-176
Used Auto - 72 Mo6.8210.622.995.497.592.99-133
Used Auto - 84 Mo6.708.994.945.717.992.99-99
Used Boat-60 Mo7.329.845.997.2411.242.99-8
New Boat-60 Mo8.1210.752.996.9911.792.99-113
Rewards Credit Card16.8823.248.5013.6919.248.50-319
Credit Card Platinum15.8819.497.5012.0818.007.50-380
Credit Card Classic15.5728.249.7413.1823.997.00-239
Home Equity - LOC 80%7.3711.755.496.8718.004.99-50
Home Equity - 5 Yr 80%7.3010.055.806.599.004.50-71
Home Equity - 10 Yr 80%7.419.926.046.899.555.25-52
Home Equity - 15 Yr 80%7.288.746.167.159.255.32-14
7 Yr ARM6.2906.5035.9616.1166.5395.500-17
3 Yr ARM6.2556.6015.908 
5 Yr ARM6.3636.3636.3635.9966.4485.248-37
15 Yr Fixed5.8456.1105.5345.6165.8795.375-23
20 Yr Fixed6.2446.6515.7526.0366.2735.750-21
30 Yr Fixed6.4427.2316.0006.2176.5005.984-23
15 Yr Fixed-Jumbo6.1036.1036.103 
20 Yr Fixed-Jumbo6.6516.6516.651 
7 Yr ARM-Jumbo6.3266.3266.326 
5 Yr ARM-Jumbo6.3356.3356.335 
30 Yr Fixed-Jumbo6.7376.7376.737 
Used Motorcycle-60 Mo9.2410.997.497.1011.992.99-214
New Motorcycle-60 Mo8.749.997.496.8111.992.99-193
Used Motorhome-60 Mo7.759.846.247.2210.992.99-53
New Motorhome-60 Mo8.0911.502.997.0411.792.99-106
Unsecured - 36 Mo12.2919.756.7410.5418.006.00-174
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2026 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.