RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 329,733 financial institution locations in 19,713 markets across the United States as of 12/9/2025.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.124.700.012.133.900.05101
6 Mo CD - $10k1.574.650.012.784.100.05121
9 Mo CD - $10k1.684.170.012.704.400.05102
1 Yr CD - $10k1.574.250.013.074.000.10149
18 Mo CD - $10k1.314.200.013.044.020.18172
2 Yr CD - $10k1.433.800.012.954.450.10152
30 Mo CD - $10k1.074.000.012.944.580.45188
3 Yr CD - $10k1.303.700.012.944.000.10164
4 Yr CD - $10k1.313.750.012.964.200.20165
5 Yr CD - $10k1.413.850.013.004.000.15158
3 Mo CD - $100k1.154.700.012.143.900.05100
6 Mo CD - $100k1.604.650.012.864.180.05125
9 Mo CD - $100k1.724.170.012.704.400.0598
1 Yr CD - $100k1.624.250.013.104.020.10148
18 Mo CD - $100k1.344.200.013.054.120.27171
2 Yr CD - $100k1.473.800.012.994.450.10151
30 Mo CD - $100k1.074.000.012.844.500.45177
3 Yr CD - $100k1.333.700.012.944.000.10162
4 Yr CD - $100k1.313.750.012.963.850.20165
5 Yr CD - $100k1.443.850.013.034.000.15158
High Rate Checking0.662.500.013.105.000.05244
Basic Checking0.122.020.010.252.000.0113
HSA - $1k0.070.110.050.571.010.2050
HSA - $10k0.431.000.151.352.530.5091
HSA - $25k0.852.020.241.693.051.0184
IRA - 1 Year - $10k1.484.250.012.944.750.10147
IRA - 1 Year - $100k2.164.070.012.964.750.0780
IRA - Liquid - $10k0.493.790.010.504.960.012
IRA - Liquid - $100k1.353.450.010.694.340.01-66
High Rate Money Market - $2.5k   0.250.250.25 
Money Market - $2.5k0.294.180.010.984.000.0169
Money Market - $10k0.374.180.011.063.250.0369
High Rate Money Market - $10k1.263.900.032.013.500.2575
High Rate Money Market - $25k1.513.900.032.083.500.2557
Money Market - $25k0.504.430.011.273.250.0576
Money Market - $50k0.594.430.011.463.500.0587
High Rate Money Market - $50k1.563.900.032.133.500.2557
High Rate Money Market - $100k1.793.900.032.373.690.9558
Money Market - $100k0.794.430.011.683.750.0589
Money Market - $250k0.884.430.011.774.000.0589
High Rate Money Market - $250k1.923.900.052.443.931.1052
Money Market - $500k0.703.750.011.794.000.12109
High Rate Money Market - $500k3.303.303.302.132.791.65-117
High Rate Money Market - $1 million3.303.303.302.202.791.65-111
Money Market - $1 million0.763.750.011.824.000.12106
High Rate Savings0.983.650.023.297.000.05231
Regular Savings0.163.410.010.124.340.01-4
New Auto - 24 Mo6.979.324.945.418.563.89-156
New Auto - 36 Mo6.909.633.595.438.563.89-147
New Auto - 48 Mo6.919.633.595.508.563.99-141
New Auto - 60 Mo6.989.634.345.538.563.99-145
New Auto - 72 Mo7.169.634.345.698.563.99-147
New Auto - 84 Mo6.637.914.946.098.564.49-54
Used Auto - 24 Mo7.159.774.945.778.814.25-138
Used Auto - 36 Mo7.0810.133.595.728.814.00-136
Used Auto - 48 Mo7.1510.133.595.758.814.00-140
Used Auto - 60 Mo7.2110.134.345.808.114.00-141
Used Auto - 72 Mo7.349.774.345.948.114.00-140
Used Auto - 84 Mo6.577.834.946.278.584.49-30
Used Boat-60 Mo9.1710.157.987.7211.464.49-145
New Boat-60 Mo8.6813.255.007.7511.994.49-93
Rewards Credit Card17.2124.994.9913.5218.247.99-369
Credit Card Platinum16.2819.996.9912.1717.495.99-411
Credit Card Classic15.8929.249.0013.2318.997.99-266
Home Equity - LOC 80%7.539.505.757.169.555.99-37
Home Equity - 5 Yr 80%7.299.874.946.799.504.99-50
Home Equity - 10 Yr 80%7.619.865.047.1210.244.99-49
Home Equity - 15 Yr 80%7.669.895.247.4110.254.99-25
7 Yr ARM6.4606.7056.1916.0236.5905.247-44
3 Yr ARM5.9946.3905.597 
5 Yr ARM6.4196.5966.1545.8576.3314.995-56
15 Yr Fixed5.6735.9975.4335.4335.7545.125-24
20 Yr Fixed5.9416.4125.6265.9046.3755.500-4
30 Yr Fixed6.2457.1105.7255.9936.3755.740-25
15 Yr Fixed-Jumbo5.7125.7125.712 
20 Yr Fixed-Jumbo6.4256.4256.425 
7 Yr ARM-Jumbo6.3926.3926.392 
5 Yr ARM-Jumbo6.5186.5186.518 
30 Yr Fixed-Jumbo6.4576.4576.457 
Used Motorcycle-60 Mo10.1910.1910.197.4010.494.49-279
New Motorcycle-60 Mo9.7510.199.307.1410.494.49-261
Used Motorhome-60 Mo9.2810.157.747.4611.464.49-181
New Motorhome-60 Mo8.5313.255.007.6711.994.49-87
Student Loan-10 Year5.855.855.85    
Unsecured - 36 Mo12.2024.006.2410.7318.005.00-147
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* Represents the difference in the average rate between banks and credit unions.