RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 329,802 financial institution locations in 19,713 markets across the United States as of 12/9/2025.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.134.700.012.133.900.05100
6 Mo CD - $10k1.574.650.012.784.100.05121
9 Mo CD - $10k1.674.170.012.704.400.05103
1 Yr CD - $10k1.574.250.013.074.000.10150
18 Mo CD - $10k1.314.200.013.044.020.18172
2 Yr CD - $10k1.443.800.012.954.450.10151
30 Mo CD - $10k1.074.000.012.944.580.45188
3 Yr CD - $10k1.303.700.012.944.000.10164
4 Yr CD - $10k1.303.750.012.964.200.20165
5 Yr CD - $10k1.413.850.013.004.000.15159
3 Mo CD - $100k1.164.700.012.143.900.0598
6 Mo CD - $100k1.604.650.012.864.180.05125
9 Mo CD - $100k1.724.170.012.704.400.0598
1 Yr CD - $100k1.624.250.013.104.020.10148
18 Mo CD - $100k1.344.200.013.054.120.27171
2 Yr CD - $100k1.473.800.012.994.450.10152
30 Mo CD - $100k1.074.000.012.844.500.45177
3 Yr CD - $100k1.333.700.012.944.000.10162
4 Yr CD - $100k1.313.750.012.963.850.20165
5 Yr CD - $100k1.443.850.013.034.000.15158
High Rate Checking0.662.500.013.105.000.05244
Basic Checking0.122.020.010.252.000.0113
HSA - $1k0.070.110.050.571.010.2050
HSA - $10k0.431.000.151.352.530.5091
HSA - $25k0.852.020.241.693.051.0184
IRA - 1 Year - $10k1.494.250.012.944.750.10145
IRA - 1 Year - $100k2.164.070.012.964.750.0780
IRA - Liquid - $10k0.493.790.010.504.960.012
IRA - Liquid - $100k1.353.450.010.694.340.01-66
High Rate Money Market - $2.5k   0.250.250.25 
Money Market - $2.5k0.294.180.010.984.000.0169
Money Market - $10k0.374.180.011.063.250.0369
High Rate Money Market - $10k1.093.900.031.933.500.2583
High Rate Money Market - $25k1.503.900.032.003.500.2549
Money Market - $25k0.504.430.011.273.250.0577
Money Market - $50k0.594.430.011.463.500.0587
High Rate Money Market - $50k1.423.900.032.043.500.2563
High Rate Money Market - $100k1.653.900.032.263.690.9561
Money Market - $100k0.794.430.011.683.750.0589
Money Market - $250k0.884.430.011.774.000.0589
High Rate Money Market - $250k1.783.900.052.363.931.1058
Money Market - $500k0.703.750.011.794.000.12109
High Rate Money Market - $500k3.303.303.302.132.791.65-117
High Rate Money Market - $1 million3.303.303.302.202.791.65-111
Money Market - $1 million0.763.750.011.824.000.12106
High Rate Savings0.983.650.023.297.000.05231
Regular Savings0.163.410.010.124.340.01-4
New Auto - 24 Mo6.979.324.945.408.563.89-157
New Auto - 36 Mo6.909.633.595.448.563.89-146
New Auto - 48 Mo6.919.633.595.508.563.99-141
New Auto - 60 Mo6.989.634.345.538.563.99-145
New Auto - 72 Mo7.179.634.345.698.563.99-148
New Auto - 84 Mo6.637.914.946.088.564.49-55
Used Auto - 24 Mo7.159.774.945.778.814.25-139
Used Auto - 36 Mo7.0910.133.595.728.814.00-136
Used Auto - 48 Mo7.1510.133.595.758.814.00-140
Used Auto - 60 Mo7.2110.134.345.798.114.00-141
Used Auto - 72 Mo7.359.774.345.948.114.00-141
Used Auto - 84 Mo6.577.834.946.268.584.49-31
Used Boat-60 Mo9.1710.157.987.7211.464.49-145
New Boat-60 Mo8.6813.255.007.7511.994.49-93
Rewards Credit Card17.2524.994.9913.5218.247.99-372
Credit Card Platinum16.2919.996.9912.2018.005.99-409
Credit Card Classic15.8829.249.0013.2718.997.99-261
Home Equity - LOC 80%7.539.505.757.169.555.99-36
Home Equity - 5 Yr 80%7.279.874.946.809.504.99-48
Home Equity - 10 Yr 80%7.609.865.047.1210.244.99-48
Home Equity - 15 Yr 80%7.669.895.247.4210.254.99-25
7 Yr ARM6.8097.7505.6256.1367.2855.000-67
3 Yr ARM6.2877.9825.0005.8188.1254.750-47
5 Yr ARM6.6247.7505.5006.0168.2504.875-61
15 Yr Fixed6.1907.7505.1845.9857.2112.500-21
20 Yr Fixed6.3186.9935.6266.6437.9195.82432
30 Yr Fixed6.6468.7505.7256.4687.3753.500-18
15 Yr Fixed-Jumbo5.8295.7125.712 
20 Yr Fixed-Jumbo6.5216.4256.425 
7 Yr ARM-Jumbo6.4646.3926.392 
5 Yr ARM-Jumbo6.5916.5186.518 
30 Yr Fixed-Jumbo6.5306.4576.457 
Used Motorcycle-60 Mo10.1910.1910.197.4010.494.49-279
New Motorcycle-60 Mo9.7510.199.307.1410.494.49-261
Used Motorhome-60 Mo9.2810.157.747.4611.464.49-181
New Motorhome-60 Mo8.5313.255.007.6711.994.49-86
Student Loan-10 Year5.855.855.85    
Unsecured - 36 Mo12.1924.006.2410.7418.005.00-145
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* Represents the difference in the average rate between banks and credit unions.