RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 336,766 financial institution locations in 19,713 markets across the United States as of 4/8/2026.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.654.250.012.214.340.1056
6 Mo CD - $10k2.054.500.012.885.000.1383
9 Mo CD - $10k1.963.930.013.293.850.40133
1 Yr CD - $10k2.244.000.012.944.100.2570
18 Mo CD - $10k2.013.820.013.095.000.50108
2 Yr CD - $10k1.954.000.012.913.950.2396
30 Mo CD - $10k1.703.460.012.563.700.6586
3 Yr CD - $10k1.934.050.012.813.770.3988
4 Yr CD - $10k1.793.820.012.994.200.46119
5 Yr CD - $10k1.933.870.013.013.870.49108
3 Mo CD - $100k1.654.250.012.294.340.1063
6 Mo CD - $100k2.064.500.012.844.500.1378
9 Mo CD - $100k2.003.930.013.323.850.50132
1 Yr CD - $100k2.253.900.012.994.100.2574
18 Mo CD - $100k1.963.870.013.105.000.50114
2 Yr CD - $100k1.974.000.012.983.950.23101
30 Mo CD - $100k1.693.460.012.503.700.6581
3 Yr CD - $100k1.964.050.012.883.820.3992
4 Yr CD - $100k1.803.870.012.983.870.46118
5 Yr CD - $100k1.943.920.013.083.920.49113
High Rate Checking0.030.030.033.285.050.25325
Basic Checking0.191.500.010.515.000.0132
IRA - 1 Year - $10k2.224.070.013.064.100.5085
IRA - 1 Year - $100k1.472.370.013.064.100.70159
IRA - Liquid - $10k0.653.000.010.684.700.053
IRA - Liquid - $100k0.902.000.010.834.080.05-8
High Rate Money Market - $2.5k   0.250.250.25 
Money Market - $2.5k0.453.600.010.793.150.0135
Money Market - $10k0.463.600.010.913.150.1044
High Rate Money Market - $10k1.853.440.501.172.960.25-68
High Rate Money Market - $25k2.033.690.552.123.150.259
Money Market - $25k0.553.600.011.043.150.1049
Money Market - $50k0.673.600.011.183.150.1551
High Rate Money Market - $50k2.133.690.602.143.200.251
High Rate Money Market - $100k2.243.690.752.593.251.5535
Money Market - $100k0.873.600.011.643.250.1577
Money Market - $250k0.973.930.011.713.250.1574
High Rate Money Market - $250k2.343.690.752.653.351.6532
Money Market - $500k0.471.350.011.663.030.15119
High Rate Money Market - $500k   1.851.851.85 
High Rate Money Market - $1 million   2.052.052.05 
Money Market - $1 million0.491.500.011.743.400.15125
High Rate Savings1.533.820.022.204.000.5067
Regular Savings0.232.700.010.324.890.019
New Auto - 24 Mo5.475.994.944.605.952.95-87
New Auto - 36 Mo7.1812.252.954.636.752.95-254
New Auto - 48 Mo7.2112.502.954.746.752.95-248
New Auto - 60 Mo7.3513.252.954.956.752.95-240
New Auto - 72 Mo7.2611.992.955.236.752.90-203
New Auto - 84 Mo5.475.994.945.796.992.9532
Used Auto - 24 Mo5.475.994.944.765.992.95-71
Used Auto - 36 Mo7.7813.002.954.8510.252.95-293
Used Auto - 48 Mo7.8213.002.954.9610.252.95-286
Used Auto - 60 Mo7.6813.002.955.1610.252.95-252
Used Auto - 72 Mo6.7810.502.955.5310.252.95-125
Used Auto - 84 Mo5.475.994.945.957.252.9548
Used Boat-60 Mo6.496.496.497.0111.242.9552
New Boat-60 Mo8.4213.502.956.8311.792.95-159
Rewards Credit Card15.7123.248.7511.9219.958.25-380
Credit Card Platinum15.8520.248.7511.5619.957.80-429
Credit Card Classic15.2228.248.9011.7816.407.90-344
Home Equity - LOC 80%7.6411.755.497.4418.003.99-19
Home Equity - 5 Yr 80%7.7010.005.956.939.004.50-77
Home Equity - 10 Yr 80%8.109.555.957.669.554.50-44
Home Equity - 15 Yr 80%7.799.005.957.529.754.50-27
7 Yr ARM6.2906.5035.9616.1166.5395.500-17
3 Yr ARM6.2556.6015.908 
5 Yr ARM6.3636.3636.3635.9966.4485.248-37
15 Yr Fixed5.8456.1105.5345.6165.8795.375-23
20 Yr Fixed6.2446.6515.7526.0366.2735.750-21
30 Yr Fixed6.4427.2316.0006.2176.5005.984-23
Used Motorcycle-60 Mo   7.0410.242.95 
New Motorcycle-60 Mo   6.8510.242.95 
Used Motorhome-60 Mo6.496.496.497.0110.742.9552
New Motorhome-60 Mo8.3813.502.956.8611.792.95-152
Student Loan-10 Year   4.254.254.25 
Unsecured - 36 Mo11.2716.756.7410.5318.006.75-74
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* Represents the difference in the average rate between banks and credit unions.