RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 333,576 financial institution locations in 19,713 markets across the United States as of 2/13/2026.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.604.250.012.214.340.1061
6 Mo CD - $10k1.994.500.012.854.500.1386
9 Mo CD - $10k1.913.930.013.303.850.40139
1 Yr CD - $10k2.214.070.012.974.100.2576
18 Mo CD - $10k1.983.820.013.103.820.50113
2 Yr CD - $10k1.934.000.012.843.770.2391
30 Mo CD - $10k1.783.940.012.563.700.6579
3 Yr CD - $10k1.884.050.012.763.770.3988
4 Yr CD - $10k1.773.870.012.914.200.46114
5 Yr CD - $10k1.923.870.012.953.870.49103
3 Mo CD - $100k1.604.250.012.284.340.1069
6 Mo CD - $100k1.964.500.012.834.500.1387
9 Mo CD - $100k1.913.930.013.333.850.50141
1 Yr CD - $100k2.224.070.012.984.100.2576
18 Mo CD - $100k1.953.940.013.113.870.50116
2 Yr CD - $100k1.944.000.012.913.820.2398
30 Mo CD - $100k1.673.460.012.503.700.6583
3 Yr CD - $100k1.904.050.012.833.820.3993
4 Yr CD - $100k1.783.920.012.903.920.46112
5 Yr CD - $100k1.953.920.013.023.920.49106
High Rate Checking0.030.030.033.205.050.25317
Basic Checking0.191.500.010.525.000.0132
IRA - 1 Year - $10k2.184.070.013.094.100.5091
IRA - 1 Year - $100k1.472.370.013.054.100.70158
IRA - Liquid - $10k0.543.000.010.694.700.0515
IRA - Liquid - $100k0.902.000.010.854.080.05-5
High Rate Money Market - $2.5k   0.250.250.25 
Money Market - $2.5k0.443.600.010.803.150.0135
Money Market - $10k0.473.600.010.913.150.1044
High Rate Money Market - $10k1.853.440.501.172.960.25-68
High Rate Money Market - $25k1.923.690.452.123.150.2520
Money Market - $25k0.553.600.011.043.150.1050
Money Market - $50k0.673.600.011.193.150.1552
High Rate Money Market - $50k2.033.690.602.143.200.2510
High Rate Money Market - $100k2.163.690.752.593.251.5542
Money Market - $100k0.893.600.011.653.250.1576
Money Market - $250k0.993.930.011.723.250.1573
High Rate Money Market - $250k2.233.690.752.653.351.6542
Money Market - $500k0.401.550.011.763.030.15135
High Rate Money Market - $500k   1.851.851.85 
High Rate Money Market - $1 million   2.052.052.05 
Money Market - $1 million0.431.700.011.853.400.15142
High Rate Savings0.762.250.022.204.000.50144
Regular Savings0.242.700.010.274.080.013
New Auto - 24 Mo5.475.994.944.615.742.99-86
New Auto - 36 Mo7.2212.003.704.756.902.99-247
New Auto - 48 Mo7.2912.503.704.856.902.99-244
New Auto - 60 Mo7.4013.253.705.076.903.25-233
New Auto - 72 Mo7.3911.993.705.396.953.25-200
New Auto - 84 Mo5.475.994.945.846.993.7038
Used Auto - 24 Mo5.475.994.944.745.742.99-72
Used Auto - 36 Mo7.8513.003.704.856.902.99-300
Used Auto - 48 Mo7.8811.993.704.986.902.99-290
Used Auto - 60 Mo7.8111.993.705.196.903.25-262
Used Auto - 72 Mo7.0810.503.705.586.953.25-150
Used Auto - 84 Mo5.475.994.945.977.253.7051
Used Boat-60 Mo7.837.837.836.9511.243.70-88
New Boat-60 Mo8.5312.503.706.8311.793.70-169
Rewards Credit Card15.7523.498.7511.8319.958.25-393
Credit Card Platinum16.0520.248.7511.5419.957.80-451
Credit Card Classic15.2328.248.9011.6614.957.90-357
Home Equity - LOC 80%7.7711.756.257.5318.004.00-24
Home Equity - 5 Yr 80%7.7010.005.957.039.004.50-67
Home Equity - 10 Yr 80%8.119.555.957.669.554.50-45
Home Equity - 15 Yr 80%7.819.005.957.6310.004.50-18
7 Yr ARM6.4857.0896.0216.1318.5854.722-35
3 Yr ARM5.1225.0585.0585.4147.0804.99029
5 Yr ARM6.8008.2505.5595.9858.9004.500-82
15 Yr Fixed6.0507.0004.8755.7987.5004.660-25
20 Yr Fixed6.0595.9695.9695.8466.3003.375-21
30 Yr Fixed6.4327.5005.6006.1978.0005.375-23
Used Motorcycle-60 Mo   7.1110.243.70 
New Motorcycle-60 Mo   6.8810.243.70 
Used Motorhome-60 Mo7.087.087.087.0210.743.70-6
New Motorhome-60 Mo8.4912.503.706.8711.793.70-161
Student Loan-10 Year   4.254.254.25 
Unsecured - 36 Mo11.3716.756.7410.4618.006.75-91
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* Represents the difference in the average rate between banks and credit unions.