RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 329,733 financial institution locations in 19,713 markets across the United States as of 12/9/2025.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.574.250.012.194.340.1061
6 Mo CD - $10k2.044.500.012.874.500.1383
9 Mo CD - $10k2.083.930.013.434.320.40135
1 Yr CD - $10k2.304.250.013.054.100.2575
18 Mo CD - $10k2.003.870.013.174.000.50117
2 Yr CD - $10k1.954.250.012.894.060.2394
30 Mo CD - $10k1.783.940.012.563.670.6578
3 Yr CD - $10k1.894.250.012.773.770.3988
4 Yr CD - $10k1.814.250.012.924.200.46111
5 Yr CD - $10k1.924.250.012.973.870.49105
3 Mo CD - $100k1.564.250.012.264.340.1070
6 Mo CD - $100k2.014.500.012.864.500.1384
9 Mo CD - $100k2.083.930.013.464.320.50138
1 Yr CD - $100k2.294.250.013.074.100.2578
18 Mo CD - $100k1.963.970.013.184.000.50122
2 Yr CD - $100k1.934.250.012.964.060.23103
30 Mo CD - $100k1.673.500.012.503.720.6583
3 Yr CD - $100k1.904.250.012.843.820.3994
4 Yr CD - $100k1.804.250.012.913.920.46111
5 Yr CD - $100k1.944.250.013.043.920.49109
High Rate Checking0.020.020.023.225.050.25320
Basic Checking0.191.500.010.515.000.0131
IRA - 1 Year - $10k2.234.250.013.164.100.5093
IRA - 1 Year - $100k1.472.370.013.144.100.70167
IRA - Liquid - $10k0.553.000.010.695.000.0514
IRA - Liquid - $100k0.902.000.010.864.340.05-4
High Rate Money Market - $2.5k   0.250.250.25 
Money Market - $2.5k0.473.600.010.835.000.0136
Money Market - $10k0.503.600.010.913.200.1041
High Rate Money Market - $10k1.913.690.501.323.200.25-59
High Rate Money Market - $25k2.013.690.552.223.200.2520
Money Market - $25k0.573.600.010.993.200.1043
Money Market - $50k0.693.600.011.133.200.1544
High Rate Money Market - $50k2.083.690.602.233.250.2515
High Rate Money Market - $100k2.223.690.752.703.301.6048
Money Market - $100k0.933.600.011.643.250.1572
Money Market - $250k1.033.930.011.713.250.1568
High Rate Money Market - $250k2.283.690.752.783.401.7550
Money Market - $500k0.411.600.011.753.040.15134
High Rate Money Market - $500k   1.951.951.95 
High Rate Money Market - $1 million   2.152.152.15 
Money Market - $1 million0.441.750.011.853.750.15141
High Rate Savings0.020.020.022.234.000.50221
Regular Savings0.242.700.010.284.340.014
New Auto - 24 Mo5.596.244.944.665.993.24-93
New Auto - 36 Mo7.2512.003.704.846.903.24-241
New Auto - 48 Mo7.3012.503.704.946.903.25-236
New Auto - 60 Mo7.4013.253.705.156.903.25-225
New Auto - 72 Mo7.4210.703.705.486.953.25-194
New Auto - 84 Mo5.596.244.945.917.243.7032
Used Auto - 24 Mo5.596.244.944.805.993.24-79
Used Auto - 36 Mo7.8513.003.704.956.903.24-291
Used Auto - 48 Mo7.8711.503.705.086.903.25-279
Used Auto - 60 Mo7.7811.253.705.286.903.25-249
Used Auto - 72 Mo7.2310.503.705.656.953.25-158
Used Auto - 84 Mo5.596.244.946.057.253.7046
Used Boat-60 Mo8.608.608.606.9811.243.70-162
New Boat-60 Mo8.5112.503.706.8911.793.70-162
Rewards Credit Card15.9723.498.7511.9319.958.25-404
Credit Card Platinum16.2520.248.7511.5419.957.80-471
Credit Card Classic16.2528.498.9011.7814.957.90-447
Home Equity - LOC 80%7.8511.756.507.7618.004.00-9
Home Equity - 5 Yr 80%7.6910.005.957.049.004.50-65
Home Equity - 10 Yr 80%8.189.485.957.749.504.50-44
Home Equity - 15 Yr 80%7.939.005.957.7110.004.50-22
7 Yr ARM6.4606.7056.1916.0236.5905.247-44
3 Yr ARM5.9946.3905.597 
5 Yr ARM6.4196.5966.1545.8576.3314.995-56
15 Yr Fixed5.6735.9975.4335.4335.7545.125-24
20 Yr Fixed5.9416.4125.6265.9046.3755.500-4
30 Yr Fixed6.2457.1105.7255.9936.3755.740-25
Used Motorcycle-60 Mo   7.0210.243.70 
New Motorcycle-60 Mo   6.8010.243.70 
Used Motorhome-60 Mo7.747.747.747.0510.743.70-69
New Motorhome-60 Mo8.4512.503.706.9311.793.70-153
Student Loan-10 Year   4.254.254.25 
Unsecured - 36 Mo11.3716.756.7410.5118.006.75-86
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* Represents the difference in the average rate between banks and credit unions.