RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 342,619 financial institution locations in 19,713 markets across the United States as of 7/13/2026.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.654.120.012.214.340.1056
6 Mo CD - $10k2.064.500.012.874.500.1381
9 Mo CD - $10k2.004.100.013.344.170.40133
1 Yr CD - $10k2.203.970.013.014.000.2581
18 Mo CD - $10k2.143.970.013.155.000.50101
2 Yr CD - $10k1.984.000.013.004.000.23102
30 Mo CD - $10k1.733.850.012.653.700.6592
3 Yr CD - $10k1.944.000.012.904.100.3996
4 Yr CD - $10k1.834.000.013.034.200.46120
5 Yr CD - $10k1.974.000.013.083.970.49110
3 Mo CD - $100k1.644.120.012.284.340.1064
6 Mo CD - $100k2.074.500.012.884.500.1382
9 Mo CD - $100k2.034.100.013.364.170.50132
1 Yr CD - $100k2.194.020.013.054.020.2586
18 Mo CD - $100k2.134.020.013.165.000.50103
2 Yr CD - $100k2.024.000.013.054.000.23104
30 Mo CD - $100k1.713.850.012.613.700.6590
3 Yr CD - $100k1.984.000.012.954.100.3997
4 Yr CD - $100k1.834.000.013.023.870.46119
5 Yr CD - $100k2.004.020.013.114.020.49111
High Rate Checking0.040.040.043.405.050.25336
Basic Checking0.191.500.010.383.000.0118
IRA - 1 Year - $10k2.184.070.013.144.050.5096
IRA - 1 Year - $100k1.472.370.013.184.020.85171
IRA - Liquid - $10k0.653.000.010.694.700.054
IRA - Liquid - $100k0.250.700.010.864.080.0562
High Rate Money Market - $2.5k   0.250.250.25 
Money Market - $2.5k0.463.300.010.863.150.0140
Money Market - $10k0.473.300.010.973.150.1050
High Rate Money Market - $10k1.582.450.501.172.960.25-41
High Rate Money Market - $25k1.593.690.052.123.150.2553
Money Market - $25k0.563.450.011.093.150.1054
Money Market - $50k0.693.450.011.243.150.1555
High Rate Money Market - $50k1.713.690.052.143.200.2543
High Rate Money Market - $100k1.823.690.072.573.251.5075
Money Market - $100k0.883.450.011.673.250.1579
Money Market - $250k0.963.450.011.743.250.1577
High Rate Money Market - $250k1.923.690.072.623.351.5570
Money Market - $500k0.612.000.011.703.030.15109
High Rate Money Market - $500k   1.751.751.75 
High Rate Money Market - $1 million   1.951.951.95 
Money Market - $1 million0.632.000.011.793.400.15116
High Rate Savings1.533.820.022.334.000.5081
Regular Savings0.232.650.010.334.890.0110
New Auto - 24 Mo5.475.994.944.576.492.95-89
New Auto - 36 Mo6.9312.252.954.576.752.95-236
New Auto - 48 Mo6.9812.252.954.767.492.95-221
New Auto - 60 Mo7.0812.252.954.917.492.95-217
New Auto - 72 Mo7.1611.992.955.197.492.95-197
New Auto - 84 Mo5.475.994.945.677.492.9521
Used Auto - 24 Mo5.475.994.944.766.492.95-71
Used Auto - 36 Mo7.5513.002.954.8010.252.95-275
Used Auto - 48 Mo7.5613.002.954.8910.252.95-267
Used Auto - 60 Mo7.3113.002.955.0410.252.95-227
Used Auto - 72 Mo6.6510.502.955.3810.252.95-127
Used Auto - 84 Mo5.475.994.945.757.252.9529
Used Boat-60 Mo7.247.247.246.8511.242.95-39
New Boat-60 Mo8.2513.502.956.6411.792.95-161
Rewards Credit Card15.6020.248.7512.1719.958.25-344
Credit Card Platinum15.7920.248.7511.6719.957.80-412
Credit Card Classic15.0823.748.9011.7916.407.90-330
Home Equity - LOC 80%7.329.256.257.4818.003.9916
Home Equity - 5 Yr 80%7.5810.005.956.959.004.50-63
Home Equity - 10 Yr 80%8.109.555.957.659.554.50-45
Home Equity - 15 Yr 80%7.808.605.957.509.254.50-29
7 Yr ARM6.2696.6505.7506.0708.5854.722-20
3 Yr ARM5.1215.0585.0585.4327.1005.00031
5 Yr ARM6.5769.0005.5596.0068.9004.500-57
15 Yr Fixed6.0906.8755.2505.8857.1004.930-20
20 Yr Fixed6.2816.5125.8706.0097.1903.375-27
30 Yr Fixed6.4457.0005.8756.3297.2505.350-12
Used Motorcycle-60 Mo   6.8710.242.95 
New Motorcycle-60 Mo   6.6810.242.95 
Used Motorhome-60 Mo7.247.247.246.9010.742.95-34
New Motorhome-60 Mo8.2213.502.956.6811.792.95-154
Student Loan-10 Year   4.254.254.25 
Unsecured - 36 Mo11.2216.756.7410.4818.006.75-74
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* Represents the difference in the average rate between banks and credit unions.