|
|
| Product | Bank Average | Bank High | Bank Low | Credit Union Average | Credit Union High | Credit Union Low | Basis Point Difference* |
| 3 Mo CD - $10k | 1.82 | 4.35 | 0.01 | 3.42 | 4.00 | 0.05 | 160▲ |
| 6 Mo CD - $10k | 2.93 | 4.35 | 0.01 | 3.62 | 4.15 | 0.75 | 70▲ |
| 9 Mo CD - $10k | 2.53 | 4.20 | 0.01 | 3.70 | 5.00 | 1.19 | 116▲ |
| 1 Yr CD - $10k | 2.87 | 4.15 | 0.01 | 3.86 | 4.50 | 2.35 | 99▲ |
| 18 Mo CD - $10k | 2.52 | 4.00 | 0.01 | 3.85 | 4.50 | 1.75 | 133▲ |
| 2 Yr CD - $10k | 2.48 | 3.95 | 0.01 | 3.83 | 4.25 | 2.25 | 136▲ |
| 30 Mo CD - $10k | 1.62 | 4.50 | 0.01 | 3.84 | 4.15 | 2.25 | 223▲ |
| 3 Yr CD - $10k | 2.51 | 3.93 | 0.01 | 3.78 | 4.10 | 2.15 | 128▲ |
| 4 Yr CD - $10k | 2.48 | 4.25 | 0.01 | 3.84 | 4.15 | 2.15 | 136▲ |
| 5 Yr CD - $10k | 2.50 | 4.00 | 0.01 | 3.85 | 4.15 | 2.15 | 134▲ |
| 3 Mo CD - $100k | 1.89 | 4.35 | 0.01 | 3.44 | 4.00 | 0.05 | 155▲ |
| 6 Mo CD - $100k | 2.96 | 4.40 | 0.01 | 3.62 | 4.15 | 0.75 | 66▲ |
| 9 Mo CD - $100k | 2.59 | 4.20 | 0.01 | 3.69 | 5.00 | 1.19 | 110▲ |
| 1 Yr CD - $100k | 2.92 | 4.15 | 0.01 | 3.85 | 4.50 | 2.35 | 93▲ |
| 18 Mo CD - $100k | 2.50 | 4.00 | 0.01 | 3.84 | 4.50 | 1.75 | 135▲ |
| 2 Yr CD - $100k | 2.45 | 3.95 | 0.01 | 3.83 | 4.25 | 2.25 | 138▲ |
| 30 Mo CD - $100k | 1.68 | 5.00 | 0.01 | 3.81 | 4.15 | 2.25 | 212▲ |
| 3 Yr CD - $100k | 2.46 | 3.93 | 0.01 | 3.78 | 4.10 | 2.15 | 132▲ |
| 4 Yr CD - $100k | 2.41 | 3.90 | 0.01 | 3.82 | 4.15 | 2.15 | 141▲ |
| 5 Yr CD - $100k | 2.46 | 4.00 | 0.01 | 3.83 | 4.15 | 2.15 | 137▲ |
| High Rate Checking | 2.10 | 3.25 | 0.01 | 1.03 | 2.00 | 0.10 | -107▼ |
| Basic Checking | 0.12 | 0.50 | 0.01 | 0.24 | 4.00 | 0.02 | 12▲ |
| IRA - 1 Year - $10k | 2.46 | 4.05 | 0.01 | 3.86 | 4.50 | 2.13 | 140▲ |
| IRA - 1 Year - $100k | 2.41 | 3.90 | 0.01 | 3.91 | 4.15 | 3.50 | 150▲ |
| IRA - Liquid - $10k | 0.90 | 4.15 | 0.01 | 1.03 | 5.30 | 0.05 | 12▲ |
| IRA - Liquid - $100k | 1.34 | 3.30 | 0.01 | 1.31 | 4.00 | 0.10 | -3▼ |
| Money Market - $2.5k | 0.89 | 3.83 | 0.01 | 0.99 | 3.10 | 0.05 | 10▲ |
| Money Market - $10k | 0.98 | 3.83 | 0.01 | 1.20 | 3.10 | 0.05 | 22▲ |
| High Rate Money Market - $10k | 0.70 | 2.00 | 0.05 | 1.03 | 1.24 | 0.75 | 34▲ |
| High Rate Money Market - $25k | 0.78 | 2.00 | 0.05 | 1.54 | 1.98 | 0.80 | 76▲ |
| Money Market - $25k | 1.20 | 3.83 | 0.01 | 1.54 | 3.20 | 0.10 | 34▲ |
| Money Market - $50k | 1.33 | 3.83 | 0.01 | 1.76 | 3.20 | 0.40 | 43▲ |
| High Rate Money Market - $50k | 0.97 | 2.12 | 0.10 | 1.71 | 2.09 | 0.85 | 74▲ |
| High Rate Money Market - $100k | 1.07 | 2.00 | 0.20 | 2.63 | 2.84 | 2.50 | 156▲ |
| Money Market - $100k | 1.78 | 3.83 | 0.01 | 2.22 | 3.20 | 0.35 | 44▲ |
| Money Market - $250k | 1.98 | 3.83 | 0.01 | 2.76 | 4.25 | 0.35 | 78▲ |
| High Rate Money Market - $250k | 1.53 | 2.97 | 0.20 | 3.17 | 3.58 | 2.50 | 164▲ |
| Money Market - $500k | 1.82 | 3.75 | 0.15 | 2.54 | 3.65 | 0.35 | 72▲ |
| Money Market - $1 million | 1.85 | 3.75 | 0.15 | 2.76 | 3.95 | 0.35 | 90▲ |
| High Rate Savings | 1.95 | 4.20 | 0.02 | 1.30 | 2.50 | 0.10 | -65▼ |
| Regular Savings | 1.08 | 4.10 | 0.01 | 0.10 | 0.75 | 0.03 | -98▼ |
| New Auto - 24 Mo | 6.74 | 8.59 | 5.38 | 5.21 | 6.24 | 4.09 | -153▼ |
| New Auto - 36 Mo | 6.82 | 8.59 | 2.65 | 5.40 | 6.50 | 4.09 | -142▼ |
| New Auto - 48 Mo | 6.91 | 8.59 | 2.65 | 5.44 | 6.50 | 4.09 | -147▼ |
| New Auto - 60 Mo | 6.99 | 8.59 | 2.65 | 5.44 | 6.50 | 4.09 | -155▼ |
| New Auto - 72 Mo | 7.22 | 8.75 | 2.65 | 5.70 | 7.00 | 4.59 | -152▼ |
| New Auto - 84 Mo | 7.28 | 8.59 | 5.49 | 6.19 | 6.74 | 5.09 | -109▼ |
| Used Auto - 24 Mo | 6.81 | 8.78 | 5.38 | 5.31 | 6.24 | 4.39 | -150▼ |
| Used Auto - 36 Mo | 6.98 | 8.75 | 3.80 | 5.45 | 6.50 | 4.39 | -153▼ |
| Used Auto - 48 Mo | 7.18 | 8.75 | 5.38 | 5.52 | 6.74 | 4.39 | -166▼ |
| Used Auto - 60 Mo | 7.13 | 8.75 | 3.80 | 5.49 | 6.50 | 4.39 | -164▼ |
| Used Auto - 72 Mo | 7.29 | 9.00 | 3.80 | 5.74 | 7.00 | 4.89 | -154▼ |
| Used Auto - 84 Mo | 7.33 | 8.78 | 5.49 | 6.27 | 6.79 | 5.39 | -106▼ |
| Used Boat-60 Mo | 8.93 | 11.01 | 7.50 | 7.98 | 12.24 | 5.50 | -95▼ |
| New Boat-60 Mo | 8.49 | 11.02 | 6.25 | 7.93 | 12.24 | 4.94 | -57▼ |
| Rewards Credit Card | 19.42 | 24.99 | 11.25 | 13.59 | 18.00 | 8.50 | -583▼ |
| Credit Card Platinum | 17.67 | 22.99 | 13.25 | 13.19 | 18.00 | 8.50 | -447▼ |
| Credit Card Classic | 16.33 | 24.99 | 10.95 | 12.98 | 18.00 | 10.00 | -335▼ |
| Home Equity - LOC 80% | 7.79 | 9.35 | 5.99 | 7.32 | 9.00 | 3.99 | -47▼ |
| Home Equity - 5 Yr 80% | 8.55 | 10.61 | 6.80 | 6.98 | 8.50 | 5.49 | -157▼ |
| Home Equity - 10 Yr 80% | 8.42 | 10.61 | 6.80 | 7.09 | 8.50 | 5.99 | -133▼ |
| Home Equity - 15 Yr 80% | 8.57 | 10.61 | 7.00 | 7.47 | 8.75 | 5.99 | -110▼ |
| 7 Yr ARM | 6.533 | 7.440 | 5.625 | 6.371 | 7.129 | 5.250 | -16▼ |
| 3 Yr ARM | | | | 5.669 | 5.600 | 5.600 | |
| 5 Yr ARM | 6.785 | 7.929 | 5.500 | 6.131 | 7.228 | 5.240 | -65▼ |
| 15 Yr Fixed | 5.914 | 6.750 | 4.990 | 5.618 | 6.090 | 4.955 | -30▼ |
| 20 Yr Fixed | 6.407 | 6.912 | 5.547 | 5.998 | 6.277 | 5.000 | -41▼ |
| 30 Yr Fixed | 6.427 | 7.211 | 5.743 | 6.109 | 6.371 | 5.696 | -32▼ |
| 15 Yr Fixed-Jumbo | 5.712 | 5.595 | 5.595 | | | | |
| 20 Yr Fixed-Jumbo | 6.450 | 6.355 | 6.355 | | | | |
| 7 Yr ARM-Jumbo | 6.453 | 6.381 | 6.381 | | | | |
| 5 Yr ARM-Jumbo | 6.550 | 6.477 | 6.477 | | | | |
| 30 Yr Fixed-Jumbo | 6.425 | 6.353 | 6.353 | | | | |
| Used Motorcycle-60 Mo | 8.27 | 10.19 | 6.49 | 7.76 | 12.24 | 5.89 | -51▼ |
| New Motorcycle-60 Mo | 8.27 | 10.19 | 6.49 | 7.65 | 12.24 | 5.24 | -62▼ |
| Used Motorhome-60 Mo | 8.93 | 11.01 | 7.50 | 7.76 | 8.99 | 5.34 | -117▼ |
| New Motorhome-60 Mo | 8.52 | 11.00 | 6.25 | 7.78 | 8.99 | 4.84 | -74▼ |
| Unsecured - 36 Mo | 10.90 | 12.74 | 6.74 | 11.74 | 13.75 | 9.25 | 84▲ |
|