|
|
| Product | Bank Average | Bank High | Bank Low | Credit Union Average | Credit Union High | Credit Union Low | Basis Point Difference* |
| 3 Mo CD - $10k | 1.74 | 4.35 | 0.01 | 3.34 | 4.04 | 0.05 | 160▲ |
| 6 Mo CD - $10k | 2.82 | 4.35 | 0.01 | 3.58 | 4.15 | 0.75 | 76▲ |
| 9 Mo CD - $10k | 2.32 | 4.20 | 0.01 | 3.62 | 5.00 | 1.00 | 129▲ |
| 1 Yr CD - $10k | 2.82 | 4.05 | 0.01 | 3.81 | 4.50 | 2.35 | 99▲ |
| 18 Mo CD - $10k | 2.51 | 4.00 | 0.01 | 3.84 | 4.50 | 1.75 | 133▲ |
| 2 Yr CD - $10k | 2.51 | 3.95 | 0.01 | 3.83 | 4.25 | 2.25 | 132▲ |
| 30 Mo CD - $10k | 1.64 | 4.50 | 0.01 | 3.84 | 4.10 | 2.25 | 220▲ |
| 3 Yr CD - $10k | 2.46 | 3.90 | 0.01 | 3.78 | 4.10 | 2.15 | 132▲ |
| 4 Yr CD - $10k | 2.45 | 4.25 | 0.01 | 3.84 | 4.15 | 2.15 | 139▲ |
| 5 Yr CD - $10k | 2.49 | 4.00 | 0.01 | 3.84 | 4.20 | 2.15 | 135▲ |
| 3 Mo CD - $100k | 1.81 | 4.35 | 0.01 | 3.39 | 4.04 | 0.05 | 157▲ |
| 6 Mo CD - $100k | 2.85 | 4.40 | 0.01 | 3.58 | 4.15 | 0.75 | 73▲ |
| 9 Mo CD - $100k | 2.38 | 4.20 | 0.01 | 3.61 | 5.00 | 1.00 | 124▲ |
| 1 Yr CD - $100k | 2.86 | 4.05 | 0.01 | 3.81 | 4.50 | 2.35 | 95▲ |
| 18 Mo CD - $100k | 2.48 | 4.00 | 0.01 | 3.84 | 4.50 | 1.75 | 135▲ |
| 2 Yr CD - $100k | 2.47 | 3.95 | 0.01 | 3.84 | 4.25 | 2.25 | 137▲ |
| 30 Mo CD - $100k | 1.73 | 5.00 | 0.01 | 3.80 | 4.10 | 2.25 | 207▲ |
| 3 Yr CD - $100k | 2.41 | 3.90 | 0.01 | 3.79 | 4.10 | 2.15 | 138▲ |
| 4 Yr CD - $100k | 2.37 | 3.90 | 0.01 | 3.83 | 4.15 | 2.15 | 146▲ |
| 5 Yr CD - $100k | 2.44 | 4.00 | 0.01 | 3.83 | 4.20 | 2.15 | 139▲ |
| High Rate Checking | 2.75 | 5.00 | 0.01 | 1.03 | 2.00 | 0.10 | -172▼ |
| Basic Checking | 0.12 | 0.50 | 0.01 | 0.23 | 4.00 | 0.02 | 11▲ |
| IRA - 1 Year - $10k | 2.51 | 4.05 | 0.01 | 3.80 | 4.50 | 2.13 | 130▲ |
| IRA - 1 Year - $100k | 2.30 | 3.80 | 0.01 | 3.83 | 4.05 | 3.35 | 153▲ |
| IRA - Liquid - $10k | 0.83 | 4.00 | 0.01 | 1.07 | 5.30 | 0.05 | 24▲ |
| IRA - Liquid - $100k | 1.34 | 3.30 | 0.01 | 1.30 | 3.85 | 0.10 | -4▼ |
| Money Market - $2.5k | 0.89 | 3.69 | 0.01 | 0.96 | 3.10 | 0.05 | 7▲ |
| Money Market - $10k | 0.96 | 3.69 | 0.01 | 1.16 | 3.10 | 0.05 | 20▲ |
| High Rate Money Market - $10k | 0.74 | 1.75 | 0.10 | 1.01 | 1.24 | 0.75 | 26▲ |
| High Rate Money Market - $25k | 0.81 | 1.75 | 0.20 | 1.53 | 1.98 | 0.80 | 71▲ |
| Money Market - $25k | 1.20 | 3.69 | 0.01 | 1.50 | 3.20 | 0.10 | 30▲ |
| Money Market - $50k | 1.33 | 3.69 | 0.01 | 1.74 | 3.20 | 0.40 | 40▲ |
| High Rate Money Market - $50k | 1.01 | 1.87 | 0.35 | 1.70 | 2.09 | 0.85 | 69▲ |
| High Rate Money Market - $100k | 0.95 | 1.75 | 0.20 | 2.56 | 2.74 | 2.42 | 161▲ |
| Money Market - $100k | 1.74 | 3.69 | 0.01 | 2.19 | 3.20 | 0.35 | 46▲ |
| Money Market - $250k | 1.94 | 3.69 | 0.01 | 2.75 | 4.25 | 0.35 | 81▲ |
| High Rate Money Market - $250k | 1.37 | 2.67 | 0.20 | 3.10 | 3.48 | 2.50 | 173▲ |
| Money Market - $500k | 1.52 | 3.56 | 0.15 | 2.50 | 3.45 | 0.35 | 97▲ |
| Money Market - $1 million | 1.56 | 3.56 | 0.15 | 2.72 | 3.90 | 0.35 | 116▲ |
| High Rate Savings | 1.94 | 4.20 | 0.02 | 1.30 | 2.50 | 0.10 | -64▼ |
| Regular Savings | 1.05 | 4.00 | 0.01 | 0.10 | 0.75 | 0.03 | -95▼ |
| New Auto - 24 Mo | 6.40 | 8.59 | 4.99 | 5.19 | 6.24 | 4.09 | -121▼ |
| New Auto - 36 Mo | 6.65 | 8.59 | 2.65 | 5.38 | 6.50 | 4.09 | -127▼ |
| New Auto - 48 Mo | 6.75 | 8.59 | 2.65 | 5.41 | 6.50 | 4.09 | -134▼ |
| New Auto - 60 Mo | 6.83 | 8.59 | 2.65 | 5.40 | 6.50 | 4.09 | -143▼ |
| New Auto - 72 Mo | 7.05 | 8.75 | 2.65 | 5.67 | 7.00 | 4.59 | -137▼ |
| New Auto - 84 Mo | 7.06 | 8.59 | 5.49 | 6.12 | 6.49 | 5.09 | -95▼ |
| Used Auto - 24 Mo | 6.45 | 8.78 | 4.99 | 5.29 | 6.24 | 4.39 | -116▼ |
| Used Auto - 36 Mo | 6.81 | 8.75 | 3.80 | 5.42 | 6.50 | 4.39 | -138▼ |
| Used Auto - 48 Mo | 7.00 | 8.75 | 5.38 | 5.49 | 6.74 | 4.39 | -151▼ |
| Used Auto - 60 Mo | 6.95 | 8.75 | 3.80 | 5.45 | 6.50 | 4.39 | -151▼ |
| Used Auto - 72 Mo | 7.07 | 9.00 | 3.80 | 5.72 | 7.00 | 4.89 | -135▼ |
| Used Auto - 84 Mo | 7.11 | 8.78 | 5.49 | 6.21 | 6.54 | 5.39 | -89▼ |
| Used Boat-60 Mo | 9.21 | 11.01 | 7.50 | 7.97 | 12.24 | 5.50 | -124▼ |
| New Boat-60 Mo | 8.45 | 11.02 | 6.25 | 7.91 | 12.24 | 4.94 | -54▼ |
| Rewards Credit Card | 19.10 | 24.99 | 11.25 | 13.49 | 18.00 | 8.50 | -561▼ |
| Credit Card Platinum | 17.63 | 22.99 | 13.25 | 12.49 | 18.00 | 8.50 | -514▼ |
| Credit Card Classic | 16.96 | 33.95 | 10.95 | 13.20 | 18.00 | 10.49 | -376▼ |
| Home Equity - LOC 80% | 7.58 | 9.10 | 5.99 | 6.95 | 8.75 | 3.99 | -63▼ |
| Home Equity - 5 Yr 80% | 8.52 | 10.61 | 6.75 | 6.94 | 8.50 | 5.49 | -158▼ |
| Home Equity - 10 Yr 80% | 8.34 | 10.61 | 6.75 | 7.02 | 8.50 | 5.99 | -132▼ |
| Home Equity - 15 Yr 80% | 8.65 | 10.61 | 6.75 | 7.39 | 8.75 | 5.99 | -126▼ |
| 7 Yr ARM | 6.509 | 7.440 | 5.625 | 6.318 | 7.129 | 5.250 | -19▼ |
| 3 Yr ARM | | | | 5.666 | 5.600 | 5.600 | |
| 5 Yr ARM | 6.783 | 7.929 | 5.500 | 6.087 | 7.228 | 5.240 | -70▼ |
| 15 Yr Fixed | 5.867 | 6.750 | 4.990 | 5.491 | 6.090 | 4.829 | -38▼ |
| 20 Yr Fixed | 6.172 | 6.912 | 5.547 | 5.864 | 6.354 | 5.000 | -31▼ |
| 30 Yr Fixed | 6.294 | 7.211 | 5.625 | 5.980 | 6.454 | 5.673 | -31▼ |
| 15 Yr Fixed-Jumbo | 5.935 | 5.823 | 5.823 | | | | |
| 20 Yr Fixed-Jumbo | 6.244 | 6.154 | 6.154 | | | | |
| 7 Yr ARM-Jumbo | 6.126 | 6.058 | 6.058 | | | | |
| 5 Yr ARM-Jumbo | 6.206 | 6.138 | 6.138 | | | | |
| 30 Yr Fixed-Jumbo | 6.428 | 6.359 | 6.359 | | | | |
| Used Motorcycle-60 Mo | 8.83 | 10.19 | 6.49 | 7.76 | 12.24 | 5.89 | -107▼ |
| New Motorcycle-60 Mo | 8.83 | 10.19 | 6.49 | 7.65 | 12.24 | 5.24 | -118▼ |
| Used Motorhome-60 Mo | 9.21 | 11.01 | 7.50 | 7.75 | 8.99 | 5.34 | -146▼ |
| New Motorhome-60 Mo | 8.47 | 11.00 | 6.25 | 7.76 | 8.99 | 4.84 | -72▼ |
| Unsecured - 36 Mo | 10.94 | 12.74 | 6.74 | 11.62 | 13.75 | 8.24 | 68▲ |
|