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Product | Bank Average | Bank High | Bank Low | Credit Union Average | Credit Union High | Credit Union Low | Basis Point Difference* |
3 Mo CD - $10k | 0.33 | 0.75 | 0.01 | 0.86 | 1.95 | 0.25 | 53▲ |
6 Mo CD - $10k | 0.78 | 2.50 | 0.01 | 1.42 | 3.00 | 0.75 | 64▲ |
1 Yr CD - $10k | 1.50 | 2.80 | 0.01 | 2.28 | 2.60 | 1.10 | 78▲ |
18 Mo CD - $10k | 1.63 | 2.75 | 0.05 | 2.45 | 2.75 | 1.50 | 81▲ |
2 Yr CD - $10k | 1.75 | 2.90 | 0.15 | 2.55 | 3.00 | 1.20 | 80▲ |
30 Mo CD - $10k | 1.07 | 2.90 | 0.15 | 2.76 | 3.00 | 2.00 | 168▲ |
3 Yr CD - $10k | 1.86 | 3.15 | 0.20 | 2.88 | 3.50 | 1.80 | 102▲ |
4 Yr CD - $10k | 1.97 | 3.25 | 0.20 | 3.07 | 3.25 | 2.35 | 110▲ |
5 Yr CD - $10k | 2.28 | 3.55 | 0.25 | 3.27 | 3.65 | 2.30 | 99▲ |
1 Mo CD - $100k | 0.25 | 0.65 | 0.01 | 0.10 | 0.10 | 0.10 | -15▼ |
2 Mo CD - $100k | 0.23 | 0.65 | 0.01 | | | | |
3 Mo CD - $100k | 0.36 | 0.75 | 0.01 | 0.95 | 1.95 | 0.25 | 59▲ |
6 Mo CD - $100k | 0.64 | 1.30 | 0.01 | 1.48 | 3.00 | 0.75 | 84▲ |
1 Yr CD - $100k | 1.35 | 2.80 | 0.01 | 2.29 | 2.60 | 1.50 | 94▲ |
2 Yr CD - $100k | 1.56 | 2.90 | 0.20 | 2.53 | 2.82 | 1.70 | 97▲ |
3 Yr CD - $100k | 1.65 | 2.95 | 0.30 | 2.80 | 3.50 | 1.80 | 116▲ |
Interest Checking - $5k | 0.11 | 0.50 | 0.01 | 0.09 | 0.25 | 0.02 | -2▼ |
Liquid IRA Account | 0.59 | 2.20 | 0.03 | 0.40 | 1.85 | 0.05 | -19▼ |
Money Market - $2.5k | 0.39 | 2.20 | 0.01 | 0.37 | 1.85 | 0.10 | -1▼ |
Money Market - $10k | 0.48 | 2.20 | 0.01 | 0.48 | 1.85 | 0.20 | 0▼ |
Money Market - $25k | 0.57 | 2.20 | 0.01 | 0.55 | 1.85 | 0.07 | -2▼ |
Money Market - $50k | 0.59 | 2.20 | 0.01 | 0.66 | 1.85 | 0.25 | 7▲ |
Money Market - $100k | 0.70 | 2.20 | 0.01 | 0.76 | 1.85 | 0.30 | 6▲ |
Money Market - $250k | 0.74 | 2.20 | 0.01 | 0.85 | 2.00 | 0.30 | 11▲ |
Regular Savings - $1k | 0.48 | 2.25 | 0.01 | 0.17 | 1.25 | 0.03 | -31▼ |
New Car - 36 Mo | 4.86 | 6.25 | 3.80 | 4.38 | 6.24 | 2.49 | -48▼ |
New Car - 48 Mo | 4.92 | 6.25 | 3.80 | 4.40 | 6.24 | 2.49 | -52▼ |
New Car - 60 Mo | 4.95 | 6.25 | 3.80 | 4.43 | 6.24 | 2.99 | -52▼ |
New Car - 72 Mo | 5.19 | 6.00 | 3.99 | 4.65 | 6.24 | 3.24 | -54▼ |
Used Car - 36 Mo | 4.94 | 6.25 | 3.80 | 4.14 | 5.99 | 2.49 | -80▼ |
Used Car - 48 Mo | 5.03 | 6.25 | 3.80 | 4.16 | 5.99 | 2.49 | -87▼ |
Used Car - 60 Mo | 5.06 | 6.25 | 3.80 | 4.19 | 5.99 | 2.99 | -87▼ |
Used Car - 72 Mo | 5.23 | 6.00 | 3.99 | 4.39 | 5.99 | 3.24 | -84▼ |
New Boat - 60 Mo | 6.68 | 10.58 | 5.00 | 5.59 | 6.49 | 4.49 | -109▼ |
Rewards Credit Card | 15.58 | 18.24 | 8.65 | 11.35 | 15.00 | 9.24 | -423▼ |
Credit Card Platinum | 13.42 | 17.24 | 8.65 | 9.30 | 10.24 | 7.24 | -412▼ |
Credit Card Classic | 12.89 | 16.90 | 10.24 | 11.53 | 17.24 | 7.24 | -136▼ |
Home Equity - LOC | 6.11 | 7.88 | 5.00 | 5.61 | 6.25 | 5.13 | -49▼ |
Home Equity - 5 Yr | 6.27 | 7.00 | 5.74 | 5.25 | 6.50 | 4.49 | -102▼ |
Home Equity - 10 Yr | 6.21 | 6.55 | 5.50 | 5.68 | 7.50 | 4.75 | -53▼ |
Home Equity - 15 Yr | 6.76 | 6.89 | 6.63 | 6.02 | 6.75 | 5.00 | -74▼ |
15 Yr Fixed | 4.246 | 4.500 | 3.868 | 3.967 | 4.125 | 3.085 | -28▼ |
10 Yr Fixed | 1.109 | 1.000 | 1.000 | | | | |
20 Yr Fixed | 4.445 | 4.750 | 1.000 | 4.378 | 4.500 | 3.695 | -7▼ |
30 Yr Fixed | 4.691 | 5.000 | 4.375 | 4.517 | 4.750 | 3.801 | -17▼ |
1 Yr ARM | | | | 4.084 | 4.625 | 3.125 | |
3/1 ARM | 3.463 | 5.125 | 1.000 | 3.984 | 5.375 | 2.375 | 52▲ |
5/1 ARM | 4.207 | 4.813 | 3.125 | 3.953 | 4.375 | 2.625 | -25▼ |
7/1 ARM | 4.347 | 4.734 | 3.375 | 4.158 | 4.500 | 3.000 | -19▼ |
New RV - 60 Mo | 6.70 | 10.58 | 5.00 | 5.48 | 6.49 | 3.75 | -123▼ |
Unsecured - 36 Mo | 9.51 | 11.75 | 7.50 | 9.23 | 11.99 | 5.74 | -28▼ |
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