RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 345,475 financial institution locations in 19,713 markets across the United States as of 8/31/2026.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.153.500.010.883.550.10-27
6 Mo CD - $10k1.543.960.031.694.070.1016
9 Mo CD - $10k1.653.850.011.773.750.4012
1 Yr CD - $10k1.714.500.012.354.070.3564
18 Mo CD - $10k1.673.900.012.334.100.4067
2 Yr CD - $10k1.734.000.012.044.250.2532
30 Mo CD - $10k1.824.000.011.933.750.6012
3 Yr CD - $10k1.734.000.012.013.800.3029
4 Yr CD - $10k1.704.000.012.044.200.7534
5 Yr CD - $10k1.724.200.012.324.000.3560
3 Mo CD - $100k1.153.500.010.923.550.10-23
6 Mo CD - $100k1.573.960.031.744.070.1516
9 Mo CD - $100k1.763.850.011.813.750.505
1 Yr CD - $100k1.764.500.012.424.070.3567
18 Mo CD - $100k1.673.900.012.434.100.4076
2 Yr CD - $100k1.744.000.012.134.250.5039
30 Mo CD - $100k1.834.000.011.823.750.60-1
3 Yr CD - $100k1.734.000.012.093.900.6036
4 Yr CD - $100k1.734.000.012.073.700.7534
5 Yr CD - $100k1.754.200.012.424.000.7066
High Rate Checking   4.006.250.15 
Basic Checking0.312.250.010.233.000.01-8
IRA - 1 Year - $10k1.733.900.032.254.250.1552
IRA - 1 Year - $100k1.501.501.502.454.250.3595
IRA - Liquid - $10k0.742.720.010.572.750.10-17
IRA - Liquid - $100k0.010.010.010.512.750.1050
High Rate Money Market - $2.5k   0.250.250.25 
Money Market - $2.5k0.572.650.010.553.150.05-1
Money Market - $10k0.633.600.010.583.150.05-5
High Rate Money Market - $10k2.673.691.550.902.960.10-177
High Rate Money Market - $25k2.673.691.551.683.150.25-99
Money Market - $25k0.673.600.010.623.150.05-6
Money Market - $50k0.723.600.010.683.150.05-4
High Rate Money Market - $50k2.803.691.551.703.200.25-109
High Rate Money Market - $100k2.923.691.801.953.250.40-97
Money Market - $100k0.863.600.010.853.150.05-2
Money Market - $250k0.963.750.011.133.150.0517
High Rate Money Market - $250k3.053.691.801.983.350.40-106
Money Market - $500k1.262.850.051.213.100.25-5
High Rate Money Market - $500k   1.701.751.65 
High Rate Money Market - $1 million   1.801.951.65 
Money Market - $1 million1.262.850.051.213.100.25-5
High Rate Savings1.152.250.052.574.881.00142
Regular Savings0.332.650.010.284.890.01-6
New Auto - 24 Mo5.995.995.994.185.492.00-181
New Auto - 36 Mo6.8710.004.004.586.253.00-229
New Auto - 48 Mo6.9310.994.254.856.753.75-208
New Auto - 60 Mo7.0210.994.755.277.753.99-175
New Auto - 72 Mo7.0510.995.205.668.253.99-139
New Auto - 84 Mo5.995.995.995.566.994.49-43
Used Auto - 24 Mo5.995.995.994.635.742.50-136
Used Auto - 36 Mo7.7412.005.004.896.253.50-285
Used Auto - 48 Mo7.7912.005.005.156.753.99-264
Used Auto - 60 Mo7.7512.005.745.567.754.49-219
Used Auto - 72 Mo7.708.856.755.988.254.49-172
Used Auto - 84 Mo5.995.995.995.877.004.49-12
Used Boat-60 Mo   7.1310.355.49 
New Boat-60 Mo8.1310.755.757.1010.354.49-102
Rewards Credit Card16.3819.499.7514.0218.498.25-236
Credit Card Platinum15.7318.498.0011.9617.748.90-376
Credit Card Classic14.9623.740.1013.2118.009.24-175
Home Equity - LOC 80%7.269.005.497.4412.495.7518
Home Equity - 5 Yr 80%8.278.996.756.048.003.75-223
Home Equity - 10 Yr 80%7.989.255.756.138.003.75-185
Home Equity - 15 Yr 80%8.059.255.756.338.244.25-172
7 Yr ARM6.5966.5186.5186.4446.6916.125-15
3 Yr ARM6.7638.0005.806 
5 Yr ARM6.3076.4426.000 
15 Yr Fixed6.2507.8755.2506.3557.3755.75011
20 Yr Fixed6.2066.1056.1056.3616.8785.75016
30 Yr Fixed6.4997.5005.7506.7977.7506.25030
Used Motorcycle-60 Mo   7.0310.355.49 
New Motorcycle-60 Mo   6.7710.354.49 
Used Motorhome-60 Mo   7.1210.105.49 
New Motorhome-60 Mo8.2310.755.757.0910.104.49-115
Unsecured - 36 Mo11.2414.255.0010.3214.757.49-93
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* Represents the difference in the average rate between banks and credit unions.