RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 329,733 financial institution locations in 19,713 markets across the United States as of 12/9/2025.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.053.680.010.913.800.10-15
6 Mo CD - $10k1.464.270.011.694.250.1023
9 Mo CD - $10k1.503.870.012.254.150.4075
1 Yr CD - $10k1.674.500.012.214.250.3553
18 Mo CD - $10k1.673.500.012.444.420.4076
2 Yr CD - $10k1.743.750.012.093.700.5035
30 Mo CD - $10k1.753.500.011.974.200.6022
3 Yr CD - $10k1.663.700.012.033.700.3037
4 Yr CD - $10k1.683.750.012.064.200.7538
5 Yr CD - $10k1.723.800.012.324.200.3560
3 Mo CD - $100k1.063.680.010.943.800.10-12
6 Mo CD - $100k1.434.300.011.744.250.1531
9 Mo CD - $100k1.583.870.012.284.150.5070
1 Yr CD - $100k1.704.500.012.284.250.3558
18 Mo CD - $100k1.663.500.012.554.420.4089
2 Yr CD - $100k1.723.800.012.173.700.5045
30 Mo CD - $100k1.803.500.011.874.200.607
3 Yr CD - $100k1.683.750.012.113.750.6043
4 Yr CD - $100k1.713.800.012.093.700.7538
5 Yr CD - $100k1.743.850.012.414.200.7066
High Rate Checking   3.896.250.15 
Basic Checking0.292.250.010.775.000.0147
IRA - 1 Year - $10k1.744.100.032.014.050.1527
IRA - 1 Year - $100k1.501.501.502.063.900.3556
IRA - Liquid - $10k0.762.720.010.582.750.10-18
IRA - Liquid - $100k0.010.010.010.380.750.1037
High Rate Money Market - $2.5k   0.250.250.25 
Money Market - $2.5k0.703.150.010.563.200.05-14
Money Market - $10k0.743.150.010.593.200.05-15
High Rate Money Market - $10k1.132.000.501.013.200.10-12
High Rate Money Market - $25k1.132.000.501.753.200.2562
Money Market - $25k0.803.150.010.623.200.05-18
Money Market - $50k0.863.150.010.693.200.05-16
High Rate Money Market - $50k1.302.500.501.773.250.2547
High Rate Money Market - $100k1.462.720.502.033.300.4057
Money Market - $100k1.023.150.010.833.200.05-19
Money Market - $250k1.113.930.011.093.250.05-2
High Rate Money Market - $250k1.783.250.502.083.400.4030
Money Market - $500k1.073.000.051.183.200.2511
High Rate Money Market - $500k   1.801.951.65 
High Rate Money Market - $1 million   1.902.151.65 
Money Market - $1 million1.073.000.051.183.200.2511
High Rate Savings0.020.020.021.201.401.00118
Regular Savings0.342.700.010.190.750.01-15
New Auto - 24 Mo6.246.246.244.555.803.89-169
New Auto - 36 Mo7.2610.004.004.886.993.49-238
New Auto - 48 Mo7.2910.994.255.106.993.99-218
New Auto - 60 Mo7.4110.994.755.587.753.99-183
New Auto - 72 Mo7.5310.995.205.968.253.99-157
New Auto - 84 Mo6.246.246.245.796.994.49-45
Used Auto - 24 Mo6.246.246.245.016.743.99-123
Used Auto - 36 Mo8.0912.005.005.206.993.49-289
Used Auto - 48 Mo8.1212.005.005.436.994.25-269
Used Auto - 60 Mo8.2312.005.745.907.754.49-233
Used Auto - 72 Mo7.809.256.756.288.254.49-152
Used Auto - 84 Mo6.246.246.246.117.504.49-13
Used Boat-60 Mo   7.4510.355.49 
New Boat-60 Mo7.9810.755.707.3010.354.49-68
Rewards Credit Card16.8723.499.9014.2018.498.25-267
Credit Card Platinum16.3918.999.9012.2917.748.90-411
Credit Card Classic16.5728.499.9613.3618.008.95-321
Home Equity - LOC 80%7.739.134.997.8312.496.2511
Home Equity - 5 Yr 80%7.998.996.755.958.243.75-204
Home Equity - 10 Yr 80%7.589.255.756.639.503.75-95
Home Equity - 15 Yr 80%8.029.255.756.759.254.25-127
7 Yr ARM6.4606.7056.1916.0236.5905.247-44
3 Yr ARM5.9946.3905.597 
5 Yr ARM5.8576.3314.995 
15 Yr Fixed5.6735.9975.4335.4335.7545.125-24
20 Yr Fixed5.9416.4125.6265.9046.3755.500-4
30 Yr Fixed6.2457.1105.7255.9936.3755.740-25
Used Motorcycle-60 Mo   7.5910.355.49 
New Motorcycle-60 Mo   7.2110.354.49 
Used Motorhome-60 Mo   7.4510.105.49 
New Motorhome-60 Mo8.0510.505.707.2810.104.49-77
Unsecured - 36 Mo11.2714.255.0010.5914.756.99-68
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* Represents the difference in the average rate between banks and credit unions.