RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 329,723 financial institution locations in 19,713 markets across the United States as of 12/8/2025.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.724.250.011.894.000.3017
6 Mo CD - $10k1.874.000.012.764.100.4589
9 Mo CD - $10k1.634.200.013.684.103.10205
1 Yr CD - $10k1.744.100.012.984.100.70124
18 Mo CD - $10k1.573.900.012.944.000.80137
2 Yr CD - $10k1.524.000.012.894.200.90137
30 Mo CD - $10k0.973.150.013.374.151.95239
3 Yr CD - $10k1.284.000.012.864.050.95157
4 Yr CD - $10k1.244.000.012.944.051.00170
5 Yr CD - $10k1.273.250.012.984.111.10171
3 Mo CD - $100k1.644.350.011.824.000.3018
6 Mo CD - $100k2.164.400.012.764.100.4560
9 Mo CD - $100k1.634.200.013.694.103.20205
1 Yr CD - $100k1.894.100.012.984.100.70109
18 Mo CD - $100k1.625.050.012.944.000.80132
2 Yr CD - $100k1.494.000.012.894.200.90141
30 Mo CD - $100k0.873.250.013.384.151.95251
3 Yr CD - $100k1.224.000.012.864.050.95164
4 Yr CD - $100k1.274.000.012.944.051.00167
5 Yr CD - $100k1.163.300.012.984.111.10183
High Rate Checking0.020.020.012.625.121.00261
Basic Checking0.080.500.011.073.500.0199
IRA - 1 Year - $10k1.584.100.013.034.170.80145
IRA - 1 Year - $100k1.973.550.013.384.000.80141
IRA - Liquid - $10k0.333.560.010.655.300.0532
IRA - Liquid - $100k0.943.560.011.083.900.0514
High Rate Money Market - $2.5k0.050.050.05    
Money Market - $2.5k0.421.340.010.662.600.0524
Money Market - $10k0.523.350.010.742.700.0522
High Rate Money Market - $10k0.702.000.051.732.470.20102
High Rate Money Market - $25k0.772.000.051.772.580.20100
Money Market - $25k0.573.400.010.912.800.1035
Money Market - $50k0.633.450.011.052.900.1042
High Rate Money Market - $50k1.093.450.101.682.580.3060
High Rate Money Market - $100k1.173.450.201.973.290.3581
Money Market - $100k0.843.500.011.393.000.1056
Money Market - $250k0.953.500.011.673.500.1072
High Rate Money Market - $250k1.493.700.202.013.390.4052
Money Market - $500k1.374.000.051.783.510.1041
High Rate Money Market - $500k0.750.750.75    
High Rate Money Market - $1 million1.001.001.00    
Money Market - $1 million1.414.000.051.974.050.1056
High Rate Savings0.080.250.022.413.251.50233
Regular Savings0.131.000.010.100.500.01-3
New Auto - 24 Mo6.898.595.386.2113.254.99-68
New Auto - 36 Mo7.3210.004.495.6413.254.49-169
New Auto - 48 Mo7.3410.004.495.6813.254.69-166
New Auto - 60 Mo7.4110.004.495.7813.254.74-163
New Auto - 72 Mo7.489.564.495.756.994.74-173
New Auto - 84 Mo7.888.596.536.006.744.74-189
Used Auto - 24 Mo6.988.785.385.9010.594.74-108
Used Auto - 36 Mo7.4210.004.495.5910.594.49-183
Used Auto - 48 Mo7.4210.004.495.6310.594.69-178
Used Auto - 60 Mo7.5110.004.495.7410.594.74-177
Used Auto - 72 Mo7.669.564.495.9211.494.74-174
Used Auto - 84 Mo7.978.786.536.6912.194.74-128
Used Boat-60 Mo9.4711.018.127.518.246.24-196
New Boat-60 Mo9.1411.025.997.4410.395.49-170
Rewards Credit Card17.5623.4911.2513.2918.008.90-426
Credit Card Platinum16.7618.7411.5012.5218.009.00-425
Credit Card Classic14.7420.2411.7412.8418.008.90-191
Home Equity - LOC 80%8.249.746.757.028.004.99-122
Home Equity - 5 Yr 80%8.059.874.007.6110.504.92-45
Home Equity - 10 Yr 80%8.239.864.757.7110.505.65-52
Home Equity - 15 Yr 80%8.4510.085.507.9810.506.14-48
7 Yr ARM6.6337.4405.6256.8007.1295.99017
3 Yr ARM6.3226.2506.250 
5 Yr ARM6.5177.4465.5006.8527.2516.26934
15 Yr Fixed6.1139.0005.2505.9326.8755.236-18
20 Yr Fixed6.2636.3485.9886.0336.1255.631-23
30 Yr Fixed6.7109.7505.8756.4726.8755.750-24
15 Yr Fixed-Jumbo5.7125.5955.595 
20 Yr Fixed-Jumbo6.4506.3556.355 
7 Yr ARM-Jumbo6.4536.3816.381 
5 Yr ARM-Jumbo6.5506.4776.477 
30 Yr Fixed-Jumbo6.4256.3536.353 
Used Motorcycle-60 Mo8.128.128.127.698.796.24-43
New Motorcycle-60 Mo8.128.128.127.658.796.24-47
Used Motorhome-60 Mo9.4711.018.127.438.246.24-204
New Motorhome-60 Mo9.2711.005.997.358.445.49-192
Unsecured - 36 Mo11.3013.966.7411.6715.999.4937
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* Represents the difference in the average rate between banks and credit unions.