RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 333,576 financial institution locations in 19,713 markets across the United States as of 2/13/2026.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.674.350.011.923.900.3026
6 Mo CD - $10k1.953.900.012.764.100.4581
9 Mo CD - $10k1.224.200.013.574.002.85235
1 Yr CD - $10k1.744.050.012.974.100.70123
18 Mo CD - $10k1.543.800.012.914.000.80137
2 Yr CD - $10k1.443.750.012.934.200.90149
30 Mo CD - $10k0.963.200.013.354.101.95239
3 Yr CD - $10k1.263.750.012.904.050.95164
4 Yr CD - $10k1.213.750.012.934.051.00171
5 Yr CD - $10k1.213.350.012.974.201.10175
3 Mo CD - $100k1.574.350.011.873.920.3029
6 Mo CD - $100k2.144.400.012.774.100.4563
9 Mo CD - $100k1.394.200.013.524.002.50213
1 Yr CD - $100k1.864.050.012.984.100.70112
18 Mo CD - $100k1.595.050.012.924.000.80133
2 Yr CD - $100k1.333.750.012.944.200.90161
30 Mo CD - $100k0.853.300.013.354.101.95249
3 Yr CD - $100k1.283.750.012.914.050.95162
4 Yr CD - $100k1.243.750.012.934.051.00169
5 Yr CD - $100k1.253.450.012.984.201.10172
High Rate Checking0.020.030.012.414.071.00239
Basic Checking0.080.500.011.073.500.0199
IRA - 1 Year - $10k1.594.050.013.024.170.80143
IRA - 1 Year - $100k1.903.550.013.404.000.80150
IRA - Liquid - $10k0.333.560.010.705.300.0537
IRA - Liquid - $100k0.943.560.011.063.750.0512
High Rate Money Market - $2.5k0.050.050.05    
Money Market - $2.5k0.421.340.010.702.600.0528
Money Market - $10k0.502.750.010.782.700.0528
High Rate Money Market - $10k0.551.750.051.582.470.20103
High Rate Money Market - $25k0.621.750.101.772.580.20115
Money Market - $25k0.572.800.010.952.800.1038
Money Market - $50k0.652.850.011.092.900.1043
High Rate Money Market - $50k0.801.870.151.682.580.3087
High Rate Money Market - $100k0.761.750.201.963.290.35120
Money Market - $100k0.852.900.011.473.080.1062
Money Market - $250k0.962.900.011.633.450.1068
High Rate Money Market - $250k1.102.670.202.003.390.4090
Money Market - $500k0.972.600.051.763.450.1080
High Rate Money Market - $500k0.750.750.75    
High Rate Money Market - $1 million1.001.001.00    
Money Market - $1 million1.002.600.051.954.050.1095
High Rate Savings0.080.250.022.383.251.50230
Regular Savings0.131.000.010.100.500.01-3
New Auto - 24 Mo6.648.595.386.1613.254.74-48
New Auto - 36 Mo7.2410.004.495.256.994.19-199
New Auto - 48 Mo7.2610.004.495.306.994.25-196
New Auto - 60 Mo7.3410.004.495.436.994.25-191
New Auto - 72 Mo7.449.564.495.606.994.25-185
New Auto - 84 Mo7.418.595.995.936.744.74-148
Used Auto - 24 Mo6.728.785.385.8510.594.74-86
Used Auto - 36 Mo7.3610.004.495.276.994.19-208
Used Auto - 48 Mo7.3810.004.495.326.994.25-206
Used Auto - 60 Mo7.4710.004.495.456.994.25-202
Used Auto - 72 Mo7.759.564.495.626.994.25-213
Used Auto - 84 Mo7.488.785.996.6212.194.74-85
Used Boat-60 Mo10.0311.019.297.388.246.24-266
New Boat-60 Mo9.2011.025.757.4310.395.49-177
Rewards Credit Card17.3923.4911.2513.3418.498.90-406
Credit Card Platinum16.6818.4911.2512.0418.009.00-464
Credit Card Classic14.6020.2411.4912.9118.008.90-168
Home Equity - LOC 80%8.009.746.506.817.994.99-120
Home Equity - 5 Yr 80%8.029.874.007.669.506.15-36
Home Equity - 10 Yr 80%8.299.864.757.709.506.15-58
Home Equity - 15 Yr 80%8.8210.085.507.969.506.15-86
7 Yr ARM6.5447.4405.6256.6577.1295.99011
3 Yr ARM6.3196.2506.250 
5 Yr ARM6.4597.4465.5006.7217.2516.09826
15 Yr Fixed6.0299.0005.2505.8666.8755.125-16
20 Yr Fixed6.0416.1555.7295.8915.8915.585-15
30 Yr Fixed6.5449.7505.7506.2256.8755.625-32
15 Yr Fixed-Jumbo5.9355.8235.823 
20 Yr Fixed-Jumbo6.2446.1546.154 
7 Yr ARM-Jumbo6.1266.0586.058 
5 Yr ARM-Jumbo6.2066.1386.138 
30 Yr Fixed-Jumbo6.4286.3596.359 
Used Motorcycle-60 Mo9.809.809.807.558.796.24-225
New Motorcycle-60 Mo9.809.809.807.518.796.24-229
Used Motorhome-60 Mo10.0311.019.297.348.246.24-270
New Motorhome-60 Mo9.0911.005.757.349.495.49-175
Unsecured - 36 Mo11.2713.966.7411.6715.999.0040
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* Represents the difference in the average rate between banks and credit unions.