RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 336,697 financial institution locations in 19,713 markets across the United States as of 4/8/2026.

Sort by Product  / State

Georgia

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.204.050.012.074.100.0587
6 Mo CD - $10k1.864.350.012.844.000.1599
9 Mo CD - $10k1.704.000.013.233.840.80153
1 Yr CD - $10k2.155.000.013.144.150.2599
18 Mo CD - $10k1.863.700.013.084.750.50122
2 Yr CD - $10k1.943.630.012.833.750.3089
30 Mo CD - $10k1.643.800.012.713.550.30107
3 Yr CD - $10k1.913.680.012.813.700.3090
4 Yr CD - $10k1.883.730.012.844.200.3096
5 Yr CD - $10k1.873.780.012.893.650.50102
3 Mo CD - $100k1.244.050.012.204.200.0596
6 Mo CD - $100k1.884.350.012.874.000.1599
9 Mo CD - $100k1.754.000.013.233.840.80149
1 Yr CD - $100k2.215.000.013.274.150.25106
18 Mo CD - $100k1.883.700.013.104.750.50121
2 Yr CD - $100k1.973.630.012.953.750.3098
30 Mo CD - $100k1.643.800.012.703.650.30105
3 Yr CD - $100k1.923.680.012.913.700.3099
4 Yr CD - $100k1.873.730.012.853.700.3098
5 Yr CD - $100k1.893.780.012.943.650.50105
High Rate Checking0.100.250.012.685.000.03259
Basic Checking0.192.000.000.143.000.01-5
IRA - 1 Year - $10k1.954.000.013.154.000.25120
IRA - 1 Year - $100k1.803.700.013.474.001.61167
IRA - Liquid - $10k0.373.500.010.604.080.0122
IRA - Liquid - $100k1.182.000.010.744.080.01-44
High Rate Money Market - $2.5k   0.651.050.25 
Money Market - $2.5k0.524.000.010.683.150.0516
Money Market - $10k0.624.000.010.833.150.0522
High Rate Money Market - $10k1.273.200.100.741.300.25-53
High Rate Money Market - $25k1.363.200.101.763.500.2540
Money Market - $25k0.714.000.011.053.150.0534
Money Market - $50k0.814.000.011.245.000.0543
High Rate Money Market - $50k1.413.200.101.803.500.2539
High Rate Money Market - $100k1.663.200.102.193.501.0553
Money Market - $100k1.004.000.011.515.000.0550
Money Market - $250k1.174.000.011.625.000.0545
High Rate Money Market - $250k1.843.200.102.483.501.0964
Money Market - $500k0.742.300.011.675.000.0593
High Rate Money Market - $500k   2.683.501.85 
High Rate Money Market - $1 million   2.783.502.05 
Money Market - $1 million0.752.300.011.705.000.0595
High Rate Savings1.483.820.022.546.170.10106
Regular Savings0.314.350.010.324.890.011
New Auto - 24 Mo5.555.994.944.6913.252.50-86
New Auto - 36 Mo7.2212.003.754.5913.252.50-263
New Auto - 48 Mo7.2912.503.754.6513.252.50-264
New Auto - 60 Mo7.3213.253.754.7313.252.50-259
New Auto - 72 Mo6.7610.503.754.907.242.99-185
New Auto - 84 Mo5.475.994.945.489.753.592
Used Auto - 24 Mo5.605.994.945.0110.592.70-59
Used Auto - 36 Mo7.5913.003.754.9510.592.70-265
Used Auto - 48 Mo7.5611.003.755.0610.592.70-250
Used Auto - 60 Mo7.4311.253.755.1710.592.70-227
Used Auto - 72 Mo6.8510.503.755.4611.493.59-140
Used Auto - 84 Mo5.475.994.945.8112.193.5934
Used Boat-60 Mo6.496.496.497.2511.243.6976
New Boat-60 Mo8.4811.505.757.0110.993.69-146
Rewards Credit Card16.6123.2411.7413.8119.497.90-280
Credit Card Platinum15.8218.499.5013.2718.246.75-255
Credit Card Classic16.9928.249.7415.2922.247.90-169
Home Equity - LOC 80%7.2911.755.496.808.255.60-49
Home Equity - 5 Yr 80%7.6210.055.996.7610.505.12-86
Home Equity - 10 Yr 80%8.059.926.006.9510.505.50-110
Home Equity - 15 Yr 80%7.448.696.007.0310.505.50-40
7 Yr ARM6.2507.2505.3165.9887.4535.250-26
3 Yr ARM6.3777.0006.0005.9096.1965.125-47
5 Yr ARM6.3028.1535.1255.9267.0435.125-38
15 Yr Fixed6.0916.7502.0005.9716.7505.000-12
20 Yr Fixed6.2956.6555.7526.2996.6775.7500
30 Yr Fixed6.5297.0005.7506.4377.0005.750-9
15 Yr Fixed-Jumbo6.2386.1246.1245.6155.7165.290-62
20 Yr Fixed-Jumbo6.7486.6556.6556.0055.9235.907-74
7 Yr ARM-Jumbo6.3556.2866.2866.2776.2086.208-8
5 Yr ARM-Jumbo6.3736.3046.3046.3356.2666.266-4
30 Yr Fixed-Jumbo6.8116.7406.7406.2526.2336.134-56
Used Motorcycle-60 Mo   7.1110.293.69 
New Motorcycle-60 Mo   6.809.293.69 
Used Motorhome-60 Mo6.496.496.497.2110.743.6972
New Motorhome-60 Mo8.4012.255.757.0512.003.69-136
Student Loan-10 Year   6.006.006.00 
Unsecured - 36 Mo10.7515.506.2510.2214.996.09-52
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2026 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.