RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 333,576 financial institution locations in 19,713 markets across the United States as of 2/12/2026.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.154.130.011.634.100.1047
6 Mo CD - $10k1.824.250.012.124.150.1530
9 Mo CD - $10k2.384.250.012.884.220.6550
1 Yr CD - $10k2.074.050.012.834.060.2076
18 Mo CD - $10k1.924.000.012.935.300.20101
2 Yr CD - $10k2.033.760.012.874.030.2584
30 Mo CD - $10k1.863.540.012.764.700.6089
3 Yr CD - $10k2.073.550.012.944.000.2587
4 Yr CD - $10k2.064.060.012.934.000.3588
5 Yr CD - $10k2.193.930.013.054.050.4085
3 Mo CD - $100k1.174.130.011.654.100.1048
6 Mo CD - $100k1.844.500.012.084.500.1524
9 Mo CD - $100k2.414.430.012.874.220.6546
1 Yr CD - $100k2.084.350.012.814.350.2073
18 Mo CD - $100k1.934.000.012.894.300.2096
2 Yr CD - $100k2.064.000.012.884.030.6582
30 Mo CD - $100k1.863.540.012.734.700.6087
3 Yr CD - $100k2.113.650.012.934.000.2583
4 Yr CD - $100k2.064.060.012.904.000.3584
5 Yr CD - $100k2.213.930.013.014.050.4080
High Rate Checking1.754.070.013.447.500.10169
Basic Checking0.133.000.010.205.000.017
HSA - $1k   0.200.250.15 
HSA - $10k   0.340.500.22 
HSA - $25k   0.541.010.25 
IRA - 1 Year - $10k2.034.050.012.744.320.2071
IRA - 1 Year - $100k1.673.500.012.884.321.00122
IRA - Liquid - $10k0.623.750.010.453.750.01-17
IRA - Liquid - $100k0.723.510.010.432.530.01-29
High Rate Money Market - $2.5k0.530.750.301.021.500.5549
Money Market - $2.5k0.372.280.010.563.500.0319
Money Market - $10k0.492.280.010.793.500.0530
High Rate Money Market - $10k1.233.900.010.801.500.20-43
High Rate Money Market - $25k1.303.900.031.553.500.2025
Money Market - $25k0.672.370.011.113.500.0545
Money Market - $50k0.813.000.011.383.500.0557
High Rate Money Market - $50k1.623.900.031.733.500.2511
High Rate Money Market - $100k1.843.900.052.153.500.3531
Money Market - $100k1.033.500.011.723.500.0569
Money Market - $250k1.253.500.011.963.800.0570
High Rate Money Market - $250k2.023.900.052.603.500.4057
Money Market - $500k1.073.510.052.023.650.2395
High Rate Money Market - $500k1.252.550.252.643.751.65139
High Rate Money Market - $1 million1.883.950.252.894.001.65100
Money Market - $1 million1.093.510.052.073.900.2398
High Rate Savings0.531.500.021.333.500.1580
Regular Savings0.161.000.010.150.600.01-2
New Auto - 24 Mo7.0810.175.384.725.843.74-236
New Auto - 36 Mo6.8810.933.744.735.843.49-215
New Auto - 48 Mo7.0111.033.974.866.493.74-215
New Auto - 60 Mo7.1411.134.174.956.493.74-219
New Auto - 72 Mo7.209.434.255.116.493.74-208
New Auto - 84 Mo7.458.596.515.937.193.74-152
Used Auto - 24 Mo7.6710.625.384.876.373.74-280
Used Auto - 36 Mo7.1910.934.154.836.502.99-235
Used Auto - 48 Mo7.3011.034.204.996.643.74-231
Used Auto - 60 Mo7.4111.134.205.096.643.74-232
Used Auto - 72 Mo7.209.554.255.316.643.99-189
Used Auto - 84 Mo7.578.596.266.127.954.74-145
Used Boat-60 Mo9.089.947.256.1311.293.99-295
New Boat-60 Mo8.0511.494.995.999.603.99-206
Rewards Credit Card16.6023.249.9914.1218.911.00-248
Credit Card Platinum16.3118.249.9913.7017.997.25-261
Credit Card Classic14.9129.249.7414.5428.747.25-37
Home Equity - LOC 80%7.589.503.996.8011.255.75-77
Home Equity - 5 Yr 80%7.279.144.506.648.875.00-63
Home Equity - 10 Yr 80%7.249.252.506.919.705.25-32
Home Equity - 15 Yr 80%7.2710.232.507.4510.235.5018
7 Yr ARM6.4297.5005.5006.2447.4943.250-18
3 Yr ARM6.3058.0255.1256.3288.0003.1252
5 Yr ARM6.3768.1505.0006.1138.2503.000-26
15 Yr Fixed5.8986.8755.1255.7377.3752.875-16
20 Yr Fixed6.0726.3475.6046.0537.5274.570-2
30 Yr Fixed6.3317.1255.7506.1147.6253.250-22
Used Motorcycle-60 Mo10.1910.1910.195.7211.294.19-447
New Motorcycle-60 Mo10.1910.1910.195.508.993.99-469
Used Motorhome-60 Mo9.089.947.256.1411.293.99-294
New Motorhome-60 Mo8.0411.494.996.039.703.99-202
Unsecured - 36 Mo12.3918.256.5010.8615.006.99-153
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* Represents the difference in the average rate between banks and credit unions.