RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 329,723 financial institution locations in 19,713 markets across the United States as of 12/8/2025.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.634.200.011.803.450.1017
6 Mo CD - $10k2.264.200.022.524.040.1526
9 Mo CD - $10k2.244.150.013.614.152.85137
1 Yr CD - $10k2.484.050.032.864.180.3038
18 Mo CD - $10k2.274.010.032.583.950.3530
2 Yr CD - $10k2.334.500.032.853.940.4051
30 Mo CD - $10k2.104.000.032.983.500.7587
3 Yr CD - $10k2.274.000.032.863.800.4559
4 Yr CD - $10k2.184.000.032.864.200.5068
5 Yr CD - $10k2.294.250.032.913.800.5562
3 Mo CD - $100k1.654.200.011.873.450.1022
6 Mo CD - $100k2.314.310.022.584.040.1527
9 Mo CD - $100k2.294.150.013.614.152.85132
1 Yr CD - $100k2.544.220.032.894.180.3036
18 Mo CD - $100k2.315.050.032.593.950.3528
2 Yr CD - $100k2.374.500.032.873.940.4050
30 Mo CD - $100k2.124.000.033.003.510.7588
3 Yr CD - $100k2.304.000.032.893.900.4559
4 Yr CD - $100k2.214.000.032.843.900.5064
5 Yr CD - $100k2.324.250.032.924.000.5560
High Rate Checking0.873.450.013.545.000.20267
Basic Checking0.181.730.010.272.020.019
IRA - 1 Year - $10k2.274.000.012.783.990.1051
IRA - 1 Year - $100k2.214.000.102.873.900.1065
IRA - Liquid - $10k1.404.590.010.563.750.01-84
IRA - Liquid - $100k1.182.000.010.270.650.01-91
High Rate Money Market - $2.5k0.530.750.300.250.250.25-28
Money Market - $2.5k0.553.250.010.552.960.050
Money Market - $10k0.613.250.010.551.600.05-6
High Rate Money Market - $10k0.583.450.010.370.740.20-21
High Rate Money Market - $25k0.823.450.011.053.200.2023
Money Market - $25k0.743.500.010.741.640.10-1
Money Market - $50k0.903.500.010.922.030.102
High Rate Money Market - $50k0.973.690.011.763.250.2579
High Rate Money Market - $100k1.453.690.011.963.300.5050
Money Market - $100k1.134.300.011.082.500.10-5
Money Market - $250k1.284.890.011.252.960.20-3
High Rate Money Market - $250k1.613.690.012.363.400.5076
Money Market - $500k1.394.000.011.433.000.253
High Rate Money Market - $500k2.322.632.001.951.951.95-37
High Rate Money Market - $1 million2.322.632.002.152.152.15-17
Money Market - $1 million1.414.000.011.473.000.255
High Rate Savings0.933.650.022.475.001.00153
Regular Savings0.342.710.010.170.600.01-16
New Auto - 24 Mo7.099.325.385.318.993.89-178
New Auto - 36 Mo7.1311.004.855.528.993.89-161
New Auto - 48 Mo7.2011.004.855.638.993.99-157
New Auto - 60 Mo7.2711.004.855.637.993.99-164
New Auto - 72 Mo7.3611.005.005.907.753.99-146
New Auto - 84 Mo7.958.596.665.836.494.99-212
Used Auto - 24 Mo7.189.775.385.678.994.69-151
Used Auto - 36 Mo7.3611.004.895.668.994.40-170
Used Auto - 48 Mo7.4411.004.895.778.994.40-166
Used Auto - 60 Mo7.4511.005.005.778.494.40-168
Used Auto - 72 Mo7.5111.005.506.148.494.99-136
Used Auto - 84 Mo7.958.596.665.956.395.24-199
Used Boat-60 Mo9.099.848.137.8810.196.09-121
New Boat-60 Mo8.1111.005.507.6110.744.40-50
Rewards Credit Card16.2620.4910.9013.4819.157.00-278
Credit Card Platinum16.4218.999.9012.5417.499.75-388
Credit Card Classic17.1428.249.9611.5015.654.90-564
Home Equity - LOC 80%7.919.545.847.399.505.99-51
Home Equity - 5 Yr 80%7.709.255.506.759.505.25-95
Home Equity - 10 Yr 80%7.879.255.507.279.505.75-59
Home Equity - 15 Yr 80%7.889.155.507.519.005.99-38
7 Yr ARM6.8088.0005.6255.7297.0575.000-108
3 Yr ARM7.7518.7507.0005.8806.4304.750-187
5 Yr ARM7.1509.1255.5006.0327.0435.000-112
15 Yr Fixed6.2479.7505.1256.0527.6884.958-20
20 Yr Fixed6.2206.3485.9886.4577.9045.60024
30 Yr Fixed6.6008.2505.7506.4677.2335.614-13
15 Yr Fixed-Jumbo5.7125.5955.595 
20 Yr Fixed-Jumbo6.4506.3556.355 
7 Yr ARM-Jumbo6.4536.3816.381 
5 Yr ARM-Jumbo6.5506.4776.477 
30 Yr Fixed-Jumbo6.4256.3536.353 
Used Motorcycle-60 Mo7.667.667.668.0813.995.1142
New Motorcycle-60 Mo7.667.667.667.5112.245.11-15
Used Motorhome-60 Mo9.079.848.087.9110.196.09-116
New Motorhome-60 Mo8.1311.005.507.469.994.40-67
Unsecured - 36 Mo11.3216.006.7411.6916.506.9938
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* Represents the difference in the average rate between banks and credit unions.