RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 333,576 financial institution locations in 19,713 markets across the United States as of 2/13/2026.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.634.200.011.833.600.1021
6 Mo CD - $10k2.244.200.022.483.980.1524
9 Mo CD - $10k2.064.000.013.544.222.85148
1 Yr CD - $10k2.474.050.032.814.000.3034
18 Mo CD - $10k2.253.800.032.614.060.3536
2 Yr CD - $10k2.304.500.032.773.830.4047
30 Mo CD - $10k2.094.000.032.943.500.7585
3 Yr CD - $10k2.263.850.032.823.800.4556
4 Yr CD - $10k2.223.900.032.814.200.5058
5 Yr CD - $10k2.344.250.032.883.750.5554
3 Mo CD - $100k1.664.200.011.903.600.1024
6 Mo CD - $100k2.304.310.022.543.980.1524
9 Mo CD - $100k2.094.000.013.544.222.85145
1 Yr CD - $100k2.494.220.032.844.000.3036
18 Mo CD - $100k2.295.050.032.624.060.3534
2 Yr CD - $100k2.344.500.032.803.850.4046
30 Mo CD - $100k2.114.000.032.973.510.7586
3 Yr CD - $100k2.293.930.032.843.900.4555
4 Yr CD - $100k2.243.900.032.783.900.5054
5 Yr CD - $100k2.364.250.032.894.000.5553
High Rate Checking1.403.500.013.545.000.20214
Basic Checking0.2211.000.010.272.020.015
IRA - 1 Year - $10k2.254.000.012.733.980.1048
IRA - 1 Year - $100k2.304.000.042.853.800.1056
IRA - Liquid - $10k1.304.000.010.553.750.01-76
IRA - Liquid - $100k1.202.000.010.240.650.01-96
High Rate Money Market - $2.5k0.530.750.300.250.250.25-28
Money Market - $2.5k0.523.250.010.461.000.05-6
Money Market - $10k0.603.250.010.541.600.05-6
High Rate Money Market - $10k0.603.200.010.320.740.20-28
High Rate Money Market - $25k0.963.560.011.043.150.207
Money Market - $25k0.713.500.010.731.640.102
Money Market - $50k0.853.500.010.912.030.106
High Rate Money Market - $50k1.053.560.011.753.200.2570
High Rate Money Market - $100k1.483.560.011.943.250.5046
Money Market - $100k1.084.300.011.072.500.10-1
Money Market - $250k1.224.890.011.222.960.200
High Rate Money Market - $250k1.523.450.012.343.350.5082
Money Market - $500k1.263.090.011.373.000.2511
High Rate Money Market - $500k1.602.550.251.851.851.8525
High Rate Money Market - $1 million1.602.550.252.052.052.0545
Money Market - $1 million1.273.090.011.393.000.2511
High Rate Savings1.223.500.022.475.001.00125
Regular Savings0.322.710.010.170.600.01-14
New Auto - 24 Mo6.628.595.385.198.993.89-143
New Auto - 36 Mo7.0511.004.755.358.993.89-170
New Auto - 48 Mo7.1211.004.755.498.993.99-164
New Auto - 60 Mo7.1811.004.755.477.753.99-172
New Auto - 72 Mo7.2311.005.005.757.753.99-148
New Auto - 84 Mo7.958.596.665.997.274.89-196
Used Auto - 24 Mo7.0910.035.385.488.994.52-161
Used Auto - 36 Mo7.3011.004.755.528.994.15-178
Used Auto - 48 Mo7.3711.004.755.668.994.15-172
Used Auto - 60 Mo7.3911.004.755.648.494.15-175
Used Auto - 72 Mo7.4811.005.346.028.494.89-146
Used Auto - 84 Mo7.958.596.666.157.274.89-179
Used Boat-60 Mo8.729.847.607.8710.195.89-85
New Boat-60 Mo8.1511.005.507.5610.744.15-60
Rewards Credit Card15.9619.7410.9013.1218.246.75-284
Credit Card Platinum16.2018.749.9012.2117.499.75-400
Credit Card Classic16.7628.249.9612.0415.408.99-472
Home Equity - LOC 80%7.789.505.847.129.505.74-66
Home Equity - 5 Yr 80%7.699.255.506.769.505.99-92
Home Equity - 10 Yr 80%7.869.255.507.229.505.99-63
Home Equity - 15 Yr 80%7.919.205.507.449.005.99-47
7 Yr ARM6.7198.0005.6255.8447.0575.125-87
3 Yr ARM7.6478.7507.0005.7676.4304.750-188
5 Yr ARM7.0409.1255.3755.9837.0435.125-106
15 Yr Fixed6.1579.7505.1255.9736.8084.756-18
20 Yr Fixed6.1176.3605.7296.2837.0235.60017
30 Yr Fixed6.4958.2505.6256.3977.0005.614-10
15 Yr Fixed-Jumbo5.9355.8235.823 
20 Yr Fixed-Jumbo6.2446.1546.154 
7 Yr ARM-Jumbo6.1266.0586.058 
5 Yr ARM-Jumbo6.2066.1386.138 
30 Yr Fixed-Jumbo6.4286.3596.359 
Used Motorcycle-60 Mo7.187.666.527.9813.995.1179
New Motorcycle-60 Mo7.177.666.527.3812.244.4921
Used Motorhome-60 Mo8.729.847.607.9010.195.89-82
New Motorhome-60 Mo8.1811.005.507.449.994.15-74
Unsecured - 36 Mo11.3616.006.7411.6618.006.9930
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* Represents the difference in the average rate between banks and credit unions.