|
|
| Product | Bank Average | Bank High | Bank Low | Credit Union Average | Credit Union High | Credit Union Low | Basis Point Difference* |
| 3 Mo CD - $10k | 1.53 | 3.53 | 0.05 | 1.91 | 3.57 | 1.01 | 38▲ |
| 6 Mo CD - $10k | 2.01 | 3.20 | 0.03 | 2.88 | 3.82 | 2.00 | 87▲ |
| 9 Mo CD - $10k | 1.50 | 3.30 | 0.03 | 3.25 | 3.93 | 2.74 | 175▲ |
| 1 Yr CD - $10k | 2.16 | 3.25 | 0.05 | 3.45 | 4.15 | 2.58 | 129▲ |
| 18 Mo CD - $10k | 1.49 | 2.50 | 0.03 | 3.17 | 4.19 | 2.70 | 168▲ |
| 2 Yr CD - $10k | 1.72 | 2.90 | 0.03 | 2.75 | 3.04 | 2.47 | 104▲ |
| 30 Mo CD - $10k | 1.18 | 2.08 | 0.03 | 2.60 | 2.80 | 2.23 | 143▲ |
| 3 Yr CD - $10k | 1.54 | 2.70 | 0.03 | 2.75 | 3.26 | 2.13 | 121▲ |
| 4 Yr CD - $10k | 1.29 | 2.20 | 0.03 | 2.60 | 3.54 | 1.98 | 130▲ |
| 5 Yr CD - $10k | 1.52 | 2.75 | 0.03 | 2.72 | 3.97 | 1.73 | 120▲ |
| 3 Mo CD - $100k | 1.61 | 3.53 | 0.05 | 1.95 | 3.57 | 1.01 | 35▲ |
| 6 Mo CD - $100k | 2.09 | 3.20 | 0.03 | 2.92 | 3.82 | 2.00 | 82▲ |
| 9 Mo CD - $100k | 1.52 | 3.30 | 0.03 | 3.25 | 3.93 | 2.74 | 174▲ |
| 1 Yr CD - $100k | 2.18 | 3.25 | 0.05 | 3.51 | 4.15 | 2.60 | 133▲ |
| 18 Mo CD - $100k | 1.95 | 5.05 | 0.03 | 3.20 | 4.19 | 2.70 | 125▲ |
| 2 Yr CD - $100k | 1.80 | 2.90 | 0.03 | 2.82 | 3.15 | 2.47 | 102▲ |
| 30 Mo CD - $100k | 1.31 | 2.23 | 0.03 | 2.65 | 2.95 | 2.23 | 134▲ |
| 3 Yr CD - $100k | 1.61 | 2.70 | 0.03 | 2.81 | 3.46 | 2.13 | 120▲ |
| 4 Yr CD - $100k | 1.43 | 2.23 | 0.03 | 2.65 | 3.74 | 1.98 | 123▲ |
| 5 Yr CD - $100k | 1.62 | 2.75 | 0.03 | 2.78 | 4.18 | 1.73 | 116▲ |
| High Rate Checking | 0.04 | 0.07 | 0.01 | 3.50 | 5.00 | 2.00 | 346▲ |
| Basic Checking | 0.05 | 0.10 | 0.01 | 0.08 | 0.25 | 0.01 | 3▲ |
| IRA - 1 Year - $10k | 2.17 | 3.00 | 0.05 | 3.61 | 4.30 | 2.58 | 144▲ |
| IRA - 1 Year - $100k | 2.30 | 3.00 | 1.50 | 3.70 | 4.30 | 2.78 | 140▲ |
| IRA - Liquid - $10k | 0.44 | 2.00 | 0.03 | 0.39 | 2.11 | 0.05 | -4▼ |
| IRA - Liquid - $100k | 0.80 | 2.00 | 0.01 | 0.40 | 2.11 | 0.05 | -40▼ |
| Money Market - $2.5k | 0.13 | 0.25 | 0.04 | 0.43 | 0.60 | 0.25 | 30▲ |
| Money Market - $10k | 0.13 | 0.25 | 0.04 | 0.50 | 0.80 | 0.25 | 37▲ |
| High Rate Money Market - $10k | 1.75 | 1.75 | 1.75 | | | | |
| High Rate Money Market - $25k | 1.75 | 1.75 | 1.75 | | | | |
| Money Market - $25k | 0.19 | 0.40 | 0.04 | 0.53 | 0.80 | 0.30 | 34▲ |
| Money Market - $50k | 0.19 | 0.40 | 0.04 | 0.64 | 0.80 | 0.40 | 45▲ |
| High Rate Money Market - $50k | 1.75 | 1.75 | 1.75 | | | | |
| High Rate Money Market - $100k | 1.75 | 1.75 | 1.75 | | | | |
| Money Market - $100k | 0.21 | 0.50 | 0.05 | 0.86 | 1.22 | 0.45 | 65▲ |
| Money Market - $250k | 0.24 | 0.70 | 0.05 | 0.99 | 1.54 | 0.50 | 75▲ |
| High Rate Money Market - $250k | 1.75 | 1.75 | 1.75 | | | | |
| Money Market - $500k | 0.13 | 0.25 | 0.05 | 0.95 | 1.55 | 0.50 | 83▲ |
| Money Market - $1 million | 0.13 | 0.25 | 0.05 | 0.95 | 1.55 | 0.50 | 83▲ |
| High Rate Savings | 0.03 | 0.04 | 0.02 | 2.25 | 2.25 | 2.25 | 222▲ |
| Regular Savings | 0.07 | 0.15 | 0.01 | 0.23 | 2.01 | 0.08 | 17▲ |
| New Auto - 24 Mo | 5.86 | 6.15 | 5.44 | 5.36 | 6.89 | 4.24 | -50▼ |
| New Auto - 36 Mo | 6.73 | 9.50 | 5.44 | 5.46 | 6.89 | 4.24 | -127▼ |
| New Auto - 48 Mo | 6.73 | 9.50 | 5.44 | 5.46 | 6.89 | 4.24 | -127▼ |
| New Auto - 60 Mo | 6.73 | 9.50 | 5.44 | 5.49 | 6.89 | 4.24 | -124▼ |
| New Auto - 72 Mo | 6.99 | 9.75 | 5.57 | 5.58 | 6.89 | 4.24 | -142▼ |
| New Auto - 84 Mo | 6.57 | 6.99 | 6.15 | 5.63 | 6.89 | 4.24 | -94▼ |
| Used Auto - 24 Mo | 6.03 | 6.45 | 5.64 | 5.52 | 6.89 | 4.59 | -51▼ |
| Used Auto - 36 Mo | 7.13 | 9.50 | 5.64 | 5.60 | 6.89 | 4.59 | -153▼ |
| Used Auto - 48 Mo | 7.13 | 9.50 | 5.64 | 5.61 | 6.89 | 4.63 | -152▼ |
| Used Auto - 60 Mo | 7.30 | 9.50 | 5.64 | 5.64 | 6.89 | 4.82 | -167▼ |
| Used Auto - 72 Mo | 7.24 | 9.75 | 5.99 | 5.72 | 6.89 | 5.19 | -152▼ |
| Used Auto - 84 Mo | 6.22 | 6.45 | 5.99 | 5.79 | 6.89 | 5.19 | -43▼ |
| Used Boat-60 Mo | 8.04 | 8.07 | 8.00 | 7.43 | 8.99 | 6.14 | -61▼ |
| New Boat-60 Mo | 7.80 | 10.50 | 6.00 | 7.22 | 8.99 | 5.99 | -58▼ |
| Rewards Credit Card | 17.87 | 20.49 | 14.49 | 12.25 | 17.74 | 9.90 | -562▼ |
| Credit Card Platinum | 16.82 | 18.49 | 14.49 | 9.03 | 11.15 | 3.10 | -780▼ |
| Credit Card Classic | 15.09 | 17.49 | 13.90 | 11.74 | 15.15 | 8.99 | -335▼ |
| Home Equity - LOC 80% | 8.38 | 9.50 | 7.49 | 6.80 | 8.50 | 0.25 | -158▼ |
| Home Equity - 5 Yr 80% | 9.12 | 10.00 | 7.50 | 8.20 | 10.50 | 6.82 | -93▼ |
| Home Equity - 10 Yr 80% | 9.12 | 10.00 | 7.50 | 8.27 | 10.50 | 7.32 | -85▼ |
| Home Equity - 15 Yr 80% | 9.95 | 10.00 | 9.89 | 8.34 | 10.87 | 7.40 | -161▼ |
| 7 Yr ARM | 6.861 | 7.440 | 6.243 | 6.373 | 6.330 | 6.218 | -49▼ |
| 5 Yr ARM | 7.048 | 7.446 | 6.507 | 6.418 | 6.475 | 6.286 | -63▼ |
| 15 Yr Fixed | 6.122 | 6.901 | 5.375 | 5.992 | 8.721 | 5.192 | -13▼ |
| 20 Yr Fixed | 6.301 | 6.719 | 5.969 | 6.803 | 7.588 | 5.870 | 50▲ |
| 30 Yr Fixed | 6.431 | 7.000 | 5.961 | 6.331 | 7.667 | 5.690 | -10▼ |
| 15 Yr Fixed-Jumbo | 5.935 | 5.823 | 5.823 | | | | |
| 20 Yr Fixed-Jumbo | 6.244 | 6.154 | 6.154 | | | | |
| 7 Yr ARM-Jumbo | 6.126 | 6.058 | 6.058 | | | | |
| 5 Yr ARM-Jumbo | 6.206 | 6.138 | 6.138 | | | | |
| 30 Yr Fixed-Jumbo | 6.428 | 6.359 | 6.359 | | | | |
| Used Motorcycle-60 Mo | 7.00 | 7.00 | 7.00 | 6.57 | 7.12 | 5.49 | -43▼ |
| New Motorcycle-60 Mo | 7.00 | 7.00 | 7.00 | 6.57 | 7.12 | 5.49 | -43▼ |
| Used Motorhome-60 Mo | 7.66 | 8.07 | 7.25 | 7.68 | 8.99 | 6.52 | 2▲ |
| New Motorhome-60 Mo | 7.94 | 10.50 | 6.00 | 7.67 | 8.99 | 6.52 | -27▼ |
| Unsecured - 36 Mo | 11.43 | 13.00 | 6.74 | 11.76 | 14.90 | 9.90 | 34▲ |
|