|
|
| Product | Bank Average | Bank High | Bank Low | Credit Union Average | Credit Union High | Credit Union Low | Basis Point Difference* |
| 3 Mo CD - $10k | 1.41 | 3.53 | 0.05 | 1.92 | 3.57 | 1.01 | 51▲ |
| 6 Mo CD - $10k | 1.50 | 3.00 | 0.03 | 2.88 | 3.82 | 2.00 | 138▲ |
| 9 Mo CD - $10k | 1.34 | 3.30 | 0.03 | 3.22 | 3.93 | 2.60 | 187▲ |
| 1 Yr CD - $10k | 2.40 | 3.20 | 1.37 | 3.44 | 4.15 | 2.60 | 104▲ |
| 18 Mo CD - $10k | 1.59 | 3.30 | 0.03 | 3.16 | 4.19 | 2.70 | 157▲ |
| 2 Yr CD - $10k | 1.68 | 2.90 | 0.03 | 2.93 | 4.00 | 2.47 | 125▲ |
| 30 Mo CD - $10k | 1.18 | 2.08 | 0.03 | 2.83 | 4.00 | 2.23 | 165▲ |
| 3 Yr CD - $10k | 1.50 | 2.70 | 0.03 | 2.78 | 3.47 | 2.13 | 128▲ |
| 4 Yr CD - $10k | 1.29 | 2.20 | 0.03 | 2.63 | 3.72 | 1.98 | 134▲ |
| 5 Yr CD - $10k | 1.52 | 2.75 | 0.03 | 2.76 | 4.14 | 1.73 | 123▲ |
| 3 Mo CD - $100k | 1.48 | 3.53 | 0.05 | 1.96 | 3.57 | 1.01 | 48▲ |
| 6 Mo CD - $100k | 1.57 | 3.00 | 0.03 | 2.91 | 3.82 | 2.00 | 134▲ |
| 9 Mo CD - $100k | 1.36 | 3.30 | 0.03 | 3.22 | 3.93 | 2.60 | 186▲ |
| 1 Yr CD - $100k | 2.46 | 3.20 | 1.49 | 3.50 | 4.15 | 2.60 | 103▲ |
| 18 Mo CD - $100k | 2.03 | 5.05 | 0.03 | 3.19 | 4.19 | 2.70 | 116▲ |
| 2 Yr CD - $100k | 1.76 | 2.90 | 0.03 | 2.98 | 4.10 | 2.47 | 122▲ |
| 30 Mo CD - $100k | 1.31 | 2.23 | 0.03 | 2.95 | 4.00 | 2.23 | 164▲ |
| 3 Yr CD - $100k | 1.58 | 2.70 | 0.03 | 2.84 | 3.68 | 2.13 | 127▲ |
| 4 Yr CD - $100k | 1.43 | 2.23 | 0.03 | 2.69 | 3.93 | 1.98 | 126▲ |
| 5 Yr CD - $100k | 1.62 | 2.75 | 0.03 | 2.82 | 4.34 | 1.73 | 120▲ |
| High Rate Checking | 0.04 | 0.07 | 0.01 | 3.50 | 5.00 | 2.00 | 346▲ |
| Basic Checking | 0.05 | 0.10 | 0.01 | 0.08 | 0.25 | 0.01 | 3▲ |
| IRA - 1 Year - $10k | 2.40 | 3.20 | 1.37 | 3.60 | 4.30 | 2.64 | 120▲ |
| IRA - 1 Year - $100k | 1.88 | 3.00 | 0.38 | 3.68 | 4.30 | 2.85 | 181▲ |
| IRA - Liquid - $10k | 0.11 | 0.38 | 0.03 | 0.39 | 2.11 | 0.05 | 28▲ |
| IRA - Liquid - $100k | 0.14 | 0.38 | 0.01 | 0.40 | 2.11 | 0.05 | 26▲ |
| Money Market - $2.5k | 0.13 | 0.25 | 0.04 | 0.43 | 0.60 | 0.25 | 30▲ |
| Money Market - $10k | 0.13 | 0.25 | 0.04 | 0.50 | 0.80 | 0.25 | 37▲ |
| High Rate Money Market - $10k | 1.75 | 1.75 | 1.75 | | | | |
| High Rate Money Market - $25k | 1.75 | 1.75 | 1.75 | | | | |
| Money Market - $25k | 0.19 | 0.40 | 0.04 | 0.53 | 0.80 | 0.30 | 34▲ |
| Money Market - $50k | 0.19 | 0.40 | 0.04 | 0.64 | 0.80 | 0.40 | 45▲ |
| High Rate Money Market - $50k | 1.75 | 1.75 | 1.75 | | | | |
| High Rate Money Market - $100k | 1.75 | 1.75 | 1.75 | | | | |
| Money Market - $100k | 0.21 | 0.50 | 0.05 | 0.86 | 1.22 | 0.45 | 65▲ |
| Money Market - $250k | 0.24 | 0.70 | 0.05 | 0.99 | 1.54 | 0.50 | 75▲ |
| High Rate Money Market - $250k | 1.75 | 1.75 | 1.75 | | | | |
| Money Market - $500k | 0.13 | 0.25 | 0.05 | 0.95 | 1.55 | 0.50 | 83▲ |
| Money Market - $1 million | 0.13 | 0.25 | 0.05 | 0.95 | 1.55 | 0.50 | 83▲ |
| High Rate Savings | 0.05 | 0.05 | 0.04 | 2.25 | 2.25 | 2.25 | 221▲ |
| Regular Savings | 0.07 | 0.15 | 0.01 | 0.23 | 2.01 | 0.08 | 17▲ |
| New Auto - 24 Mo | 5.86 | 6.15 | 5.44 | 5.29 | 6.39 | 4.24 | -57▼ |
| New Auto - 36 Mo | 6.70 | 9.50 | 5.44 | 5.36 | 6.39 | 4.24 | -134▼ |
| New Auto - 48 Mo | 6.70 | 9.50 | 5.44 | 5.36 | 6.39 | 4.24 | -133▼ |
| New Auto - 60 Mo | 6.70 | 9.50 | 5.44 | 5.39 | 6.39 | 4.24 | -131▼ |
| New Auto - 72 Mo | 6.95 | 9.75 | 5.57 | 5.49 | 6.39 | 4.24 | -146▼ |
| New Auto - 84 Mo | 6.57 | 6.99 | 6.15 | 5.63 | 6.39 | 4.24 | -94▼ |
| Used Auto - 24 Mo | 6.03 | 6.45 | 5.64 | 5.45 | 6.39 | 4.72 | -58▼ |
| Used Auto - 36 Mo | 7.10 | 9.50 | 5.64 | 5.50 | 6.39 | 4.72 | -160▼ |
| Used Auto - 48 Mo | 7.10 | 9.50 | 5.64 | 5.51 | 6.39 | 4.84 | -159▼ |
| Used Auto - 60 Mo | 7.26 | 9.50 | 5.64 | 5.54 | 6.39 | 4.99 | -173▼ |
| Used Auto - 72 Mo | 7.17 | 9.75 | 5.99 | 5.64 | 6.39 | 4.99 | -154▼ |
| Used Auto - 84 Mo | 6.22 | 6.45 | 5.99 | 5.79 | 6.39 | 4.99 | -43▼ |
| Used Boat-60 Mo | 8.04 | 8.07 | 8.00 | 7.35 | 8.99 | 6.35 | -68▼ |
| New Boat-60 Mo | 7.80 | 10.50 | 6.00 | 7.23 | 8.99 | 6.35 | -57▼ |
| Rewards Credit Card | 17.87 | 20.49 | 14.49 | 12.25 | 17.74 | 9.90 | -562▼ |
| Credit Card Platinum | 16.82 | 18.49 | 14.49 | 9.03 | 11.15 | 3.10 | -780▼ |
| Credit Card Classic | 15.87 | 18.49 | 13.90 | 12.21 | 15.15 | 9.90 | -367▼ |
| Home Equity - LOC 80% | 8.30 | 9.50 | 7.49 | 6.18 | 8.50 | 0.25 | -211▼ |
| Home Equity - 5 Yr 80% | 9.12 | 10.00 | 7.50 | 8.22 | 10.50 | 7.04 | -90▼ |
| Home Equity - 10 Yr 80% | 9.12 | 10.00 | 7.50 | 8.30 | 10.50 | 7.40 | -82▼ |
| Home Equity - 15 Yr 80% | 9.95 | 10.00 | 9.89 | 8.37 | 10.87 | 7.40 | -157▼ |
| 7 Yr ARM | 6.553 | 6.752 | 6.090 | 6.179 | 6.393 | 5.625 | -37▼ |
| 5 Yr ARM | 6.434 | 6.434 | 6.434 | 6.058 | 6.413 | 5.374 | -38▼ |
| 15 Yr Fixed | 6.071 | 6.337 | 5.751 | 5.777 | 6.029 | 5.500 | -29▼ |
| 20 Yr Fixed | 6.372 | 6.636 | 6.019 | 6.209 | 6.550 | 5.875 | -16▼ |
| 30 Yr Fixed | 6.647 | 7.347 | 6.250 | 6.377 | 6.633 | 6.023 | -27▼ |
| 15 Yr Fixed-Jumbo | 6.215 | 6.215 | 6.215 | | | | |
| 20 Yr Fixed-Jumbo | 6.550 | 6.550 | 6.550 | | | | |
| 7 Yr ARM-Jumbo | 6.349 | 6.349 | 6.349 | | | | |
| 5 Yr ARM-Jumbo | 6.280 | 6.280 | 6.280 | | | | |
| 30 Yr Fixed-Jumbo | 6.871 | 6.871 | 6.871 | | | | |
| Used Motorcycle-60 Mo | 7.00 | 7.00 | 7.00 | 6.57 | 7.34 | 5.75 | -43▼ |
| New Motorcycle-60 Mo | 7.00 | 7.00 | 7.00 | 6.57 | 7.34 | 5.75 | -43▼ |
| Used Motorhome-60 Mo | 7.66 | 8.07 | 7.25 | 7.65 | 8.99 | 6.74 | -1▼ |
| New Motorhome-60 Mo | 7.94 | 10.50 | 6.00 | 7.65 | 8.99 | 6.74 | -29▼ |
| Unsecured - 36 Mo | 11.43 | 13.00 | 6.74 | 11.76 | 14.90 | 9.90 | 34▲ |
|