RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 329,802 financial institution locations in 19,713 markets across the United States as of 12/9/2025.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.175.500.011.845.330.1067
6 Mo CD - $10k1.523.900.012.774.350.10124
9 Mo CD - $10k1.885.500.013.205.331.25132
1 Yr CD - $10k1.714.500.013.224.150.10151
18 Mo CD - $10k1.615.500.013.215.330.18160
2 Yr CD - $10k1.393.750.013.204.550.25181
30 Mo CD - $10k1.285.500.012.883.921.99160
3 Yr CD - $10k1.395.500.013.134.600.35174
4 Yr CD - $10k1.335.500.013.174.202.00184
5 Yr CD - $10k1.475.500.013.164.020.70169
3 Mo CD - $100k1.195.500.012.025.330.1083
6 Mo CD - $100k1.563.900.012.754.350.12119
9 Mo CD - $100k1.965.500.013.235.331.25127
1 Yr CD - $100k1.774.500.013.264.150.18149
18 Mo CD - $100k1.665.500.013.215.330.18155
2 Yr CD - $100k1.463.750.013.214.550.30176
30 Mo CD - $100k1.325.500.012.953.922.05163
3 Yr CD - $100k1.415.500.013.134.600.40173
4 Yr CD - $100k1.385.500.013.184.002.00180
5 Yr CD - $100k1.505.500.013.174.230.75167
High Rate Checking0.020.020.012.815.000.05279
Basic Checking0.081.000.010.091.000.011
HSA - $1k   0.511.000.01 
HSA - $10k   0.511.000.01 
HSA - $25k   0.511.000.01 
IRA - 1 Year - $10k1.543.900.013.294.320.10175
IRA - 1 Year - $100k2.503.901.503.344.321.3584
IRA - Liquid - $10k0.272.470.011.233.780.0196
IRA - Liquid - $100k1.042.000.010.983.560.01-6
High Rate Money Market - $2.5k   1.161.980.25 
Money Market - $2.5k0.463.250.011.144.000.0168
Money Market - $10k0.553.250.011.183.250.0164
High Rate Money Market - $10k0.653.440.011.373.250.2572
High Rate Money Market - $25k0.713.440.031.473.250.2577
Money Market - $25k0.623.250.011.273.250.0165
Money Market - $50k0.683.250.011.413.250.0173
High Rate Money Market - $50k0.733.440.051.563.250.2583
High Rate Money Market - $100k0.843.440.141.903.500.75106
Money Market - $100k0.783.250.011.593.500.0180
Money Market - $250k0.873.250.011.723.930.0585
High Rate Money Market - $250k0.853.440.142.193.750.75134
Money Market - $500k0.853.000.011.853.750.15100
High Rate Money Market - $500k   2.644.001.95 
High Rate Money Market - $1 million   2.714.001.98 
Money Market - $1 million0.853.000.011.853.750.15100
High Rate Savings1.243.650.021.833.400.1559
Regular Savings0.173.900.010.232.250.016
New Auto - 24 Mo6.358.994.944.836.493.74-152
New Auto - 36 Mo7.2513.275.394.957.003.74-231
New Auto - 48 Mo7.219.255.395.047.003.74-217
New Auto - 60 Mo7.2310.505.395.157.003.74-208
New Auto - 72 Mo7.4010.505.655.387.003.74-202
New Auto - 84 Mo6.588.994.945.687.293.74-90
Used Auto - 24 Mo6.398.994.945.256.993.74-114
Used Auto - 36 Mo7.6513.775.495.399.753.74-226
Used Auto - 48 Mo7.7411.005.495.489.753.74-227
Used Auto - 60 Mo7.7811.255.495.589.753.74-220
Used Auto - 72 Mo7.3710.275.995.829.753.74-155
Used Auto - 84 Mo6.588.994.945.796.493.74-78
Used Boat-60 Mo8.608.608.607.5111.505.49-109
New Boat-60 Mo8.6711.507.007.4510.504.49-122
Rewards Credit Card17.3423.4914.2413.5318.498.90-381
Credit Card Platinum16.1319.7412.9912.1917.997.50-394
Credit Card Classic16.6028.4910.2413.0527.749.90-355
Home Equity - LOC 80%7.8511.755.757.389.750.25-46
Home Equity - 5 Yr 80%6.668.665.596.967.845.6430
Home Equity - 10 Yr 80%6.898.046.247.199.756.1430
Home Equity - 15 Yr 80%6.788.095.997.228.256.2444
7 Yr ARM6.7947.0896.3506.1137.0575.000-68
3 Yr ARM7.0747.7905.8756.1578.1254.750-92
5 Yr ARM6.8098.1605.8425.9997.0434.930-81
15 Yr Fixed6.2947.5005.2505.9106.5004.750-38
20 Yr Fixed6.5116.8196.0166.1446.5405.697-37
30 Yr Fixed6.7397.8755.9906.3807.5005.500-36
15 Yr Fixed-Jumbo5.8295.7125.712 
20 Yr Fixed-Jumbo6.5216.4256.425 
7 Yr ARM-Jumbo6.4646.3926.392 
5 Yr ARM-Jumbo6.5916.5186.518 
30 Yr Fixed-Jumbo6.5306.4576.457 
Used Motorcycle-60 Mo   7.0410.493.74 
New Motorcycle-60 Mo   6.6310.493.74 
Used Motorhome-60 Mo7.747.747.747.3710.505.34-37
New Motorhome-60 Mo8.6811.507.007.4710.504.49-121
Unsecured - 36 Mo11.7017.277.9911.1918.006.75-52
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* Represents the difference in the average rate between banks and credit unions.