RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 329,723 financial institution locations in 19,713 markets across the United States as of 12/8/2025.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.984.400.011.643.950.0566
6 Mo CD - $10k1.534.260.012.734.170.05119
9 Mo CD - $10k2.214.250.013.294.001.44108
1 Yr CD - $10k1.654.100.012.964.250.10131
18 Mo CD - $10k1.514.250.012.893.750.20138
2 Yr CD - $10k1.644.100.012.844.390.20120
30 Mo CD - $10k1.474.100.013.004.500.90153
3 Yr CD - $10k1.564.100.012.813.750.30125
4 Yr CD - $10k1.604.000.013.024.200.30142
5 Yr CD - $10k1.624.000.013.164.200.80153
3 Mo CD - $100k1.004.400.011.643.950.0564
6 Mo CD - $100k1.524.260.012.744.170.05122
9 Mo CD - $100k2.264.250.013.314.001.44105
1 Yr CD - $100k1.694.100.012.974.250.10128
18 Mo CD - $100k1.574.250.012.903.800.20133
2 Yr CD - $100k1.684.100.012.854.390.20117
30 Mo CD - $100k1.474.100.013.224.501.95175
3 Yr CD - $100k1.554.100.012.823.750.30127
4 Yr CD - $100k1.624.000.013.013.850.30140
5 Yr CD - $100k1.654.000.013.184.200.80153
High Rate Checking0.060.150.013.304.002.30324
Basic Checking0.143.000.010.161.000.012
IRA - 1 Year - $10k1.604.180.012.934.050.10133
IRA - 1 Year - $100k1.673.000.013.103.952.00143
IRA - Liquid - $10k0.393.250.010.452.300.016
IRA - Liquid - $100k1.252.000.500.270.750.01-98
High Rate Money Market - $2.5k0.500.500.500.250.250.25-25
Money Market - $2.5k0.323.750.010.973.200.0565
Money Market - $10k0.393.750.011.003.200.0561
High Rate Money Market - $10k1.283.900.250.812.250.25-47
High Rate Money Market - $25k1.503.900.351.583.200.257
Money Market - $25k0.493.750.011.123.200.1062
Money Market - $50k0.563.600.011.253.200.1568
High Rate Money Market - $50k1.573.900.501.593.250.252
High Rate Money Market - $100k1.733.900.501.903.300.7017
Money Market - $100k0.753.750.011.433.500.1568
Money Market - $250k0.814.250.011.653.500.1584
High Rate Money Market - $250k1.753.900.501.973.400.8022
Money Market - $500k1.084.000.011.373.000.2529
High Rate Money Market - $500k0.500.500.501.471.950.8097
High Rate Money Market - $1 million0.500.500.501.532.150.80103
Money Market - $1 million1.084.000.011.433.000.2536
High Rate Savings0.601.750.023.503.503.50290
Regular Savings0.171.140.010.170.750.010
New Auto - 24 Mo6.6410.174.945.015.993.89-163
New Auto - 36 Mo7.3410.795.005.216.743.49-213
New Auto - 48 Mo7.3710.795.005.286.743.75-210
New Auto - 60 Mo7.4010.795.135.446.993.99-195
New Auto - 72 Mo7.5410.795.495.767.493.99-178
New Auto - 84 Mo6.587.914.945.877.193.99-71
Used Auto - 24 Mo6.6810.624.945.366.743.99-132
Used Auto - 36 Mo7.6911.505.005.437.503.49-225
Used Auto - 48 Mo7.8011.505.005.517.503.75-229
Used Auto - 60 Mo7.7911.505.385.687.503.99-211
Used Auto - 72 Mo7.7510.795.705.977.503.99-178
Used Auto - 84 Mo6.147.244.946.207.753.996
Used Boat-60 Mo9.279.948.608.0611.506.24-121
New Boat-60 Mo8.6512.255.497.5210.595.39-113
Rewards Credit Card17.3719.509.9913.1118.008.90-425
Credit Card Platinum16.0818.9910.2411.2117.996.90-487
Credit Card Classic15.1829.249.9613.0518.007.99-213
Home Equity - LOC 80%7.6811.756.758.0118.005.9933
Home Equity - 5 Yr 80%7.899.146.496.939.244.25-96
Home Equity - 10 Yr 80%8.2510.756.507.1410.244.25-112
Home Equity - 15 Yr 80%8.159.506.507.409.254.25-75
7 Yr ARM6.9638.5005.6255.7657.2852.875-120
3 Yr ARM7.3028.6904.7406.1527.5104.625-115
5 Yr ARM7.2278.9905.5005.8776.5264.875-135
15 Yr Fixed6.31911.5505.2505.9136.6604.750-41
20 Yr Fixed6.4666.7045.9886.1656.7045.718-30
30 Yr Fixed6.77012.1505.9906.2997.3445.375-47
15 Yr Fixed-Jumbo5.7125.5955.5955.5165.4005.400-20
20 Yr Fixed-Jumbo6.4506.3556.3555.9895.8955.895-46
7 Yr ARM-Jumbo6.4536.3816.381 
5 Yr ARM-Jumbo6.5506.4776.477 
30 Yr Fixed-Jumbo6.4256.3536.3536.0866.0156.015-34
Used Motorcycle-60 Mo10.1910.1910.197.9110.056.18-228
New Motorcycle-60 Mo10.1910.1910.197.649.295.99-255
Used Motorhome-60 Mo8.849.947.748.0110.506.24-83
New Motorhome-60 Mo8.5912.255.497.5110.595.39-108
Unsecured - 36 Mo11.2017.007.7510.7613.507.99-44
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* Represents the difference in the average rate between banks and credit unions.