RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 333,576 financial institution locations in 19,713 markets across the United States as of 2/13/2026.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.753.850.011.393.550.0564
6 Mo CD - $10k1.434.000.012.223.790.0779
9 Mo CD - $10k2.094.000.012.775.300.7568
1 Yr CD - $10k1.593.800.012.813.790.10122
18 Mo CD - $10k1.453.750.012.763.750.12131
2 Yr CD - $10k1.343.750.012.744.000.15140
30 Mo CD - $10k1.353.750.012.323.250.1897
3 Yr CD - $10k1.303.650.012.694.000.20139
4 Yr CD - $10k1.263.500.012.594.000.30133
5 Yr CD - $10k1.453.750.012.784.000.30133
3 Mo CD - $100k0.783.850.011.403.550.0761
6 Mo CD - $100k1.464.000.012.243.790.1078
9 Mo CD - $100k2.144.000.012.775.300.7563
1 Yr CD - $100k1.673.800.012.793.790.20112
18 Mo CD - $100k1.483.750.012.783.750.22130
2 Yr CD - $100k1.343.750.012.784.000.20143
30 Mo CD - $100k1.343.750.012.363.450.23102
3 Yr CD - $100k1.313.650.012.754.000.25144
4 Yr CD - $100k1.273.600.012.654.000.30138
5 Yr CD - $100k1.453.750.012.874.000.40141
High Rate Checking0.060.080.031.752.501.00170
Basic Checking0.141.000.010.292.000.0115
IRA - 1 Year - $10k1.443.850.012.603.600.25116
IRA - 1 Year - $100k1.012.000.012.613.600.85160
IRA - Liquid - $10k0.643.400.010.913.000.0527
IRA - Liquid - $100k1.672.520.500.491.250.10-118
High Rate Money Market - $2.5k   0.250.250.25 
Money Market - $2.5k0.272.290.010.683.150.0541
Money Market - $10k0.503.600.010.743.150.0524
High Rate Money Market - $10k3.903.903.900.672.000.25-323
High Rate Money Market - $25k3.903.903.901.513.150.60-239
Money Market - $25k0.683.600.010.853.150.1517
Money Market - $50k0.793.600.011.033.150.1524
High Rate Money Market - $50k3.903.903.901.723.200.60-218
High Rate Money Market - $100k3.903.903.901.753.250.70-215
Money Market - $100k0.893.600.011.153.150.1525
Money Market - $250k0.973.800.011.303.150.1533
High Rate Money Market - $250k3.903.903.901.793.350.80-211
Money Market - $500k0.602.290.011.061.800.2546
High Rate Money Market - $500k   0.800.800.80 
High Rate Money Market - $1 million   0.800.800.80 
Money Market - $1 million0.602.290.011.061.800.2546
High Rate Savings0.020.020.020.050.050.053
Regular Savings0.110.500.010.212.000.0110
New Auto - 24 Mo7.0010.174.944.795.893.25-221
New Auto - 36 Mo6.518.634.004.836.743.25-167
New Auto - 48 Mo6.598.634.004.996.743.49-159
New Auto - 60 Mo6.698.905.005.297.153.99-140
New Auto - 72 Mo6.939.905.005.607.754.49-132
New Auto - 84 Mo5.515.894.945.486.554.69-3
Used Auto - 24 Mo7.1510.624.945.266.393.99-189
Used Auto - 36 Mo7.169.505.365.227.503.74-194
Used Auto - 48 Mo7.279.505.365.377.503.74-190
Used Auto - 60 Mo7.289.505.495.667.504.49-162
Used Auto - 72 Mo7.459.504.255.987.754.50-147
Used Auto - 84 Mo5.425.894.946.226.755.4980
Used Boat-60 Mo7.948.057.836.768.992.50-118
New Boat-60 Mo8.0212.255.497.3312.002.50-69
Rewards Credit Card16.4519.999.9914.8917.748.90-156
Credit Card Platinum14.8719.498.9913.4917.248.45-138
Credit Card Classic14.7720.249.9912.5716.908.90-221
Home Equity - LOC 80%7.489.105.506.878.005.75-61
Home Equity - 5 Yr 80%7.6910.505.386.409.244.49-129
Home Equity - 10 Yr 80%8.0411.005.606.7310.245.25-131
Home Equity - 15 Yr 80%7.8912.005.756.668.505.75-124
7 Yr ARM7.0158.5005.5005.2466.2582.875-177
3 Yr ARM6.8878.1255.2506.0618.1254.625-83
5 Yr ARM6.9398.3755.3755.9346.3754.875-101
15 Yr Fixed6.3419.1405.0005.8496.5004.875-49
20 Yr Fixed6.0595.9695.9695.7186.3855.250-34
30 Yr Fixed6.5548.2505.6006.2356.9505.625-32
7 Yr ARM-Jumbo5.0645.0005.000 
Used Motorcycle-60 Mo   6.418.742.00 
New Motorcycle-60 Mo   6.198.742.00 
Used Motorhome-60 Mo7.467.837.086.608.992.00-86
New Motorhome-60 Mo7.9712.255.497.3012.002.00-67
Unsecured - 36 Mo12.2318.008.2410.9014.007.75-133
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* Represents the difference in the average rate between banks and credit unions.