RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 329,733 financial institution locations in 19,713 markets across the United States as of 12/9/2025.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.803.950.011.453.690.0565
6 Mo CD - $10k1.354.000.012.244.000.0789
9 Mo CD - $10k2.264.000.013.025.300.8076
1 Yr CD - $10k1.593.800.012.894.000.10129
18 Mo CD - $10k1.393.750.012.913.750.12152
2 Yr CD - $10k1.323.750.012.874.000.15155
30 Mo CD - $10k1.323.750.012.553.490.18122
3 Yr CD - $10k1.273.650.012.794.000.20152
4 Yr CD - $10k1.263.500.012.724.000.30146
5 Yr CD - $10k1.443.750.012.884.000.30144
3 Mo CD - $100k0.843.950.011.463.690.0761
6 Mo CD - $100k1.374.000.012.264.000.1089
9 Mo CD - $100k2.364.000.013.025.300.8066
1 Yr CD - $100k1.653.900.012.854.000.20120
18 Mo CD - $100k1.423.750.012.933.750.22151
2 Yr CD - $100k1.333.750.012.914.000.20158
30 Mo CD - $100k1.323.750.012.593.540.23128
3 Yr CD - $100k1.283.650.012.844.000.25156
4 Yr CD - $100k1.273.600.012.774.000.30150
5 Yr CD - $100k1.453.750.012.994.000.40155
High Rate Checking0.020.020.021.752.501.00173
Basic Checking0.131.000.010.292.000.0116
IRA - 1 Year - $10k1.524.000.012.753.930.25124
IRA - 1 Year - $100k1.012.000.012.933.542.25193
IRA - Liquid - $10k0.653.510.010.933.000.0528
IRA - Liquid - $100k1.252.000.500.370.650.15-88
High Rate Money Market - $2.5k   0.250.250.25 
Money Market - $2.5k0.272.290.010.713.200.0545
Money Market - $10k0.433.600.010.803.200.0537
High Rate Money Market - $10k3.903.903.900.762.250.25-314
High Rate Money Market - $25k3.903.903.901.573.200.60-233
Money Market - $25k0.623.600.010.893.200.1527
Money Market - $50k0.723.600.011.063.200.1535
High Rate Money Market - $50k3.903.903.901.783.250.60-212
High Rate Money Market - $100k3.903.903.901.813.300.70-209
Money Market - $100k0.823.600.011.283.200.1546
Money Market - $250k0.923.800.011.423.250.1551
High Rate Money Market - $250k3.903.903.901.853.400.80-205
Money Market - $500k0.632.290.010.951.800.2533
High Rate Money Market - $500k   0.800.800.80 
High Rate Money Market - $1 million   0.800.800.80 
Money Market - $1 million0.632.290.010.951.800.2533
High Rate Savings0.020.020.020.050.050.053
Regular Savings0.110.500.010.212.000.0110
New Auto - 24 Mo7.0810.174.945.005.893.75-208
New Auto - 36 Mo6.599.534.004.976.743.49-163
New Auto - 48 Mo6.689.534.005.146.743.49-154
New Auto - 60 Mo6.789.535.005.417.154.24-136
New Auto - 72 Mo7.029.905.005.737.754.49-129
New Auto - 84 Mo5.546.144.945.515.895.20-3
Used Auto - 24 Mo7.2310.624.945.626.744.49-161
Used Auto - 36 Mo7.3110.005.365.357.503.74-196
Used Auto - 48 Mo7.379.755.365.507.503.74-187
Used Auto - 60 Mo7.389.755.495.787.504.49-161
Used Auto - 72 Mo7.529.734.256.127.754.50-140
Used Auto - 84 Mo5.546.144.946.267.255.4972
Used Boat-60 Mo8.608.608.606.708.992.50-190
New Boat-60 Mo8.2213.245.497.4212.002.50-80
Rewards Credit Card16.7219.999.9915.0818.248.90-163
Credit Card Platinum15.1419.748.9913.3917.494.95-174
Credit Card Classic14.8120.249.9912.5916.908.90-222
Home Equity - LOC 80%7.618.855.757.338.255.99-28
Home Equity - 5 Yr 80%7.7810.505.456.569.244.49-121
Home Equity - 10 Yr 80%8.0511.005.606.9310.245.25-112
Home Equity - 15 Yr 80%7.9512.005.756.898.755.75-105
7 Yr ARM6.4606.7056.1916.0236.5905.247-44
3 Yr ARM5.9946.3905.597 
5 Yr ARM6.4196.5966.1545.8576.3314.995-56
15 Yr Fixed5.6735.9975.4335.4335.7545.125-24
20 Yr Fixed5.9416.4125.6265.9046.3755.500-4
30 Yr Fixed6.2457.1105.7255.9936.3755.740-25
Used Motorcycle-60 Mo   6.538.742.00 
New Motorcycle-60 Mo   6.328.742.00 
Used Motorhome-60 Mo7.747.747.746.488.992.00-126
New Motorhome-60 Mo8.1712.995.497.4112.002.00-77
Unsecured - 36 Mo12.2118.008.1010.9114.997.75-130
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* Represents the difference in the average rate between banks and credit unions.