RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 329,733 financial institution locations in 19,713 markets across the United States as of 12/9/2025.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.644.180.011.595.130.05-5
6 Mo CD - $10k1.924.230.012.684.790.1076
9 Mo CD - $10k1.354.010.013.034.550.30168
1 Yr CD - $10k1.944.500.012.884.300.2094
18 Mo CD - $10k1.643.760.012.974.750.25132
2 Yr CD - $10k1.733.900.012.754.000.25103
30 Mo CD - $10k1.543.450.012.774.580.25122
3 Yr CD - $10k1.703.660.012.724.000.25102
4 Yr CD - $10k1.723.600.012.763.950.25104
5 Yr CD - $10k1.843.700.012.814.050.2597
3 Mo CD - $100k1.694.000.011.625.070.05-8
6 Mo CD - $100k1.994.230.012.704.750.1571
9 Mo CD - $100k1.504.010.013.024.500.30152
1 Yr CD - $100k2.004.500.012.894.250.2089
18 Mo CD - $100k1.653.760.012.994.750.25134
2 Yr CD - $100k1.743.960.012.774.000.25103
30 Mo CD - $100k1.423.610.012.713.870.25130
3 Yr CD - $100k1.734.000.012.754.020.25102
4 Yr CD - $100k1.693.750.012.794.070.25110
5 Yr CD - $100k1.833.750.012.844.070.25101
High Rate Checking2.015.000.014.047.000.05203
Basic Checking0.183.000.010.665.150.0149
IRA - 1 Year - $10k2.014.440.012.834.250.1082
IRA - 1 Year - $100k1.833.790.012.664.250.1084
IRA - Liquid - $10k0.533.700.010.564.340.013
IRA - Liquid - $100k1.013.200.010.424.340.02-59
High Rate Money Market - $2.5k   0.020.020.01 
Money Market - $2.5k0.383.750.010.724.090.0235
Money Market - $10k0.443.800.010.734.090.0229
High Rate Money Market - $10k2.273.900.012.003.710.01-27
High Rate Money Market - $25k2.513.900.032.393.710.02-12
Money Market - $25k0.563.800.010.934.890.0237
Money Market - $50k0.633.800.011.064.090.0243
High Rate Money Market - $50k2.713.900.032.643.710.45-7
High Rate Money Market - $100k2.843.900.032.963.710.5012
Money Market - $100k0.813.800.011.264.090.0545
Money Market - $250k0.923.800.011.404.090.0548
High Rate Money Market - $250k2.933.900.033.063.750.5013
Money Market - $500k1.023.820.011.574.090.1055
High Rate Money Market - $500k3.923.923.922.813.252.55-111
High Rate Money Market - $1 million3.923.923.923.473.703.30-45
Money Market - $1 million1.163.820.011.684.090.1052
High Rate Savings0.321.510.022.1510.000.05183
Regular Savings0.151.500.010.114.340.01-4
New Auto - 24 Mo7.3610.175.095.409.503.99-196
New Auto - 36 Mo7.129.533.745.299.503.99-183
New Auto - 48 Mo7.159.533.745.379.503.99-177
New Auto - 60 Mo7.219.534.245.499.503.99-173
New Auto - 72 Mo7.319.534.495.739.503.99-158
New Auto - 84 Mo7.127.915.996.068.243.99-107
Used Auto - 24 Mo7.6610.625.645.519.504.40-215
Used Auto - 36 Mo7.379.733.995.409.503.99-197
Used Auto - 48 Mo7.399.753.995.489.504.00-191
Used Auto - 60 Mo7.5010.004.495.609.504.00-190
Used Auto - 72 Mo7.579.734.995.839.504.00-175
Used Auto - 84 Mo7.137.356.796.178.494.49-96
Used Boat-60 Mo8.659.947.777.0611.294.49-159
New Boat-60 Mo8.0211.995.246.879.994.25-116
Rewards Credit Card17.2820.7413.1512.5818.496.75-471
Credit Card Platinum16.3318.748.4511.4417.996.90-489
Credit Card Classic15.8829.249.9612.4817.994.00-340
Home Equity - LOC 80%7.8711.245.996.899.002.00-98
Home Equity - 5 Yr 80%7.389.874.996.799.255.00-59
Home Equity - 10 Yr 80%7.659.885.247.119.255.50-55
Home Equity - 15 Yr 80%7.7610.256.387.379.255.74-39
7 Yr ARM6.4606.7056.1916.0236.5905.247-44
3 Yr ARM5.9946.3905.597 
5 Yr ARM6.4196.5966.1545.8576.3314.995-56
15 Yr Fixed5.6735.9975.4335.4335.7545.125-24
20 Yr Fixed5.9416.4125.6265.9046.3755.500-4
30 Yr Fixed6.2457.1105.7255.9936.3755.740-25
15 Yr Fixed-Jumbo5.7125.7125.712 
20 Yr Fixed-Jumbo6.4256.4256.425 
7 Yr ARM-Jumbo6.3926.3926.392 
5 Yr ARM-Jumbo6.5186.5186.518 
30 Yr Fixed-Jumbo6.4576.4576.457 
Used Motorcycle-60 Mo8.7310.197.366.9911.294.49-174
New Motorcycle-60 Mo8.7310.197.366.799.994.49-195
Used Motorhome-60 Mo8.659.947.777.1811.294.49-147
New Motorhome-60 Mo8.0711.994.996.909.994.25-117
Student Loan-10 Year5.855.855.85    
Unsecured - 36 Mo12.1515.246.7410.7515.254.99-140
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* Represents the difference in the average rate between banks and credit unions.