RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 209,922 financial institution locations in 19,522 markets across the United States as of 12/11/2018.

Sort by Product  / State

Michigan

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.291.900.010.511.500.0222
6 Mo CD - $10k0.442.010.010.773.090.0233
1 Yr CD - $10k0.772.600.011.292.780.0552
18 Mo CD - $10k0.892.700.031.472.700.1058
2 Yr CD - $10k1.092.880.101.552.990.1046
30 Mo CD - $10k0.923.000.031.933.110.10101
3 Yr CD - $10k1.183.050.031.793.100.1560
4 Yr CD - $10k1.393.150.032.043.400.2065
5 Yr CD - $10k1.653.600.032.373.400.5071
1 Mo CD - $100k0.251.250.01    
2 Mo CD - $100k0.271.250.01    
3 Mo CD - $100k0.361.900.010.521.110.0515
6 Mo CD - $100k0.492.010.010.781.500.0529
1 Yr CD - $100k0.912.600.011.632.300.3072
2 Yr CD - $100k1.182.800.101.672.550.2549
3 Yr CD - $100k1.243.050.031.802.850.2556
Interest Checking - $5k0.090.800.010.120.350.013
Liquid IRA Account0.271.510.030.462.250.0120
Money Market - $2.5k0.111.000.010.301.390.0218
Money Market - $10k0.171.000.010.331.620.0217
Money Market - $25k0.212.010.010.411.860.0220
Money Market - $50k0.272.010.010.491.860.0223
Money Market - $100k0.372.010.010.581.860.0321
Money Market - $250k0.432.200.010.622.000.0319
Regular Savings - $1k0.131.900.010.142.020.011
New Car - 36 Mo4.166.162.993.378.491.99-79
New Car - 48 Mo4.206.162.993.468.491.99-75
New Car - 60 Mo4.266.162.993.568.492.25-70
New Car - 72 Mo4.336.253.113.918.742.49-42
Used Car - 36 Mo4.396.613.003.468.491.99-93
Used Car - 48 Mo4.466.613.003.568.492.25-90
Used Car - 60 Mo4.486.613.003.668.492.25-81
Used Car - 72 Mo4.355.703.654.088.742.74-27
New Boat - 60 Mo5.829.143.504.678.492.25-115
Rewards Credit Card15.7517.9911.4910.8215.497.80-493
Credit Card Platinum13.3916.9910.7410.0316.496.99-336
Credit Card Classic13.0116.2510.1512.3416.906.90-67
Home Equity - LOC5.668.544.505.237.253.90-43
Home Equity - 5 Yr5.497.453.505.007.703.50-49
Home Equity - 10 Yr5.887.744.925.397.753.75-50
Home Equity - 15 Yr6.267.995.105.717.803.75-55
15 Yr Fixed4.5995.0003.5004.6675.1253.2137
10 Yr Fixed1.1101.0001.000 
20 Yr Fixed4.8015.1251.0004.9485.5004.25015
30 Yr Fixed5.0115.3754.2505.1115.6254.50010
1 Yr ARM4.0195.6702.9904.1674.7503.37515
3/1 ARM4.1376.0001.0004.3294.6252.99019
5/1 ARM4.5526.4702.8754.3695.7503.625-18
7/1 ARM4.6956.5203.2504.4014.8754.000-29
New RV - 60 Mo5.9110.603.504.698.492.25-122
Unsecured - 36 Mo10.3318.965.009.0815.255.24-125
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2018 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.