RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 333,576 financial institution locations in 19,713 markets across the United States as of 2/12/2026.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.534.000.011.605.130.056
6 Mo CD - $10k1.823.800.012.644.790.0882
9 Mo CD - $10k1.303.860.013.024.550.30172
1 Yr CD - $10k1.864.500.012.874.910.10101
18 Mo CD - $10k1.583.760.012.944.230.25136
2 Yr CD - $10k1.643.650.012.723.990.10108
30 Mo CD - $10k1.533.450.012.784.580.25125
3 Yr CD - $10k1.603.600.012.713.950.10111
4 Yr CD - $10k1.643.600.012.764.000.25112
5 Yr CD - $10k1.783.700.012.804.050.25102
3 Mo CD - $100k1.604.000.011.625.070.051
6 Mo CD - $100k1.883.800.012.664.750.0878
9 Mo CD - $100k1.453.860.013.014.500.30156
1 Yr CD - $100k1.944.500.012.894.910.1096
18 Mo CD - $100k1.623.760.012.964.280.25134
2 Yr CD - $100k1.683.960.012.743.950.10106
30 Mo CD - $100k1.383.610.012.723.890.25134
3 Yr CD - $100k1.644.000.012.744.020.10110
4 Yr CD - $100k1.613.600.012.794.070.25118
5 Yr CD - $100k1.753.700.012.834.070.25107
High Rate Checking2.015.000.014.057.000.05204
Basic Checking0.193.000.010.705.150.0152
IRA - 1 Year - $10k1.904.000.012.844.910.1094
IRA - 1 Year - $100k1.833.790.012.664.000.1084
IRA - Liquid - $10k0.553.530.010.554.080.010
IRA - Liquid - $100k1.013.200.010.474.080.02-54
High Rate Money Market - $2.5k   0.020.020.01 
Money Market - $2.5k0.363.750.010.734.010.0236
Money Market - $10k0.433.750.010.734.010.0230
High Rate Money Market - $10k2.263.900.031.963.710.01-30
High Rate Money Market - $25k2.453.900.032.373.710.02-7
Money Market - $25k0.543.750.010.894.010.0234
Money Market - $50k0.603.750.011.034.010.0243
High Rate Money Market - $50k2.643.900.032.613.710.45-3
High Rate Money Market - $100k2.773.900.032.913.710.5014
Money Market - $100k0.773.750.011.264.010.0549
Money Market - $250k0.893.750.011.404.010.0551
High Rate Money Market - $250k2.843.900.033.023.750.5018
Money Market - $500k0.973.820.011.584.010.1561
High Rate Money Market - $500k2.043.820.252.813.252.5578
High Rate Money Market - $1 million2.043.820.253.473.703.30143
Money Market - $1 million1.103.820.011.684.050.1557
High Rate Savings0.321.510.022.3110.000.10198
Regular Savings0.151.500.010.104.080.01-4
New Auto - 24 Mo6.5710.175.345.339.503.99-124
New Auto - 36 Mo7.008.503.745.169.503.99-184
New Auto - 48 Mo7.048.503.745.289.503.99-177
New Auto - 60 Mo7.128.754.245.399.503.99-173
New Auto - 72 Mo7.188.954.495.649.503.99-155
New Auto - 84 Mo6.677.245.996.008.243.99-67
Used Auto - 24 Mo7.5310.625.645.419.504.40-213
Used Auto - 36 Mo7.269.503.995.269.503.99-200
Used Auto - 48 Mo7.299.753.995.399.503.99-190
Used Auto - 60 Mo7.3910.004.495.509.503.99-189
Used Auto - 72 Mo7.409.254.995.749.503.99-166
Used Auto - 84 Mo6.977.246.796.108.494.49-87
Used Boat-60 Mo8.409.947.276.9911.294.49-141
New Boat-60 Mo8.0011.995.246.7510.244.49-125
Rewards Credit Card17.1623.2413.1512.6618.496.90-450
Credit Card Platinum16.1118.498.4511.2117.746.90-490
Credit Card Classic15.6529.249.9612.3617.994.00-329
Home Equity - LOC 80%7.699.505.996.638.502.00-106
Home Equity - 5 Yr 80%7.3611.044.996.719.254.70-65
Home Equity - 10 Yr 80%7.6311.915.247.019.255.50-62
Home Equity - 15 Yr 80%7.619.386.307.319.305.74-30
7 Yr ARM6.5057.4405.3756.0657.2505.125-44
3 Yr ARM5.7045.8755.2506.1988.5004.55049
5 Yr ARM6.5757.5005.1256.0348.7794.730-54
15 Yr Fixed5.9876.7505.1256.0108.0905.1432
20 Yr Fixed6.1546.1555.9696.2938.7005.50014
30 Yr Fixed6.4817.1255.8756.3317.2505.500-15
15 Yr Fixed-Jumbo5.9355.8235.823 
20 Yr Fixed-Jumbo6.2446.1546.154 
7 Yr ARM-Jumbo6.1266.0586.058 
5 Yr ARM-Jumbo6.2066.1386.138 
30 Yr Fixed-Jumbo6.4286.3596.359 
Used Motorcycle-60 Mo8.1410.196.336.9411.294.49-120
New Motorcycle-60 Mo8.1410.196.336.749.994.49-140
Used Motorhome-60 Mo8.579.947.777.1111.294.49-145
New Motorhome-60 Mo8.0511.994.996.819.764.49-124
Student Loan-10 Year5.855.855.85    
Unsecured - 36 Mo12.0715.246.7410.8215.256.00-125
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* Represents the difference in the average rate between banks and credit unions.