RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 342,619 financial institution locations in 19,713 markets across the United States as of 7/13/2026.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.553.800.011.575.130.052
6 Mo CD - $10k1.833.860.012.654.790.1082
9 Mo CD - $10k1.283.900.012.984.550.30170
1 Yr CD - $10k1.914.000.012.884.500.1097
18 Mo CD - $10k1.623.750.012.954.750.10133
2 Yr CD - $10k1.733.940.012.764.200.10103
30 Mo CD - $10k1.643.550.012.814.580.25117
3 Yr CD - $10k1.693.940.012.744.170.10104
4 Yr CD - $10k1.743.940.012.814.410.25107
5 Yr CD - $10k1.833.940.012.864.410.25103
3 Mo CD - $100k1.783.850.011.605.070.05-19
6 Mo CD - $100k1.923.860.012.694.750.1077
9 Mo CD - $100k1.423.900.013.014.500.40159
1 Yr CD - $100k1.984.000.012.914.500.1093
18 Mo CD - $100k1.633.750.012.994.750.10136
2 Yr CD - $100k1.773.960.012.804.200.10103
30 Mo CD - $100k1.473.610.012.773.860.25130
3 Yr CD - $100k1.734.000.012.774.170.10105
4 Yr CD - $100k1.703.940.012.844.410.10114
5 Yr CD - $100k1.823.940.012.884.410.10105
High Rate Checking2.015.000.014.007.000.05199
Basic Checking0.173.000.010.685.150.0152
IRA - 1 Year - $10k1.944.000.012.824.500.1088
IRA - 1 Year - $100k1.423.790.012.724.500.10130
IRA - Liquid - $10k0.513.670.010.554.080.014
IRA - Liquid - $100k0.733.500.010.484.080.02-25
High Rate Money Market - $2.5k   0.020.020.01 
Money Market - $2.5k0.353.650.010.683.650.0233
Money Market - $10k0.423.650.010.733.650.0231
High Rate Money Market - $10k2.193.690.121.613.000.01-58
High Rate Money Market - $25k2.273.690.052.163.150.02-11
Money Market - $25k0.533.650.010.873.650.0234
Money Market - $50k0.593.650.011.023.650.0243
High Rate Money Market - $50k2.543.690.052.403.200.45-13
High Rate Money Market - $100k2.573.690.072.713.250.5014
Money Market - $100k0.763.650.011.263.650.0550
Money Market - $250k0.883.650.011.393.650.0551
High Rate Money Market - $250k2.683.690.072.823.500.5014
Money Market - $500k0.973.820.011.613.650.1563
High Rate Money Market - $500k2.043.820.252.883.252.6384
High Rate Money Market - $1 million2.043.820.253.353.703.04131
Money Market - $1 million1.113.820.011.713.900.1560
High Rate Savings0.321.510.022.4010.000.10207
Regular Savings0.162.230.010.134.890.01-4
New Auto - 24 Mo6.3810.174.995.119.502.99-127
New Auto - 36 Mo6.808.502.994.949.502.99-186
New Auto - 48 Mo6.878.503.745.049.503.74-183
New Auto - 60 Mo6.918.754.005.149.503.74-177
New Auto - 72 Mo6.968.954.495.379.503.74-159
New Auto - 84 Mo6.617.246.125.737.993.74-87
Used Auto - 24 Mo7.3010.624.995.209.502.99-210
Used Auto - 36 Mo7.069.502.995.059.502.99-201
Used Auto - 48 Mo7.119.753.755.159.503.74-196
Used Auto - 60 Mo7.1910.004.005.259.503.74-194
Used Auto - 72 Mo7.069.254.505.479.503.74-159
Used Auto - 84 Mo6.727.246.125.818.243.74-90
Used Boat-60 Mo8.159.946.526.7911.294.49-136
New Boat-60 Mo7.7711.995.246.549.993.99-123
Rewards Credit Card17.1120.4913.1512.7218.496.90-439
Credit Card Platinum16.1218.498.4511.3717.996.90-475
Credit Card Classic15.8629.249.9612.4017.994.00-346
Home Equity - LOC 80%7.429.504.996.568.502.00-87
Home Equity - 5 Yr 80%7.3211.044.996.659.254.70-67
Home Equity - 10 Yr 80%7.6411.915.246.979.255.25-66
Home Equity - 15 Yr 80%7.679.136.707.299.255.25-37
7 Yr ARM6.5787.4405.6256.1748.0005.500-40
3 Yr ARM5.7885.8755.5006.3278.5004.55054
5 Yr ARM6.7787.6905.7506.2408.7794.730-54
15 Yr Fixed6.1887.0005.1256.2728.1094.9908
20 Yr Fixed6.8407.0106.4876.6578.7005.500-18
30 Yr Fixed6.5677.7505.8756.6838.6255.50012
15 Yr Fixed-Jumbo6.3156.2026.202 
20 Yr Fixed-Jumbo6.7496.6576.657 
7 Yr ARM-Jumbo6.3886.3206.320 
5 Yr ARM-Jumbo6.3936.3256.325 
30 Yr Fixed-Jumbo6.9156.8446.844 
Used Motorcycle-60 Mo7.2810.194.996.7411.294.49-54
New Motorcycle-60 Mo7.2810.194.996.549.994.49-74
Used Motorhome-60 Mo8.159.946.526.9411.294.49-121
New Motorhome-60 Mo7.8311.995.496.619.763.99-123
Student Loan-10 Year7.067.067.06    
Unsecured - 36 Mo12.1915.246.7410.7715.255.00-142
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* Represents the difference in the average rate between banks and credit unions.