RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 345,475 financial institution locations in 19,713 markets across the United States as of 8/31/2026.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.993.540.012.283.750.2529
6 Mo CD - $10k2.373.630.053.154.050.3579
9 Mo CD - $10k1.843.630.043.423.692.75159
1 Yr CD - $10k2.513.750.043.234.500.5072
18 Mo CD - $10k2.183.350.052.903.690.6572
2 Yr CD - $10k2.283.550.013.034.250.8575
30 Mo CD - $10k1.753.220.082.883.702.25112
3 Yr CD - $10k2.263.630.082.893.751.0063
4 Yr CD - $10k2.163.700.102.813.801.0064
5 Yr CD - $10k2.243.630.103.003.851.1077
3 Mo CD - $100k2.013.540.012.323.750.2530
6 Mo CD - $100k2.383.630.053.184.050.3580
9 Mo CD - $100k1.843.630.043.423.692.75158
1 Yr CD - $100k2.523.750.043.254.500.5074
18 Mo CD - $100k2.285.050.052.913.690.6564
2 Yr CD - $100k2.313.550.013.064.250.8574
30 Mo CD - $100k1.813.220.082.883.702.25106
3 Yr CD - $100k2.283.630.082.923.751.0064
4 Yr CD - $100k2.213.700.102.833.801.0062
5 Yr CD - $100k2.283.630.103.033.851.1075
High Rate Checking0.070.100.043.414.502.00334
Basic Checking0.191.400.010.130.900.01-6
HSA - $1k   0.050.050.05 
HSA - $10k   0.050.050.05 
HSA - $25k   0.050.050.05 
IRA - 1 Year - $10k1.893.850.023.053.700.50116
IRA - 1 Year - $100k0.491.500.032.973.750.50248
IRA - Liquid - $10k0.623.500.010.473.000.05-15
IRA - Liquid - $100k0.020.030.010.511.000.0549
High Rate Money Market - $2.5k   0.050.050.05 
Money Market - $2.5k0.501.880.010.472.000.02-3
Money Market - $10k0.581.880.010.532.000.05-5
High Rate Money Market - $10k0.330.550.080.461.000.0513
High Rate Money Market - $25k0.631.900.100.240.500.05-39
Money Market - $25k0.843.340.040.582.100.08-26
Money Market - $50k0.943.340.040.652.100.08-30
High Rate Money Market - $50k0.641.900.100.711.590.057
High Rate Money Market - $100k1.031.960.102.023.401.5999
Money Market - $100k1.123.340.050.952.530.10-17
Money Market - $250k1.263.340.051.113.300.10-15
High Rate Money Market - $250k1.352.760.102.403.401.59104
Money Market - $500k1.123.400.021.613.300.2550
High Rate Money Market - $500k1.901.901.902.752.752.7585
High Rate Money Market - $1 million1.901.901.902.752.752.7585
Money Market - $1 million1.163.400.021.613.300.2545
Youth/Student Savings   0.050.050.05 
High Rate Savings0.070.080.051.172.500.30111
Regular Savings0.301.100.010.120.550.01-17
New Auto - 24 Mo6.798.595.584.595.491.99-220
New Auto - 36 Mo6.799.004.264.606.071.99-218
New Auto - 48 Mo6.819.004.264.616.071.99-221
New Auto - 60 Mo6.929.004.264.606.071.99-233
New Auto - 72 Mo7.119.004.264.737.291.99-237
New Auto - 84 Mo7.098.595.584.655.491.99-243
Used Auto - 24 Mo6.798.595.584.615.501.99-219
Used Auto - 36 Mo7.0910.505.004.626.071.99-247
Used Auto - 48 Mo7.1410.505.254.626.071.99-252
Used Auto - 60 Mo7.2310.505.254.606.071.99-263
Used Auto - 72 Mo7.019.005.504.697.291.99-232
Used Auto - 84 Mo7.098.595.584.675.501.99-242
Used Boat-60 Mo9.559.809.296.819.003.74-273
New Boat-60 Mo7.969.805.507.029.303.74-94
Rewards Credit Card17.1919.4914.7513.0217.746.74-417
Credit Card Platinum16.5118.2414.2410.5417.246.63-597
Credit Card Classic15.1617.4912.9911.7418.747.99-342
Home Equity - LOC 80%7.528.506.507.1911.905.56-34
Home Equity - 5 Yr 80%8.1111.754.506.839.505.74-128
Home Equity - 10 Yr 80%8.148.756.996.8810.006.00-125
Home Equity - 15 Yr 80%8.419.006.997.1111.906.00-131
7 Yr ARM6.9337.7506.5006.9018.1076.500-3
3 Yr ARM7.8347.7507.750 
5 Yr ARM8.0368.1537.7506.7908.0556.375-125
15 Yr Fixed6.3147.2505.3755.9766.4005.375-34
20 Yr Fixed6.5926.6366.3436.6226.9016.2903
30 Yr Fixed6.7267.6256.0006.7917.7606.2506
Used Motorcycle-60 Mo9.809.809.806.509.003.74-330
New Motorcycle-60 Mo9.809.809.806.177.553.74-363
Used Motorhome-60 Mo9.559.809.296.559.003.74-300
New Motorhome-60 Mo8.0710.165.506.839.303.74-124
Unsecured - 36 Mo11.8336.006.0011.0217.496.50-81
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* Represents the difference in the average rate between banks and credit unions.