RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 329,733 financial institution locations in 19,713 markets across the United States as of 12/9/2025.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.923.820.012.034.180.2511
6 Mo CD - $10k2.374.000.053.134.250.3576
9 Mo CD - $10k1.663.500.043.533.943.00187
1 Yr CD - $10k2.474.050.043.334.500.5086
18 Mo CD - $10k2.143.450.052.963.940.6582
2 Yr CD - $10k2.234.100.013.074.250.8584
30 Mo CD - $10k1.783.220.082.843.402.25106
3 Yr CD - $10k2.173.630.082.893.691.0072
4 Yr CD - $10k2.073.700.102.743.691.0067
5 Yr CD - $10k2.173.630.103.003.691.1083
3 Mo CD - $100k1.873.820.012.074.180.2520
6 Mo CD - $100k2.414.000.053.184.250.3576
9 Mo CD - $100k1.653.600.043.533.943.00188
1 Yr CD - $100k2.494.050.043.364.500.5087
18 Mo CD - $100k2.265.050.052.963.940.6570
2 Yr CD - $100k2.294.100.013.074.250.8578
30 Mo CD - $100k1.853.220.082.843.402.2599
3 Yr CD - $100k2.213.630.082.893.691.0068
4 Yr CD - $100k2.123.700.102.743.691.0061
5 Yr CD - $100k2.233.630.103.003.691.1077
High Rate Checking0.020.020.023.464.002.75344
Basic Checking0.191.400.010.130.900.01-7
IRA - 1 Year - $10k1.914.050.043.294.500.50138
IRA - 1 Year - $100k1.142.000.043.194.000.50205
IRA - Liquid - $10k0.753.500.010.483.000.05-27
IRA - Liquid - $100k0.682.000.010.361.000.05-32
Money Market - $2.5k0.451.220.010.472.000.022
Money Market - $10k0.551.250.010.542.000.05-1
High Rate Money Market - $10k0.661.220.081.001.001.0033
High Rate Money Market - $25k0.651.220.100.500.500.50-15
Money Market - $25k0.713.440.010.592.100.08-13
Money Market - $50k0.833.440.010.642.100.08-19
High Rate Money Market - $50k0.962.120.101.591.591.5963
High Rate Money Market - $100k0.841.920.102.003.251.59116
Money Market - $100k1.003.590.010.952.500.10-6
Money Market - $250k1.173.590.011.103.250.10-7
High Rate Money Market - $250k1.782.970.102.003.251.5923
Money Market - $500k1.424.000.021.483.250.256
Money Market - $1 million1.474.000.021.483.250.251
High Rate Savings0.050.080.020.651.000.3060
Regular Savings0.301.250.010.120.550.01-17
New Auto - 24 Mo6.838.595.385.056.251.99-178
New Auto - 36 Mo7.169.504.265.016.251.99-214
New Auto - 48 Mo7.219.354.265.026.251.99-219
New Auto - 60 Mo7.3310.004.265.026.251.99-231
New Auto - 72 Mo7.4610.254.265.167.291.99-230
New Auto - 84 Mo7.568.596.534.886.251.99-268
Used Auto - 24 Mo6.838.595.385.076.391.99-176
Used Auto - 36 Mo7.4910.505.005.046.391.99-245
Used Auto - 48 Mo7.5310.505.255.046.391.99-249
Used Auto - 60 Mo7.6410.505.255.046.391.99-260
Used Auto - 72 Mo7.4810.255.505.157.291.99-233
Used Auto - 84 Mo7.568.596.534.886.251.99-268
Used Boat-60 Mo8.719.298.127.059.243.74-166
New Boat-60 Mo7.9610.005.506.919.243.74-105
Rewards Credit Card17.6723.4914.7612.7717.996.74-490
Credit Card Platinum16.8718.4914.2410.6517.496.63-621
Credit Card Classic15.2417.7412.9912.0218.747.99-323
Home Equity - LOC 80%7.9010.257.007.5111.906.00-39
Home Equity - 5 Yr 80%8.0211.754.506.579.505.69-145
Home Equity - 10 Yr 80%8.238.757.756.629.505.69-161
Home Equity - 15 Yr 80%8.269.007.616.8811.905.69-138
7 Yr ARM6.4606.7056.1916.0236.5905.247-44
3 Yr ARM 
5 Yr ARM6.4196.5966.1545.8576.3314.995-56
15 Yr Fixed5.6735.9975.4335.4335.7545.125-24
20 Yr Fixed5.9416.4125.6265.9046.3755.500-4
30 Yr Fixed6.2457.1105.7255.9936.3755.740-25
Used Motorcycle-60 Mo8.128.128.126.398.583.74-174
New Motorcycle-60 Mo8.128.128.126.177.583.74-195
Used Motorhome-60 Mo8.719.298.126.398.583.74-232
New Motorhome-60 Mo7.9910.165.506.598.083.74-140
Unsecured - 36 Mo10.4413.006.0010.8715.996.5043
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* Represents the difference in the average rate between banks and credit unions.