RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 342,619 financial institution locations in 19,713 markets across the United States as of 7/13/2026.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k2.003.540.012.293.850.2529
6 Mo CD - $10k2.363.630.053.123.960.3576
9 Mo CD - $10k1.843.630.043.413.692.75157
1 Yr CD - $10k2.483.750.043.224.500.5074
18 Mo CD - $10k2.123.350.052.863.690.6574
2 Yr CD - $10k2.253.430.012.974.250.8572
30 Mo CD - $10k1.743.220.082.803.352.25106
3 Yr CD - $10k2.223.630.082.843.691.0061
4 Yr CD - $10k2.083.700.102.733.691.0065
5 Yr CD - $10k2.183.630.102.943.691.1075
3 Mo CD - $100k1.973.540.012.333.850.2536
6 Mo CD - $100k2.373.630.053.153.960.3578
9 Mo CD - $100k1.853.630.043.413.692.75156
1 Yr CD - $100k2.503.750.043.254.500.5075
18 Mo CD - $100k2.245.050.052.873.690.6563
2 Yr CD - $100k2.273.430.013.004.250.8573
30 Mo CD - $100k1.783.220.082.803.352.25103
3 Yr CD - $100k2.303.630.082.863.691.0056
4 Yr CD - $100k2.163.700.102.753.691.0059
5 Yr CD - $100k2.233.630.102.963.691.1074
High Rate Checking0.070.100.043.414.502.00334
Basic Checking0.191.400.010.130.900.01-6
HSA - $1k   0.050.050.05 
HSA - $10k   0.050.050.05 
HSA - $25k   0.050.050.05 
IRA - 1 Year - $10k1.953.850.043.053.700.50110
IRA - 1 Year - $100k0.892.000.042.963.750.50207
IRA - Liquid - $10k0.623.500.010.473.000.05-15
IRA - Liquid - $100k0.020.030.010.511.000.0549
High Rate Money Market - $2.5k   0.050.050.05 
Money Market - $2.5k0.481.880.010.472.000.02-2
Money Market - $10k0.561.880.010.532.000.05-3
High Rate Money Market - $10k0.290.450.080.461.000.0516
High Rate Money Market - $25k0.330.700.100.240.500.05-8
Money Market - $25k0.823.340.040.582.100.08-24
Money Market - $50k0.923.340.040.642.100.08-29
High Rate Money Market - $50k0.340.700.100.711.590.0537
High Rate Money Market - $100k0.761.750.102.003.251.59124
Money Market - $100k1.093.340.050.942.500.10-15
Money Market - $250k1.213.420.051.103.250.10-12
High Rate Money Market - $250k1.162.550.102.383.251.59121
Money Market - $500k1.123.400.021.583.250.2546
High Rate Money Market - $500k   2.752.752.75 
High Rate Money Market - $1 million   2.752.752.75 
Money Market - $1 million1.173.400.021.583.250.2541
Youth/Student Savings   0.050.050.05 
High Rate Savings0.050.080.021.172.500.30112
Regular Savings0.301.100.010.120.550.01-17
New Auto - 24 Mo6.768.595.584.545.351.99-222
New Auto - 36 Mo6.789.004.264.626.071.99-216
New Auto - 48 Mo6.849.004.264.626.071.99-221
New Auto - 60 Mo6.929.004.264.616.071.99-231
New Auto - 72 Mo7.119.004.264.747.291.99-236
New Auto - 84 Mo7.098.595.584.615.351.99-248
Used Auto - 24 Mo6.768.595.584.565.501.99-220
Used Auto - 36 Mo7.0910.505.004.656.071.99-244
Used Auto - 48 Mo7.1410.505.254.656.071.99-249
Used Auto - 60 Mo7.2310.505.254.636.071.99-260
Used Auto - 72 Mo6.979.005.504.727.291.99-225
Used Auto - 84 Mo7.098.595.584.625.501.99-246
Used Boat-60 Mo9.559.809.296.849.003.74-271
New Boat-60 Mo7.939.805.507.039.303.74-90
Rewards Credit Card17.4123.2414.7512.8817.746.74-453
Credit Card Platinum16.5718.2414.2410.1117.246.63-647
Credit Card Classic15.1617.4912.9911.7418.747.99-342
Home Equity - LOC 80%7.528.506.507.0911.905.56-43
Home Equity - 5 Yr 80%8.1111.754.506.799.505.98-132
Home Equity - 10 Yr 80%8.148.756.996.8410.005.98-130
Home Equity - 15 Yr 80%8.519.006.997.0711.905.98-144
7 Yr ARM6.6787.7505.6256.8928.1076.50021
3 Yr ARM7.8257.7507.750 
5 Yr ARM6.6627.7505.5006.5808.0556.125-8
15 Yr Fixed6.2627.2505.3755.8146.4655.250-45
20 Yr Fixed6.5216.5126.3496.4916.9016.125-3
30 Yr Fixed6.6977.6256.2506.6197.7606.000-8
Used Motorcycle-60 Mo9.809.809.806.459.003.74-335
New Motorcycle-60 Mo9.809.809.806.147.553.74-366
Used Motorhome-60 Mo9.559.809.296.649.003.74-291
New Motorhome-60 Mo7.9510.165.506.889.303.74-107
Unsecured - 36 Mo10.5113.006.0011.0517.496.5054
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* Represents the difference in the average rate between banks and credit unions.