|
|
| Product | Bank Average | Bank High | Bank Low | Credit Union Average | Credit Union High | Credit Union Low | Basis Point Difference* |
| 3 Mo CD - $10k | 1.90 | 3.82 | 0.01 | 2.29 | 3.85 | 0.25 | 39▲ |
| 6 Mo CD - $10k | 2.30 | 3.75 | 0.05 | 3.16 | 4.10 | 0.35 | 86▲ |
| 9 Mo CD - $10k | 1.65 | 3.50 | 0.04 | 3.42 | 3.69 | 2.75 | 177▲ |
| 1 Yr CD - $10k | 2.35 | 3.80 | 0.04 | 3.24 | 4.50 | 0.50 | 89▲ |
| 18 Mo CD - $10k | 2.08 | 3.35 | 0.05 | 2.89 | 3.69 | 0.65 | 80▲ |
| 2 Yr CD - $10k | 2.19 | 4.10 | 0.01 | 2.98 | 4.25 | 0.85 | 79▲ |
| 30 Mo CD - $10k | 1.78 | 3.22 | 0.08 | 2.79 | 3.35 | 2.25 | 100▲ |
| 3 Yr CD - $10k | 2.11 | 3.63 | 0.08 | 2.82 | 3.69 | 1.00 | 71▲ |
| 4 Yr CD - $10k | 2.04 | 3.70 | 0.10 | 2.69 | 3.69 | 1.00 | 65▲ |
| 5 Yr CD - $10k | 2.16 | 3.63 | 0.10 | 2.92 | 3.69 | 1.10 | 76▲ |
| 3 Mo CD - $100k | 1.84 | 3.82 | 0.01 | 2.33 | 3.85 | 0.25 | 48▲ |
| 6 Mo CD - $100k | 2.31 | 3.75 | 0.05 | 3.19 | 4.10 | 0.35 | 88▲ |
| 9 Mo CD - $100k | 1.66 | 3.60 | 0.04 | 3.42 | 3.69 | 2.75 | 177▲ |
| 1 Yr CD - $100k | 2.36 | 4.00 | 0.04 | 3.26 | 4.50 | 0.50 | 90▲ |
| 18 Mo CD - $100k | 2.19 | 5.05 | 0.05 | 2.90 | 3.69 | 0.65 | 71▲ |
| 2 Yr CD - $100k | 2.23 | 4.10 | 0.01 | 3.00 | 4.25 | 0.85 | 77▲ |
| 30 Mo CD - $100k | 1.78 | 3.22 | 0.08 | 2.79 | 3.35 | 2.25 | 100▲ |
| 3 Yr CD - $100k | 2.15 | 3.63 | 0.08 | 2.85 | 3.69 | 1.00 | 70▲ |
| 4 Yr CD - $100k | 2.09 | 3.70 | 0.10 | 2.71 | 3.69 | 1.00 | 63▲ |
| 5 Yr CD - $100k | 2.21 | 3.63 | 0.10 | 2.94 | 3.69 | 1.10 | 73▲ |
| High Rate Checking | 0.03 | 0.03 | 0.03 | 3.41 | 4.50 | 2.00 | 338▲ |
| Basic Checking | 0.18 | 1.40 | 0.01 | 0.22 | 1.98 | 0.01 | 4▲ |
| IRA - 1 Year - $10k | 1.88 | 4.00 | 0.04 | 3.22 | 4.50 | 0.50 | 134▲ |
| IRA - 1 Year - $100k | 1.07 | 2.00 | 0.04 | 3.18 | 3.80 | 0.50 | 211▲ |
| IRA - Liquid - $10k | 0.74 | 3.50 | 0.01 | 0.47 | 3.00 | 0.05 | -27▼ |
| IRA - Liquid - $100k | 0.68 | 2.00 | 0.01 | 0.51 | 1.00 | 0.05 | -17▼ |
| Money Market - $2.5k | 0.46 | 1.07 | 0.01 | 0.45 | 2.00 | 0.02 | -1▼ |
| Money Market - $10k | 0.55 | 1.25 | 0.01 | 0.52 | 2.00 | 0.05 | -3▼ |
| High Rate Money Market - $10k | 0.60 | 1.07 | 0.08 | 1.00 | 1.00 | 1.00 | 39▲ |
| High Rate Money Market - $25k | 0.57 | 1.07 | 0.10 | 0.50 | 0.50 | 0.50 | -7▼ |
| Money Market - $25k | 0.72 | 3.15 | 0.04 | 0.57 | 2.10 | 0.08 | -16▼ |
| Money Market - $50k | 0.84 | 3.15 | 0.04 | 0.62 | 2.10 | 0.08 | -22▼ |
| High Rate Money Market - $50k | 0.85 | 1.87 | 0.10 | 1.59 | 1.59 | 1.59 | 74▲ |
| High Rate Money Market - $100k | 0.75 | 1.75 | 0.10 | 2.00 | 3.25 | 1.59 | 125▲ |
| Money Market - $100k | 1.02 | 3.40 | 0.05 | 0.92 | 2.50 | 0.10 | -10▼ |
| Money Market - $250k | 1.18 | 3.40 | 0.05 | 1.08 | 3.25 | 0.10 | -10▼ |
| High Rate Money Market - $250k | 1.61 | 2.67 | 0.10 | 2.00 | 3.25 | 1.59 | 40▲ |
| Money Market - $500k | 0.87 | 2.30 | 0.02 | 1.54 | 3.25 | 0.25 | 67▲ |
| Money Market - $1 million | 0.92 | 2.30 | 0.02 | 1.54 | 3.25 | 0.25 | 61▲ |
| High Rate Savings | 0.05 | 0.08 | 0.02 | 0.84 | 1.76 | 0.30 | 79▲ |
| Regular Savings | 0.29 | 1.10 | 0.01 | 0.12 | 0.55 | 0.01 | -16▼ |
| New Auto - 24 Mo | 6.65 | 8.59 | 5.38 | 4.75 | 5.79 | 1.99 | -191▼ |
| New Auto - 36 Mo | 7.15 | 9.50 | 4.26 | 4.74 | 6.07 | 1.99 | -240▼ |
| New Auto - 48 Mo | 7.17 | 9.35 | 4.26 | 4.75 | 6.07 | 1.99 | -242▼ |
| New Auto - 60 Mo | 7.31 | 10.00 | 4.26 | 4.75 | 6.07 | 1.99 | -256▼ |
| New Auto - 72 Mo | 7.44 | 10.25 | 4.26 | 4.91 | 7.29 | 1.99 | -252▼ |
| New Auto - 84 Mo | 7.29 | 8.59 | 5.99 | 4.63 | 5.49 | 1.99 | -266▼ |
| Used Auto - 24 Mo | 6.65 | 8.59 | 5.38 | 4.89 | 5.94 | 1.99 | -177▼ |
| Used Auto - 36 Mo | 7.46 | 10.50 | 5.00 | 4.88 | 6.07 | 1.99 | -258▼ |
| Used Auto - 48 Mo | 7.50 | 10.50 | 5.25 | 4.88 | 6.07 | 1.99 | -262▼ |
| Used Auto - 60 Mo | 7.61 | 10.50 | 5.25 | 4.88 | 6.07 | 1.99 | -273▼ |
| Used Auto - 72 Mo | 7.45 | 10.25 | 5.50 | 5.00 | 7.29 | 1.99 | -245▼ |
| Used Auto - 84 Mo | 7.29 | 8.59 | 5.99 | 4.77 | 5.49 | 1.99 | -252▼ |
| Used Boat-60 Mo | 9.55 | 9.80 | 9.29 | 7.04 | 8.99 | 3.74 | -250▼ |
| New Boat-60 Mo | 8.02 | 10.00 | 5.50 | 7.21 | 9.30 | 3.74 | -81▼ |
| Rewards Credit Card | 17.40 | 23.49 | 14.75 | 12.72 | 17.74 | 6.74 | -468▼ |
| Credit Card Platinum | 16.59 | 18.49 | 14.24 | 10.13 | 17.24 | 6.63 | -646▼ |
| Credit Card Classic | 15.16 | 17.49 | 12.99 | 11.88 | 18.74 | 7.99 | -328▼ |
| Home Equity - LOC 80% | 7.85 | 8.50 | 7.00 | 7.29 | 11.90 | 5.75 | -56▼ |
| Home Equity - 5 Yr 80% | 8.00 | 11.75 | 4.50 | 6.54 | 9.50 | 5.61 | -145▼ |
| Home Equity - 10 Yr 80% | 8.15 | 8.75 | 7.35 | 6.58 | 9.50 | 5.61 | -158▼ |
| Home Equity - 15 Yr 80% | 8.35 | 9.00 | 7.35 | 6.84 | 11.90 | 5.61 | -151▼ |
| 7 Yr ARM | 6.735 | 7.750 | 5.625 | 6.390 | 8.107 | 5.875 | -35▼ |
| 3 Yr ARM | 7.825 | 7.750 | 7.750 | | | | |
| 5 Yr ARM | 6.663 | 7.750 | 5.500 | 6.280 | 8.055 | 5.750 | -38▼ |
| 15 Yr Fixed | 6.225 | 9.000 | 5.125 | 5.632 | 6.500 | 4.875 | -59▼ |
| 20 Yr Fixed | 5.938 | 5.969 | 5.729 | 6.049 | 6.290 | 5.625 | 11▲ |
| 30 Yr Fixed | 6.689 | 9.750 | 5.875 | 6.401 | 7.760 | 5.625 | -29▼ |
| Used Motorcycle-60 Mo | 9.80 | 9.80 | 9.80 | 6.29 | 8.58 | 3.74 | -351▼ |
| New Motorcycle-60 Mo | 9.80 | 9.80 | 9.80 | 6.14 | 8.08 | 3.74 | -367▼ |
| Used Motorhome-60 Mo | 9.55 | 9.80 | 9.29 | 6.46 | 8.58 | 3.74 | -309▼ |
| New Motorhome-60 Mo | 8.05 | 10.16 | 5.50 | 6.86 | 9.30 | 3.74 | -119▼ |
| Unsecured - 36 Mo | 10.52 | 13.00 | 6.00 | 11.05 | 17.74 | 6.50 | 53▲ |
|