RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 333,576 financial institution locations in 19,713 markets across the United States as of 2/13/2026.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.154.000.011.425.330.0527
6 Mo CD - $10k1.614.160.012.234.790.0662
9 Mo CD - $10k1.944.000.012.965.330.01103
1 Yr CD - $10k1.784.500.012.265.000.0148
18 Mo CD - $10k1.574.010.012.565.330.0199
2 Yr CD - $10k1.714.060.012.304.500.0159
30 Mo CD - $10k1.583.850.012.423.900.5084
3 Yr CD - $10k1.724.060.012.334.250.0161
4 Yr CD - $10k1.764.060.012.394.200.6063
5 Yr CD - $10k1.864.110.012.274.000.0142
3 Mo CD - $100k1.194.150.011.565.330.0537
6 Mo CD - $100k1.664.160.012.264.750.0660
9 Mo CD - $100k1.964.000.013.095.330.01114
1 Yr CD - $100k1.824.500.012.345.000.0152
18 Mo CD - $100k1.614.010.012.455.330.0185
2 Yr CD - $100k1.754.060.012.434.500.0168
30 Mo CD - $100k1.593.850.012.463.860.5087
3 Yr CD - $100k1.754.060.012.414.250.0167
4 Yr CD - $100k1.794.060.012.474.000.6067
5 Yr CD - $100k1.884.110.012.384.000.0150
High Rate Checking1.053.750.013.766.500.20271
Basic Checking0.1611.000.000.215.000.015
HSA - $1k0.010.010.010.250.250.2524
HSA - $10k1.241.241.240.300.300.30-94
HSA - $25k   0.350.350.35 
IRA - 1 Year - $10k1.574.500.012.304.250.0173
IRA - 1 Year - $100k1.493.500.012.864.250.30137
IRA - Liquid - $10k0.584.700.010.564.080.01-2
IRA - Liquid - $100k1.084.700.010.694.080.01-39
High Rate Money Market - $2.5k0.530.750.301.723.500.25119
Money Market - $2.5k0.383.750.010.803.140.0141
Money Market - $10k0.473.750.010.893.140.0142
High Rate Money Market - $10k1.163.900.011.463.500.2530
High Rate Money Market - $25k1.263.900.011.693.500.2543
Money Market - $25k0.633.750.011.053.140.0142
Money Market - $50k0.703.750.011.193.140.0148
High Rate Money Market - $50k1.513.900.011.803.500.2529
High Rate Money Market - $100k1.743.900.012.313.551.5556
Money Market - $100k0.893.760.011.333.140.0144
Money Market - $250k1.003.760.011.413.140.0141
High Rate Money Market - $250k1.863.900.012.453.601.6559
Money Market - $500k1.013.820.011.563.250.1556
High Rate Money Market - $500k1.843.820.252.463.651.8561
High Rate Money Market - $1 million1.843.820.252.563.652.0571
Money Market - $1 million1.043.820.011.613.500.1557
High Rate Savings1.304.250.022.5310.000.05123
Regular Savings0.213.750.010.214.080.010
New Auto - 24 Mo6.238.594.994.686.993.00-155
New Auto - 36 Mo6.9417.504.004.757.493.00-219
New Auto - 48 Mo7.0417.504.004.897.493.50-215
New Auto - 60 Mo7.1617.504.004.987.493.50-218
New Auto - 72 Mo7.219.854.005.287.593.99-193
New Auto - 84 Mo6.458.595.395.847.244.25-60
Used Auto - 24 Mo6.6610.034.995.026.993.49-164
Used Auto - 36 Mo7.2718.004.005.177.743.49-210
Used Auto - 48 Mo7.4018.004.005.307.743.99-210
Used Auto - 60 Mo7.4118.004.005.407.743.99-202
Used Auto - 72 Mo7.3610.103.345.677.743.34-169
Used Auto - 84 Mo6.648.595.976.208.004.49-44
Used Boat-60 Mo8.059.846.997.1011.294.49-95
New Boat-60 Mo8.4217.505.257.5013.684.31-91
Rewards Credit Card16.6720.498.5014.1319.908.50-254
Credit Card Platinum16.1328.249.9013.3717.246.90-276
Credit Card Classic14.9529.247.9913.8228.245.00-113
Home Equity - LOC 80%7.6910.755.756.6618.000.50-103
Home Equity - 5 Yr 80%7.6910.005.506.9411.505.74-75
Home Equity - 10 Yr 80%7.7710.106.257.349.706.00-43
Home Equity - 15 Yr 80%7.7510.306.007.539.956.00-22
7 Yr ARM6.6347.7505.6256.4767.3415.120-16
3 Yr ARM6.6129.7505.1255.0928.0003.125-152
5 Yr ARM6.6098.7505.2506.4338.1324.000-18
15 Yr Fixed5.9758.5404.8755.8507.0004.625-13
20 Yr Fixed6.0956.5405.5476.5277.5275.45343
30 Yr Fixed6.4237.5005.5606.2617.3875.490-16
15 Yr Fixed-Jumbo5.9355.8235.823 
20 Yr Fixed-Jumbo6.2446.1546.154 
7 Yr ARM-Jumbo6.1266.0586.058 
5 Yr ARM-Jumbo6.2066.1386.138 
30 Yr Fixed-Jumbo6.4286.3596.359 
Used Motorcycle-60 Mo8.219.996.996.8311.294.49-139
New Motorcycle-60 Mo8.219.996.996.489.144.49-173
Used Motorhome-60 Mo8.049.846.997.0312.004.49-101
New Motorhome-60 Mo8.5018.005.257.4013.684.49-111
Student Loan-10 Year5.855.855.85    
Unsecured - 36 Mo11.9219.756.5011.0020.006.75-92
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* Represents the difference in the average rate between banks and credit unions.