RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 329,723 financial institution locations in 19,713 markets across the United States as of 12/8/2025.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.174.100.011.645.330.0547
6 Mo CD - $10k1.634.250.012.294.790.0665
9 Mo CD - $10k1.994.150.012.975.330.0198
1 Yr CD - $10k1.814.500.012.285.000.0147
18 Mo CD - $10k1.584.250.012.545.330.0196
2 Yr CD - $10k1.694.210.012.404.500.0172
30 Mo CD - $10k1.583.900.012.463.900.5089
3 Yr CD - $10k1.673.940.012.324.250.0165
4 Yr CD - $10k1.723.940.012.414.200.3069
5 Yr CD - $10k1.834.000.012.263.770.0143
3 Mo CD - $100k1.214.150.011.795.330.0559
6 Mo CD - $100k1.694.250.012.374.750.0669
9 Mo CD - $100k2.044.150.013.175.330.01113
1 Yr CD - $100k1.864.500.012.395.000.0153
18 Mo CD - $100k1.614.250.012.435.330.0182
2 Yr CD - $100k1.734.210.012.564.500.0182
30 Mo CD - $100k1.593.900.012.493.860.5090
3 Yr CD - $100k1.713.940.012.414.250.0170
4 Yr CD - $100k1.743.940.012.484.000.3073
5 Yr CD - $100k1.854.000.012.363.770.0151
High Rate Checking1.093.990.013.826.500.20273
Basic Checking0.142.000.000.215.000.017
HSA - $1k0.010.010.010.250.250.2524
HSA - $10k1.451.451.450.350.350.35-110
HSA - $25k   0.400.400.40 
IRA - 1 Year - $10k1.604.500.012.294.100.0170
IRA - 1 Year - $100k1.623.600.012.914.100.30129
IRA - Liquid - $10k0.594.700.010.574.340.01-1
IRA - Liquid - $100k1.234.700.010.724.340.01-51
High Rate Money Market - $2.5k0.400.500.301.803.500.25140
Money Market - $2.5k0.393.750.010.803.330.0141
Money Market - $10k0.483.750.010.893.330.0141
High Rate Money Market - $10k1.173.900.011.543.500.2537
High Rate Money Market - $25k1.303.900.011.773.500.2547
Money Market - $25k0.663.820.011.063.330.0140
Money Market - $50k0.743.820.011.203.330.0145
High Rate Money Market - $50k1.563.900.011.893.500.2533
High Rate Money Market - $100k1.803.940.012.293.551.6049
Money Market - $100k0.913.920.011.353.330.0144
Money Market - $250k1.023.920.011.423.330.0141
High Rate Money Market - $250k1.913.940.012.443.601.7553
Money Market - $500k1.343.820.011.553.330.1521
High Rate Money Market - $500k2.353.920.502.483.651.9513
High Rate Money Market - $1 million2.353.920.502.583.652.0723
Money Market - $1 million1.373.820.011.603.660.1523
High Rate Savings1.434.250.022.6710.000.05124
Regular Savings0.213.750.010.214.340.010
New Auto - 24 Mo6.889.324.994.796.993.00-209
New Auto - 36 Mo6.9717.504.004.847.493.00-213
New Auto - 48 Mo7.0617.504.004.987.493.50-208
New Auto - 60 Mo7.2017.504.005.077.493.50-213
New Auto - 72 Mo7.269.854.005.377.693.99-189
New Auto - 84 Mo6.778.595.395.857.194.49-92
Used Auto - 24 Mo6.979.774.995.177.743.49-180
Used Auto - 36 Mo7.3018.004.005.277.743.49-203
Used Auto - 48 Mo7.4218.004.005.407.743.99-202
Used Auto - 60 Mo7.4518.004.005.497.743.99-196
Used Auto - 72 Mo7.4010.103.345.788.293.34-162
Used Auto - 84 Mo6.878.595.996.188.004.49-69
Used Boat-60 Mo8.059.846.997.1511.294.49-90
New Boat-60 Mo8.4317.505.257.5613.684.31-88
Rewards Credit Card16.9623.498.5014.3619.908.50-259
Credit Card Platinum16.2228.499.9013.4617.496.90-275
Credit Card Classic15.3629.249.9613.8928.245.00-147
Home Equity - LOC 80%7.8110.753.256.8818.000.50-94
Home Equity - 5 Yr 80%7.7210.005.507.0411.505.75-69
Home Equity - 10 Yr 80%7.8410.106.257.439.706.00-41
Home Equity - 15 Yr 80%7.8210.306.137.639.956.00-19
7 Yr ARM6.6947.7505.5006.4767.3415.000-22
3 Yr ARM6.6399.7505.1255.1148.0003.125-153
5 Yr ARM6.6568.7505.2506.4518.1324.000-20
15 Yr Fixed6.0748.5405.0005.9237.6254.990-15
20 Yr Fixed6.2076.5405.5476.5747.5275.45237
30 Yr Fixed6.5477.5005.5606.3748.6255.490-17
15 Yr Fixed-Jumbo5.7125.5955.595 
20 Yr Fixed-Jumbo6.4506.3556.355 
7 Yr ARM-Jumbo6.4536.3816.381 
5 Yr ARM-Jumbo6.5506.4776.477 
30 Yr Fixed-Jumbo6.4256.3536.353 
Used Motorcycle-60 Mo8.219.996.996.9211.294.49-130
New Motorcycle-60 Mo8.219.996.996.559.144.49-166
Used Motorhome-60 Mo8.049.846.997.0712.004.49-97
New Motorhome-60 Mo8.5218.005.257.4413.684.49-108
Student Loan-10 Year5.855.855.85    
Unsecured - 36 Mo11.8619.756.5011.0020.006.75-87
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* Represents the difference in the average rate between banks and credit unions.