|
|
| Product | Bank Average | Bank High | Bank Low | Credit Union Average | Credit Union High | Credit Union Low | Basis Point Difference* |
| 3 Mo CD - $10k | 0.26 | 2.00 | 0.01 | 0.35 | 1.30 | 0.02 | 9▲ |
| 6 Mo CD - $10k | 0.38 | 2.40 | 0.01 | 0.57 | 1.60 | 0.02 | 19▲ |
| 1 Yr CD - $10k | 0.70 | 2.35 | 0.01 | 0.98 | 2.65 | 0.02 | 27▲ |
| 18 Mo CD - $10k | 0.96 | 2.75 | 0.05 | 1.26 | 2.75 | 0.05 | 29▲ |
| 2 Yr CD - $10k | 1.04 | 3.00 | 0.10 | 1.34 | 2.80 | 0.05 | 30▲ |
| 30 Mo CD - $10k | 1.12 | 3.03 | 0.10 | 1.41 | 3.00 | 0.10 | 29▲ |
| 3 Yr CD - $10k | 1.19 | 3.13 | 0.10 | 1.56 | 2.85 | 0.10 | 37▲ |
| 4 Yr CD - $10k | 1.39 | 3.15 | 0.15 | 1.86 | 2.95 | 0.10 | 47▲ |
| 5 Yr CD - $10k | 1.67 | 3.50 | 0.35 | 2.06 | 3.25 | 0.10 | 40▲ |
| 1 Mo CD - $100k | 0.19 | 1.00 | 0.01 | 0.03 | 0.03 | 0.03 | -16▼ |
| 2 Mo CD - $100k | 0.20 | 1.00 | 0.01 | | | | |
| 3 Mo CD - $100k | 0.26 | 1.80 | 0.01 | 0.41 | 0.95 | 0.15 | 16▲ |
| 3 Mo CD - $250k | | | | 0.30 | 0.30 | 0.30 | |
| 6 Mo CD - $100k | 0.36 | 1.91 | 0.01 | 0.71 | 1.68 | 0.15 | 35▲ |
| 6 Mo CD - $250k | | | | 0.83 | 1.25 | 0.40 | |
| 1 Yr CD - $100k | 0.66 | 2.60 | 0.01 | 1.16 | 2.65 | 0.20 | 50▲ |
| 1 Yr CD - $250k | | | | 1.13 | 1.80 | 0.45 | |
| 2 Yr CD - $100k | 0.87 | 2.80 | 0.10 | 1.61 | 2.60 | 0.40 | 73▲ |
| 2 Yr CD - $250k | | | | 1.55 | 2.20 | 0.90 | |
| 3 Yr CD - $100k | 1.13 | 3.13 | 0.10 | 1.76 | 2.70 | 0.65 | 63▲ |
| 3 Yr CD - $250k | | | | 1.85 | 2.40 | 1.30 | |
| Interest Checking - $5k | 0.10 | 1.25 | 0.01 | 0.17 | 3.00 | 0.01 | 7▲ |
| Liquid IRA Account | 0.30 | 2.19 | 0.01 | 0.41 | 2.02 | 0.02 | 11▲ |
| Money Market - $2.5k | 0.15 | 1.57 | 0.01 | 0.28 | 1.57 | 0.02 | 13▲ |
| Money Market - $10k | 0.23 | 2.00 | 0.01 | 0.33 | 1.57 | 0.04 | 11▲ |
| Money Market - $25k | 0.29 | 2.00 | 0.01 | 0.47 | 1.57 | 0.05 | 18▲ |
| Money Market - $50k | 0.33 | 2.00 | 0.01 | 0.55 | 1.57 | 0.05 | 21▲ |
| Money Market - $100k | 0.39 | 2.00 | 0.01 | 0.62 | 1.95 | 0.05 | 23▲ |
| Money Market - $250k | 0.42 | 2.00 | 0.01 | 0.64 | 2.00 | 0.05 | 22▲ |
| Regular Savings - $1k | 0.13 | 1.50 | 0.01 | 0.18 | 1.80 | 0.02 | 5▲ |
| New Car - 36 Mo | 4.48 | 8.32 | 1.99 | 2.99 | 4.50 | 1.49 | -149▼ |
| New Car - 48 Mo | 4.60 | 8.13 | 1.99 | 3.13 | 4.59 | 1.49 | -146▼ |
| New Car - 60 Mo | 4.74 | 8.01 | 1.99 | 3.27 | 4.89 | 1.49 | -147▼ |
| New Car - 72 Mo | 4.70 | 8.23 | 2.59 | 3.68 | 5.24 | 1.49 | -102▼ |
| Used Car - 36 Mo | 5.01 | 9.38 | 1.99 | 3.20 | 4.75 | 1.49 | -181▼ |
| Used Car - 48 Mo | 5.12 | 9.38 | 1.99 | 3.33 | 4.89 | 1.49 | -179▼ |
| Used Car - 60 Mo | 5.06 | 10.33 | 1.99 | 3.46 | 5.19 | 1.49 | -159▼ |
| Used Car - 72 Mo | 4.55 | 7.00 | 2.99 | 3.86 | 5.89 | 1.49 | -69▼ |
| New Boat - 60 Mo | 5.84 | 10.59 | 2.75 | 4.91 | 9.85 | 1.90 | -93▼ |
| Rewards Credit Card | 14.66 | 17.74 | 5.00 | 11.26 | 15.74 | 7.90 | -340▼ |
| Credit Card Platinum | 12.58 | 17.24 | 5.00 | 10.15 | 13.74 | 7.74 | -243▼ |
| Credit Card Classic | 12.30 | 20.74 | 5.00 | 12.15 | 17.99 | 1.00 | -14▼ |
| Home Equity - LOC | 5.51 | 8.63 | 4.25 | 5.04 | 7.00 | 3.50 | -47▼ |
| Home Equity - 5 Yr | 5.53 | 8.90 | 3.75 | 4.91 | 7.74 | 2.99 | -61▼ |
| Home Equity - 10 Yr | 5.93 | 7.25 | 3.25 | 5.51 | 7.74 | 4.00 | -41▼ |
| Home Equity - 15 Yr | 6.31 | 8.25 | 3.25 | 6.07 | 7.74 | 4.24 | -25▼ |
| 15 Yr Fixed | 4.318 | 5.500 | 3.308 | 4.338 | 5.250 | 3.185 | 2▲ |
| 10 Yr Fixed | 1.110 | 1.000 | 1.000 | | | | |
| 20 Yr Fixed | 4.547 | 5.750 | 1.000 | 4.678 | 5.500 | 3.645 | 13▲ |
| 30 Yr Fixed | 4.746 | 5.875 | 3.875 | 4.818 | 5.750 | 3.855 | 7▲ |
| 1 Yr ARM | 4.193 | 6.000 | 2.750 | 3.370 | 4.250 | 1.000 | -82▼ |
| 3/1 ARM | 3.941 | 5.500 | 1.000 | 3.761 | 5.000 | 1.000 | -18▼ |
| 5/1 ARM | 4.167 | 5.500 | 3.000 | 4.053 | 4.875 | 1.000 | -11▼ |
| 7/1 ARM | 4.237 | 5.350 | 3.250 | 4.248 | 5.500 | 1.000 | 1▲ |
| New RV - 60 Mo | 5.82 | 10.59 | 2.75 | 4.88 | 9.85 | 1.90 | -94▼ |
| Unsecured - 36 Mo | 9.84 | 18.01 | 4.99 | 9.26 | 13.49 | 5.90 | -58▼ |
|