RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 345,475 financial institution locations in 19,713 markets across the United States as of 8/31/2026.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.123.970.011.523.840.0340
6 Mo CD - $10k1.504.210.012.674.400.15117
9 Mo CD - $10k1.353.940.012.904.080.25154
1 Yr CD - $10k1.744.160.012.914.100.10117
18 Mo CD - $10k1.454.350.012.744.250.15129
2 Yr CD - $10k1.624.160.012.824.500.20121
30 Mo CD - $10k1.193.690.012.884.100.75169
3 Yr CD - $10k1.644.160.012.824.020.20119
4 Yr CD - $10k1.614.160.012.874.090.75126
5 Yr CD - $10k1.664.250.012.974.250.75131
3 Mo CD - $100k1.143.970.011.533.840.0339
6 Mo CD - $100k1.544.210.012.664.400.15112
9 Mo CD - $100k1.373.940.012.874.080.25150
1 Yr CD - $100k1.764.350.012.904.100.10114
18 Mo CD - $100k1.464.060.012.704.250.15124
2 Yr CD - $100k1.634.160.012.814.500.20118
30 Mo CD - $100k1.183.960.012.834.100.75165
3 Yr CD - $100k1.634.160.012.804.050.20117
4 Yr CD - $100k1.624.200.012.854.200.75123
5 Yr CD - $100k1.684.350.012.954.350.75127
High Rate Checking0.422.020.012.915.000.05249
Basic Checking0.090.500.010.223.000.0113
HSA - $1k0.750.750.750.380.750.01-37
HSA - $10k1.511.511.510.761.500.01-76
HSA - $25k1.511.511.511.012.000.01-51
IRA - 1 Year - $10k1.434.160.012.744.250.10131
IRA - 1 Year - $100k1.773.750.012.574.250.1080
IRA - Liquid - $10k0.383.450.010.544.080.0116
IRA - Liquid - $100k1.083.500.010.624.080.01-45
High Rate Money Market - $2.5k0.550.550.551.251.251.2570
Money Market - $2.5k0.383.450.010.743.690.0136
Money Market - $10k0.493.450.010.893.150.0140
High Rate Money Market - $10k1.663.690.011.373.190.30-29
High Rate Money Market - $25k1.843.750.012.263.480.7542
Money Market - $25k0.683.450.011.033.150.0136
Money Market - $50k0.823.450.011.193.150.0137
High Rate Money Market - $50k1.893.750.012.483.481.2559
High Rate Money Market - $100k2.363.750.012.573.481.2922
Money Market - $100k1.053.920.011.373.250.0132
Money Market - $250k1.194.000.011.483.500.0129
High Rate Money Market - $250k2.363.750.013.043.502.2367
Money Market - $500k0.683.400.011.363.500.0168
High Rate Money Market - $500k1.512.760.254.004.004.00250
High Rate Money Market - $1 million1.512.760.254.004.004.00250
Money Market - $1 million0.743.400.011.393.500.0165
High Rate Savings0.040.050.022.384.880.10234
Regular Savings0.120.800.010.204.890.019
New Auto - 24 Mo6.3610.173.745.016.492.99-136
New Auto - 36 Mo6.709.253.995.036.992.99-167
New Auto - 48 Mo6.769.254.495.096.753.70-167
New Auto - 60 Mo6.809.254.745.176.753.89-163
New Auto - 72 Mo6.989.254.755.528.953.99-145
New Auto - 84 Mo6.518.594.945.667.254.24-86
Used Auto - 24 Mo6.6810.624.495.226.652.99-146
Used Auto - 36 Mo7.0610.254.705.228.302.99-184
Used Auto - 48 Mo7.1210.254.755.277.453.70-185
Used Auto - 60 Mo7.1310.254.755.346.993.89-179
Used Auto - 72 Mo7.199.754.755.729.253.99-148
Used Auto - 84 Mo6.258.594.496.017.754.49-24
Used Boat-60 Mo8.9710.017.246.979.084.49-200
New Boat-60 Mo8.4912.754.757.2913.004.25-120
Rewards Credit Card17.1720.496.9913.8718.004.90-330
Credit Card Platinum15.9018.496.9912.0018.004.90-390
Credit Card Classic16.8129.244.4913.7519.904.90-306
Home Equity - LOC 80%7.239.005.246.768.255.25-47
Home Equity - 5 Yr 80%7.3210.355.877.019.993.99-32
Home Equity - 10 Yr 80%7.6710.506.007.249.753.99-43
Home Equity - 15 Yr 80%7.6310.756.137.519.753.99-12
7 Yr ARM6.8757.7505.8756.7647.6256.121-11
3 Yr ARM6.7687.6255.7906.4506.6985.625-32
5 Yr ARM6.8188.1535.7506.5447.1095.566-27
15 Yr Fixed6.2908.5403.1256.1337.5004.625-16
20 Yr Fixed6.8747.0116.3436.5787.0105.750-30
30 Yr Fixed6.7048.3754.0006.6328.5005.490-7
15 Yr Fixed-Jumbo6.4786.3506.350 
20 Yr Fixed-Jumbo7.0316.9276.927 
7 Yr ARM-Jumbo6.4866.4096.409 
5 Yr ARM-Jumbo6.4866.4096.409 
30 Yr Fixed-Jumbo7.0636.9836.983 
Used Motorcycle-60 Mo9.7210.938.256.749.254.49-299
New Motorcycle-60 Mo8.8910.937.506.548.954.49-235
Used Motorhome-60 Mo8.9710.017.247.0910.094.49-187
New Motorhome-60 Mo8.4412.754.757.3313.004.25-111
Student Loan-10 Year7.057.057.05    
Unsecured - 36 Mo12.2518.996.7410.7916.007.49-145
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* Represents the difference in the average rate between banks and credit unions.