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Product | Bank Average | Bank High | Bank Low | Credit Union Average | Credit Union High | Credit Union Low | Basis Point Difference* |
3 Mo CD - $10k | 0.05 | 0.05 | 0.05 | | | | |
6 Mo CD - $10k | 0.08 | 0.08 | 0.08 | | | | |
1 Yr CD - $10k | 0.20 | 0.20 | 0.20 | | | | |
2 Yr CD - $10k | 0.30 | 0.30 | 0.30 | | | | |
3 Yr CD - $10k | 0.45 | 0.45 | 0.45 | | | | |
4 Yr CD - $10k | 0.70 | 0.70 | 0.70 | | | | |
5 Yr CD - $10k | 1.20 | 1.20 | 1.20 | | | | |
1 Mo CD - $100k | 0.10 | 0.10 | 0.10 | | | | |
2 Mo CD - $100k | 0.10 | 0.10 | 0.10 | | | | |
3 Mo CD - $100k | 0.10 | 0.10 | 0.10 | | | | |
6 Mo CD - $100k | 0.15 | 0.15 | 0.15 | | | | |
1 Yr CD - $100k | 0.30 | 0.30 | 0.30 | | | | |
2 Yr CD - $100k | 0.35 | 0.35 | 0.35 | | | | |
3 Yr CD - $100k | 0.55 | 0.55 | 0.55 | | | | |
Interest Checking - $5k | 0.03 | 0.03 | 0.03 | | | | |
Liquid IRA Account | 0.03 | 0.03 | 0.03 | | | | |
Money Market - $2.5k | 0.03 | 0.03 | 0.03 | | | | |
Money Market - $10k | 0.05 | 0.05 | 0.05 | | | | |
Money Market - $25k | 0.06 | 0.06 | 0.06 | | | | |
Money Market - $50k | 0.06 | 0.06 | 0.06 | | | | |
Money Market - $100k | 0.07 | 0.07 | 0.07 | | | | |
Money Market - $250k | 0.07 | 0.07 | 0.07 | | | | |
Regular Savings - $1k | 0.02 | 0.02 | 0.02 | | | | |
New Car - 36 Mo | 3.88 | 3.88 | 3.88 | | | | |
New Car - 48 Mo | 4.00 | 4.00 | 4.00 | | | | |
New Car - 60 Mo | 4.25 | 4.25 | 4.25 | | | | |
New Car - 72 Mo | 4.50 | 4.50 | 4.50 | | | | |
Used Car - 36 Mo | 4.00 | 4.00 | 4.00 | | | | |
Used Car - 48 Mo | 4.25 | 4.25 | 4.25 | | | | |
Used Car - 60 Mo | 4.38 | 4.38 | 4.38 | | | | |
Used Car - 72 Mo | 4.75 | 4.75 | 4.75 | | | | |
New Boat - 60 Mo | 5.25 | 5.25 | 5.25 | | | | |
Rewards Credit Card | 13.62 | 15.23 | 12.00 | | | | |
Credit Card Classic | 16.00 | 16.00 | 16.00 | | | | |
Home Equity - LOC | 4.00 | 4.00 | 4.00 | | | | |
Home Equity - 5 Yr | 4.00 | 4.00 | 4.00 | | | | |
Home Equity - 10 Yr | 4.25 | 4.25 | 4.25 | | | | |
Home Equity - 15 Yr | 4.50 | 4.50 | 4.50 | | | | |
New RV - 60 Mo | 5.25 | 5.25 | 5.25 | | | | |
Unsecured - 36 Mo | 7.00 | 8.00 | 6.00 | | | | |
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